ACap ReCap: Financial and Tax Tips
ACap Advisors & Accountants is a boutique fee-only Wealth Management and full-service Accounting firm based in Los Angeles. We handle everything from taxes to investments to risk management and estate planning, providing comprehensive, unbiased financial advice in one location. In our ACap ReCap episodes, we discuss the latest financial news, answer the frequently received financial questions, and share financial tips with you. If you have questions or suggestions email us hello@acapam.com Find more details at https://www.acapam.com/ #financialadvisor #fiduciaryfinancialadvisor #finance #financial #money #wealthmanagement #assetmanagement #investment #tax #taxplanning
ACap ReCap: Financial and Tax Tips
RSUs Explained: Vesting, Taxes, and Smart Strategies for High-Income Professionals
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Restricted Stock Units (RSUs) can be a powerful wealth-building tool — or a tax headache if mismanaged.
In this episode, we break down exactly how RSUs work, when you can sell them, how they’re taxed, and the key decisions high-income professionals need to make after vesting.
You’ll learn:
- What RSUs actually are (and what “vesting” really means)
- When you can sell your shares — and whether you should
- The difference between income tax and capital gains tax on RSUs
- How short-term vs. long-term capital gains impact your return
- Why concentration risk can quietly destroy your portfolio
- How cash flow needs and tax-loss harvesting strategies factor in
We also address one of the biggest misconceptions: Are RSUs double taxed? (Short answer: no — but there are two tax components you must understand.)
If you’re receiving equity compensation or planning around company stock, this episode will help you avoid costly mistakes and make smarter, forward-thinking decisions with your RSUs.
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