Boosting Your Financial IQ
The Boosting Your Financial IQ podcast simplifies financial and accounting concepts to help you understand how money works and how to create more value.
Hosted by Steve Coughran, founder of Coltivar and an expert in finance, strategy, and operations, this podcast provides real-world examples, stories, and tips to enhance your financial literacy. Whether you’re new to finance or an experienced business owner, Steve’s insights will help you identify value drivers and improve financial performance. With years of experience helping businesses from $3M to $100M+ grow smarter and leaner, Steve is dedicated to giving you the clarity, confidence, and support needed to make your business more profitable and sustainable. Tune in and learn how to speak the language of money.
Episodes
219 episodes
167: If I Had to Learn Finance All Over Again, Here’s What I’d Do
Why do so many businesses struggle with cash flow—and how can you avoid the same fate? In this episode, Steve reveals one of the biggest hurdles he sees business leaders face: a lack of financial literacy. But it’s not about complex accounting—...
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Episode 167
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26:58
166: Why I’m Back—and What I Hope It Means for You
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Steve is back! After taking a break to focus on his business, Coltivar, he's returning to the Boosting Your Fi...
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Episode 166
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13:11
165: What Is a Good Profit Margin for a Small Business?
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/What is a good profit margin for a small business? In this episode of
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Episode 165
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13:22
164: How to Increase Profit in a Business?
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Profit isn’t a reward, it’s a system. In this episode of Boosting You...
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Episode 164
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21:31
163: Why is My Business Not Making a Profit?
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Your company is generating real revenue, but where’s the profit? In this ...
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Episode 163
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24:47
162: How Smart CEOs Think About Money – What They Focus on (And What They Ignore)
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Steve reveals the five things financially savvy CEOs focus on (and the common traps they avoid) to build cash...
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Episode 162
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16:03
161: Should You Work for a Wage or Own the Business Understanding Your True Earning Potential
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Steve answers a listener's heartfelt question: should you work for a wage...
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Episode 161
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16:07
160: Strategic Finance Explained: What It Is & How to Use It for Business Growth
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Most companies get stuck in operating finance, but the real power lies in...
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Episode 160
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13:41
159: 3 Must Have Metrics for Business Owners
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Running a business is like spinning plates—but how do you know if it's tr...
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Episode 159
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13:38
158: Cash Flow for Business Owners: How to Forecast, Manage, and Get More of It
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Where’s your cash going? Even thriving businesses can feel stuck when mon...
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Episode 158
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15:26
157: Let's Play Cash Flow Trivia
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Think you understand cash flow? Steve puts your financial knowledge to th...
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Episode 157
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8:19
156: If You’re Looking for a Job, Listen to This
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Steve has hired countless employees, and the hiring process never fails t...
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Episode 156
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9:49
155: The One Truth I'll Never Stop Sharing About Finance
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Most professionals know financial literacy is crucial, yet few follow thr...
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Episode 155
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10:05
154: 3 Things I Learned as CFO of a Billion Dollar Company
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/What does it really take to lead the financial strategy of a billion-doll...
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Episode 154
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12:54
153: Don't Let Numbers Be an Excuse for Inaction
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Too many leaders hide behind financial data, delaying action until every ...
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Episode 153
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8:10
152: If You Want to Be a Profitable Entrepreneur, Listen to This
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Got a brilliant business idea? Great! But can you explain your unit econ...
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Episode 152
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6:53
151: Can You Fake It Till You Make It in Finance?
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Ever felt the panic of being promoted into a leadership role, only to re...
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Episode 151
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7:37
BYFIQ Hits One Million Downloads!
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/What began as a simple idea to teach financial literacy has grown beyond...
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3:16
150: The X Factor and How it Drives Higher Profits
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/What if a single number could transform how you think about discounts, b...
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Episode 150
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7:23
149: The 4 Levers of Profit You Must Know
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Are you leaving money on the table without even knowing it?In th...
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Episode 149
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11:09
148: If You Are 15-25 Years Old, Listen to This
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Are you ready to make decisions today that your future self will thank y...
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Episode 148
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14:45
147: Want to Increase Your Financial IQ? Here's Exactly How to Get Started
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/In this episode of Boosting Your Financial IQ, Steve shares a game-c...
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Episode 147
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21:57
146: I Promise This Will Change Your Financial Future
Master business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Finance is the language of business, and becoming fluent in it can t...
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Episode 146
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17:52
145: What is Invested Capital and Why Should You Care
Is your business truly profitable, or is it running on borrowed time?In this episode of Boosting Your Financial IQ, Steve dives into the game-changing concept of invested capital—what it is, why it matters, and how it can trans...
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Episode 145
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12:52
144: Profit Explained. The Difference Between Gross, Operating, and Net
In this episode of Boosting Your Financial IQ, Steve dives deep into the three critical types of profit every business leader must understand. Gross profit, operating profit, and net profit each hold the key to uncovering your ...
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Episode 144
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11:55