The Money Nest by Heron Financial
The Nest is a clear, no-jargon podcast about mortgages, homeownership and getting truly “mortgage ready”.
Hosted by advisers from Heron Financial, a fee-free, B Corp certified mortgage and protection brokerage, each episode breaks down a specific topic in plain English: from saving a deposit and improving your affordability, to navigating new build, shared ownership, remortgaging and protection.
Whether you are a first-time buyer, an existing homeowner planning your next move, or simply trying to make sense of rates and lender criteria, The Nest is here to make the process calmer and easier.
No hype, no hard sell. Just practical guidance, real scenarios and actions you can take to move closer to owning – or keeping – the home that is right for you.
Episodes
37 episodes
How Heron Financial Built 14 Years of 5-Star Trust in Mortgage & Protection Advice
In this episode of the Heron Financial Podcast, we go back to the beginning.Founder Matt Coulson reflects on building Heron Financial from a two-person startup in 2011 into a firm trusted by thousands of mortgage and protection clients —...
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Season 1
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Episode 1
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21:42
Bank of England Base Rate Decision - Reaction - May '25
Richard Campo (Head of Growth) is back to talk about the Bank of England reducing rates by 0.25% to 4.25%. In this episode he talks over:What we can read from the voting which was more interesting than expectedW...
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11:01
Mortgage Market Update - May 25
Despite being billed as 'awful April' there were a number of positive updates in the Mortgage and Property world. Matt Coulson (Founder) and Richard Campo (Head of Growth) talk over these headlines in more details:Lenders offering l...
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Season 3
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Episode 5
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22:26
Mortgage Market Update - Apr 25
In the latest edition of the Heron Financial podcast, Matt (Founder) and Richard (Head of Growth) talk over the topical points in the mortgage world. Key themes are:The Spring Statement - How Labour plans to 'Get Britain Building'
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Season 3
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Episode 4
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22:51
Bank of England Base Rate Decision - Reaction - Mar '25
While a hold from the Bank of England (at 4.5%) was widely predicted, Matt Coulson (Founder) and Richard Campo (Head of Growth) look at depth at the Minutes from the Bank of England to understand things like:What impact this will ha...
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16:36
Mortgage Market Update - Mar 25
In a packed Mortgage Market update, Matt Coulson (Founder) talks to Richard Campo (Head of Growth) about:Heron being signed off as B Corp firmReaction to the Bank of England cutting rates to 4.5%How the rate reduct...
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18:07
The UK's Trailblazing B Corp Certified Mortgage Brokers
In this Episode Kia Foster (Partnership Sales Manager at MAB) talks to Matt Coulson (Founder) about Heron Financial's recent achievement of B Corp certification. They taklk over what B Corp certification entails, including adherence to high soc...
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15:57
Bank of England Base Rate Decision - Reaction - Feb '24
In this reaction to the Bank of England reducing rates by 0.25% to 4.5%, Matt Coulson (Founder at Heron) and Richard Campo (Head of Growth) talk over what this means for the mortgage market. Key themes are:What impact will this have...
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15:43
Mortgage Market Update - Feb 25
In this episode Matt (founder of Heron) and Richard (Head of Growth) talk over why they are seeing an extremely busy start the year!Main themes are:- Why mortgage pricing has been so volatile?- Is the Bank of England going to cut ra...
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22:04
Mortgage Market Update - Jan 25
In this episode, Matt (Founder) and Richard (Head of Growth) from Heron Financial talk over what we saw in 2024 and a look ahead into 2025. Such as:The key themes of 2024:- The VUCA Environment, Inflation, Political instability/uncertai...
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Season 3
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Episode 1
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43:38
Mortgage Market Update - Dec '24
In this update Matt Coulson (Founder of Heron Financial) is joined by Richard Campo, (Head of Growth) to discuss the three most topical points in the mortgage market, which are:- Tariffs- Tracker- TaxWith a complex mortgage ...
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Season 2
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Episode 6
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23:10
Bank of England Base Rate Decision - Reaction - Nov '24
Matt Coulson (Founder of Heron) and Richard Campo (Head of Growth) talk over their immediate reaction to the Bank of England cutting rates from 5% down to 4.75% today. Covering topics such as:Why are Fixed Rate mortgages going up wh...
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Season 2
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Episode 5
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21:48
Mortgage Market Update - Nov '24
In this update Matt Coulson (Founder of Heron Financial) is joined by Richard Campo, (Head of Growth) to discuss:- Brief recap of the Budget- What impact the Budget will have on mortgage rates- Where the Base Rate may head too
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Season 2
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Episode 4
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19:32
Budget Reaction - What this means for the Property Market
Matt & Richard get into the detail of the budget, specifically looking into the aspects that will impact the Mortgage/Property world. Main topics covered were:Stamp Duty on 2nd Homes up to 5%, now in effect£5 Billion of...
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Season 2
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Episode 3
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31:16
Mortgage Market Update - Oct '24
In this update Matt Coulson (Founder of Heron Financial) is joined by Richard Campo, (Head of Growth) to discuss:- Long term trends in House Prices and why they rise above inflation- Have interest rates bottomed out and what is driving ...
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Season 2
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Episode 2
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19:07
Bank of England Base Rate Decision - Reaction - Sept '24
In this edition, Matt Coulson (Founder of Heron Financial) talks over the immediate reaction to the Bank of England holding rates at 5% with Richard Campo, Head of Growth at Heron.Points discussed are:- What impact will this have on...
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9:15
Mortgage Market Update - Sept '24
We are back! With our new and revamped format, Matt Coulson (Founder of Heron Financial) is joined by Richard Campo, who has recently joined as Head of Growth. In this month’s podcast they discuss why mortgage rates are fallin...
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Season 2
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Episode 1
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16:47
5 Mortgage Basics You Need To Know
In our final episode, we discuss the 5 mortgage basics you should know before starting your mortgage journey. Applying for a mortgage can be a long and challenging process, so it is always best for you to get ahead of the game and prepare as mu...
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6:08
Home Insurance 101
On this week's podcast, we will be discussing Home Insurance 101! Going through all the different policies and what they actually cover. It is so important you know where your money is going and for you to sleep easy at night knowing you are...
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Season 2
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Episode 10
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5:22
Can a protection policy benefit you?
This week, we are talking all about protection policies and why they are essential to have in place for the unexpected.
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5:25
How Everglades can make your Mortgage journey easier
In this week's episode of The Heron Financial Podcast, we are talking all about our award-winning software, Everglades! We will cover how it can help make your life easier through the mortgage process.
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4:57
How choosing the right broker can make all the difference
In this week's episode of The Heron Financial Podcast, we are talking about choosing the right broker and why it is crucial. Buying a house is not an easy task, so you need the best support possible when you start looking.
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Season 2
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Episode 7
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4:47
Is Remortgaging your best option?
This week, we are talking all about how remortgaging and how it can really benefit you. We will be covering all the different options you have and which situations it can help with.
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Season 2
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Episode 6
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4:27
Key Advice For First Time Buyers
On this week's episode, we have Dean from Wander Films, and Matt is giving him some much needed advice about how to approach buying a house when you are a first-time buyer.
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11:38
Are New Builds Your Best Option?
In this episode, we are talking about how new builds properties and how they can help you keep the cost of living down. When you are looking to buy your new home, a new build could be the best option for you. To find out more, check out our lat...
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Season 2
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Episode 4
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4:05