Henssler Money Talks
Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166.
Money Talks: Your trusted resource for your money, your future, your life.
Episodes
525 episodes
The Social Security Question Everyone Asks — But Few Ask Correctly
The hosts of “Henssler Money Talks” discuss one of the most important — and most misunderstood — decisions in retirement: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into ...
July 4, 2026: Markets, Main Street & Social Security
The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.Research Analyst ...
Preparing for Retirement's Most Expensive "What If"
The “Henssler Money Talks” hosts tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available — from traditional lon...
June 27, 2026: The K-Shaped Economy, Compounding, and Long-Term Care
The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped econ...
How an HSA Can Become a Source of Tax-Free Retirement Funds
Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. The “Henssler Money Talks” hosts explore how retirees can strategically use HSA bal...
June 20, 2026: World Cup Crowds, Market Narratives, and HSA Strategies
Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio.The FIFA ...
Before You Try to Avoid Probate, Understand It
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us f...
June 13, 2026: Probate, Partners, and Portfolios
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us f...
The Difference Between a Great Company and a Great Investment
Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. The “Henssler Money Talks” hosts examine what trillion-dollar IPOs could mean for in...
June 6, 2026: Valuations, Vigilance, and Valuable Lessons
Every investor faces the same challenge: distinguishing excitement from opportunity, learning lessons from your mistakes, and separating short-term impulses from long-term strategy. In this episode, we tackle all three as we examine the next wa...
The Tax Rules That Shape Your Legacy
The “Henssler Money Talks” hosts tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules are — and just as importantl...
May 30, 2026: Mortgages, Money Transfers & Monetary Policy
Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where th...
Before You Chase Returns, Build Reserves
The “Henssler Money Talks” hosts take a practical look at emergency funds, including how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. They also discuss r...
May 23, 2026: Cash, Counsel, and Chatbots
The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the ...
Is the AI Rally a Bubble? Similarities, Differences, and Risks
The “Henssler Money Talks” hosts ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We’ll compare today’s AI-driven rally to the market environment of 2000, exp...
May 16, 2026: Alternative Assets, Chip Rallies & Bubble Warnings
This week, we’re diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more f...
More Than the Interest Rate: Understanding Bond Yields
The “Henssler Money Talks” hosts unpack the relationship between bond prices, coupon rates, and yield to maturity—helping investors understand why a bond’s true return involves more than its stated interest rate. Original Air Date: ...
May 9, 2026: Bond Yields, Bearish Sentiment, and the Water Trade
This week, we explore the stories behind some of the market’s most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We ...
60/40 Didn’t Fail — It Just Wasn’t Built for You
The “Henssler Money Talks” hosts revisit the classic 60/40 portfolio — why it’s taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on time horizon, liquidity, and real-world spending goals may...
May 2, 2026: Data Centers, Down Payments, and the Death of 60/40
This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed’s decision to hold rates steady as investors look for clues on what comes next. From there, t...
A Smarter Way to Think About Selling Real Estate
Should I liquidate my rental property or my personal residence? The “Henssler Money Talks” hosts unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cos...
April 25, 2026: What Everyone is Asking: Who to Trust, What to Sell, When to Start
This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn’t start with a grand strategy—it starts with the same practical questions coming up again and again, and th...
Too Much, Too Soon? Rethinking How Wealth Is Passed Down
A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expected to transfer in the coming decades, many families are asking a vital question: Will this weal...
April 18, 2026: High Expectations: Spending, Inheritance, and Markets
This week’s episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the comple...
Built on One Stock? Direct Indexing Offers a Way Forward
Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. In this week’s “Henssler Money Talks,” the hosts discuss why investors hesitate to unwind them, the risks benea...