Horizon Advisers Unleashed Podcast
As financial planners and business owners, we will discuss many topics. Our goal is to educate listeners on specific financial topics as well as conducting interviews of other business professionals. We hope you learn from their insight, stories, and experiences.Financial Advisor offering securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity Tax services are provided by Horizon Advisers. Cetera Wealth Services LLC does not provide tax services. Tax and accounting services provided by Horizon Advisers CPA. Cetera Wealth Services LLC does not provide tax nor accounting services. 50 W Big Beaver Road, Troy, MI 48084
Episodes
220 episodes
#220 - Is Financial Responsibility the New Sexy?
In this eye-opening episode of Horizon Advisers Unleashed, Andrew and Ryan explore a surprising new trend: being smart with money is becoming one of the most attractive qualities you can have. đź’ˇ Gen Z is rewriting the dating and lifest...
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Episode 220
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41:37
#219 - Beyond the Numbers: Retirement Coaching and the Human Side of Planning
In this episode of Horizon Advisers Unleashed, Ryan and Andrew explore a growing trend in the financial world: retirement coaching. It’s no longer just about the dollars and cents. More firms are helping clients answer deeper qu...
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Episode 219
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35:35
#218 - AI Is Smart, But It's Not Magic: Can You Really Trust a Bot with Your Financial Future?
Artificial Intelligence is everywhere—helping you write emails, plan trips, even build budgets. But can it answer life's biggest financial questions?In this episode of Horizon Advisers Unleashed, Ryan and Andrew explore the prom...
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Episode 218
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38:41
#217 - Skip the Stress: How Small Probate Really Works
When a loved one passes away, most people assume everything must go through probate—but that’s not always the case.In this episode, Ryan and Andrew break down what actually happens to financial accounts in a small probate case. Th...
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Episode 217
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33:21
#216 - The Cost of Being a Working Parent
In this episode, Alex and Andrew open up about one of the most under-discussed financial challenges—the real cost of being a working parent.From daycare to summer camps, after-school care to sick day backups, the expenses add up f...
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Episode 216
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45:47
#215 - When a Job is lost Unexpectedly - Now What?
Whether it’s a corporate layoff, restructuring, or an unexpected termination, the financial shock can feel overwhelming. But the steps you take in the first few days and weeks can make a big difference in your long-term stability.They wa...
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Episode 215
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24:47
#214 - Andrew Maurer Interview
Andrew and Alex are joined by guest Andrew Maurer, who is a licensed attorney in Grosse Pointe Woods, Michigan. Maurer has also trained in comedy writing with the Second City and a SNL television writer. Maurer served for four years as a creato...
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Episode 214
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48:06
#213 - Bora Bora Bliss: Ryan's Family Escape to Paradise
In this special lifestyle episode of the Horizon Advisers Unleashed podcast, Andrew sits down with Ryan to hear all about his recent family getaway to one of the most breathtaking places on earth—Bora Bora. 🌴🌊They talk about:
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Episode 213
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34:05
#212 - Live for Today? Lessons for the Oversavers
In this thought-provoking episode of the Horizon Advisers Unleashed podcast, Ryan and Andrew tackle a topic that doesn’t get discussed enough: oversaving. 💰⏳While most financial advice focuses on saving more, some people ...
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Episode 212
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49:18
#211 - How Do I Stop Spending? Breaking Bad Money Habits
Struggling to control your spending—even when you know better? You’re not alone. In this episode of Horizon Advisers Unleashed, Andrew and Ryan explore the habits, emotions, and triggers behind overspending. From impulse buys on Amazon...
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Episode 211
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31:41
#210 - Escape to Whistler - Mountain Vibes & Village Life
In this laid-back lifestyle episode of Horizon Adviser Unleashed Podcast, Ryan and Andrew take you to the stunning mountains of Whistler, Canada. Joined by Alex, Matt, and Scott, the crew shares highlights from their recent getaway—from explori...
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Episode 210
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25:08
#209 - HSA...What is it?
Heard the term HSA but not quite sure what it means—or why so many financial professionals rave about it? In this episode of Horizon Advisers Unleashed, Ryan and Andrew break down the Health Savings Account: what it is, who it...
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Episode 209
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34:14
#208 - Graduated with Debt? Now What?
You walked across the stage, threw your cap, and now reality hits: student loans. In this episode of Horizon Advisers Unleashed, Ryan and Andrew tackle the big question facing new grads—“I’ve got debt… now what?” Whether yo...
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Episode 208
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36:40
#207 - Growing a Business With The Right Foundation: An Interview with Michael Messer
In this episode of Horizon Advisers Unleashed, Alex Dinser sits down with his friend and business partner Michael Messer for a candid and insightful conversation about what it really takes to grow a successful business in the financial...
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Episode 207
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38:54
#206 - When Do You Know It's Time to Start Your Own Business?
In this episode of Horizon Advisers Unleashed, Ryan and Andrew break down the emotional and financial factors that come into play when deciding to take the leap into entrepreneurship.They’ll share personal experiences, cli...
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Episode 206
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51:43
#205 - Work-Life Balance: How Do You Do it?
Striking the right balance between your career and personal life can feel like chasing a myth—especially in today’s always-on culture. In this episode, Alex and Andrew dive into what work-life balance really means, why it's so different for eve...
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Episode 205
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36:46
#204 - What is Dangerous Financial Advice?
When it comes to financial advice, not everything you hear is worth following — and some of it can even set you back.In this episode of Horizon Advisers Unleashed, Andrew and Ryan dive into what makes financial advice truly ...
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Episode 204
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43:04
#203 - Credit Basics - What Your Really Need to Know
In this episode, Ryan and Scott break down the fundamentals of credit—what it is, how it works, and why it matters. They start by clearing up the confusion between credit vs. debit, then dive into how credit cards function, intere...
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Episode 203
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56:23
#202 - The Masters Mindset: What Golf Teaches Us About Investing
Rory McIlroy’s journey to winning The Masters was filled with ups, downs, and near-misses — and in this episode, Ryan and Andrew draw the powerful parallels between championship golf and successful investing.From steady starts to mid-gam...
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Episode 202
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33:37
#201 - The SECURE Act Unveiled: What It Means for Your Retirement & Estate Plan
In this episode of Horizon Advisers Unleashed, host Alex Dinser welcomes back Sandy Mall, founder and senior partner of Mall Malisow & Cooney, PC, to break down the SECURE Act and its impact on retirement and e...
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Episode 201
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34:48
#200 - Probate Unmasked: Navigating the Legal Maze with Attorney Sandy Mall
In this episode of Horizon Advisers Unleashed, host Alex Dinser sits down with nationally recognized estate planning and elder law expert, Sandy Mall, to unravel the complexities of probate, estate administration, and elder c...
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Episode 200
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44:02
#199 - First Steps in Creating a Budget
Join Ryan Kus and Andrew Hinrichs as they break down the essential first steps to creating a budget that actually works. Whether you're just starting out or looking to fine-tune your finances, they’ll walk you through key strategies like tracki...
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Episode 199
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40:12
#198 - When Should You Move from DIY Taxes to a CPA?
In this episode of Horizon Advisers Unleashed, Alex Dinser and Andrew Hinrichs dive into a critical question many taxpayers face: When is it time to stop doing your own taxes and hire a CPA? They break down key signs that indi...
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Episode 198
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32:39
#197 - Money Red Flags in a Partner: What to Watch for!
Money Red Flags in a Partner: What to Watch For! When it comes to relationships, love might be blind—but your wallet shouldn’t be! On this episode of Horizon Adviser Unleashed, Ryan and Andrew dive into the big...
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Episode 197
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44:24
#196 - Just Had a Baby? Set Your Kids Up for Financial Success!
You’ve just welcomed a new baby—congrats! 🎉 But now, amidst the diapers and sleepless nights, you’re probably wondering: How do I set my child up for a strong financial future? In this episode of Horizon Advisers Unleashed, Ry...
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Episode 196
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37:00