Horizon Advisers Unleashed Podcast
As financial planners and business owners, we will discuss many topics. Our goal is to educate listeners on specific financial topics as well as conducting interviews of other business professionals. We hope you learn from their insight, stories, and experiences.Financial Advisor offering securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer, and a Registered Investment Adviser. Horizon Advisers is not a subsidiary of nor controlled by Cetera. Tax services are provided by Horizon Advisers. Cetera Advisor Networks does not provide tax services. Tax and accounting services provided by Horizon Advisers CPA. Cetera Advisor Networks does not provide tax nor accounting services. 5455 Corporate Dr. Suite 306 Troy, MI 48098
Episodes
211 episodes
#211 - How Do I Stop Spending? Breaking Bad Money Habits
Struggling to control your spending—even when you know better? You’re not alone. In this episode of Horizon Advisers Unleashed, Andrew and Ryan explore the habits, emotions, and triggers behind overspending. From impulse buys on Amazon...
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Episode 211
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31:41
#210 - Escape to Whistler - Mountain Vibes & Village Life
In this laid-back lifestyle episode of Horizon Adviser Unleashed Podcast, Ryan and Andrew take you to the stunning mountains of Whistler, Canada. Joined by Alex, Matt, and Scott, the crew shares highlights from their recent getaway—from explori...
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Episode 210
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25:08
#209 - HSA...What is it?
Heard the term HSA but not quite sure what it means—or why so many financial professionals rave about it? In this episode of Horizon Advisers Unleashed, Ryan and Andrew break down the Health Savings Account: what it is, who it...
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Episode 209
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34:14
#208 - Graduated with Debt? Now What?
You walked across the stage, threw your cap, and now reality hits: student loans. In this episode of Horizon Advisers Unleashed, Ryan and Andrew tackle the big question facing new grads—“I’ve got debt… now what?” Whether yo...
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Episode 208
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36:40
#207 - Growing a Business With The Right Foundation: An Interview with Michael Messer
In this episode of Horizon Advisers Unleashed, Alex Dinser sits down with his friend and business partner Michael Messer for a candid and insightful conversation about what it really takes to grow a successful business in the financial...
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Episode 207
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38:54
#206 - When Do You Know It's Time to Start Your Own Business?
In this episode of Horizon Advisers Unleashed, Ryan and Andrew break down the emotional and financial factors that come into play when deciding to take the leap into entrepreneurship.They’ll share personal experiences, cli...
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Episode 206
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51:43
#205 - Work-Life Balance: How Do You Do it?
Striking the right balance between your career and personal life can feel like chasing a myth—especially in today’s always-on culture. In this episode, Alex and Andrew dive into what work-life balance really means, why it's so different for eve...
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Episode 205
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36:46
#204 - What is Dangerous Financial Advice?
When it comes to financial advice, not everything you hear is worth following — and some of it can even set you back.In this episode of Horizon Advisers Unleashed, Andrew and Ryan dive into what makes financial advice truly ...
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Episode 204
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43:04
#203 - Credit Basics - What Your Really Need to Know
In this episode, Ryan and Scott break down the fundamentals of credit—what it is, how it works, and why it matters. They start by clearing up the confusion between credit vs. debit, then dive into how credit cards function, intere...
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Episode 203
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56:23
#202 - The Masters Mindset: What Golf Teaches Us About Investing
Rory McIlroy’s journey to winning The Masters was filled with ups, downs, and near-misses — and in this episode, Ryan and Andrew draw the powerful parallels between championship golf and successful investing.From steady starts to mid-gam...
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Episode 202
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33:37
#201 - The SECURE Act Unveiled: What It Means for Your Retirement & Estate Plan
In this episode of Horizon Advisers Unleashed, host Alex Dinser welcomes back Sandy Mall, founder and senior partner of Mall Malisow & Cooney, PC, to break down the SECURE Act and its impact on retirement and e...
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Episode 201
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34:48
#200 - Probate Unmasked: Navigating the Legal Maze with Attorney Sandy Mall
In this episode of Horizon Advisers Unleashed, host Alex Dinser sits down with nationally recognized estate planning and elder law expert, Sandy Mall, to unravel the complexities of probate, estate administration, and elder c...
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Episode 200
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44:02
#199 - First Steps in Creating a Budget
Join Ryan Kus and Andrew Hinrichs as they break down the essential first steps to creating a budget that actually works. Whether you're just starting out or looking to fine-tune your finances, they’ll walk you through key strategies like tracki...
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Episode 199
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40:12
#198 - When Should You Move from DIY Taxes to a CPA?
In this episode of Horizon Advisers Unleashed, Alex Dinser and Andrew Hinrichs dive into a critical question many taxpayers face: When is it time to stop doing your own taxes and hire a CPA? They break down key signs that indi...
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Episode 198
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32:39
#197 - Money Red Flags in a Partner: What to Watch for!
Money Red Flags in a Partner: What to Watch For! When it comes to relationships, love might be blind—but your wallet shouldn’t be! On this episode of Horizon Adviser Unleashed, Ryan and Andrew dive into the big...
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Episode 197
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44:24
#196 - Just Had a Baby? Set Your Kids Up for Financial Success!
You’ve just welcomed a new baby—congrats! 🎉 But now, amidst the diapers and sleepless nights, you’re probably wondering: How do I set my child up for a strong financial future? In this episode of Horizon Advisers Unleashed, Ry...
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Episode 196
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37:00
#195 - Should I Invest Aggressively If I'm Behind in My 50's?
In this episode of Horizon Adviser Unleashed, hosts Ryan Kus and Andrew Hinrichs tackle a common financial concern—what to do if you’re in your 50s and feel behind on your retirement savings. Should you take on more risk to catch up? O...
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Episode 195
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39:22
#194 - Should You Have a Side Hustle? The Pros, Cons & Smart Money Moves
In this episode of Horizon Advisers Unleashed, Ryan Kus and Andrew Hinrichs dive into the world of side hustles—are they a smart financial move or just another source of burnout? They break down the pros and cons, disc...
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Episode 194
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33:47
#193 - Coasting to Financial Freedom: The Coast FIRE Strategy
In this episode of Horizon Advisers Unleashed, Ryan Kus and Andrew Hinrichs break down the Coast FIRE strategy—a financial independence approach that lets you save aggressively early, then "coast" to retirement without needing t...
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Episode 193
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33:56
#192 - Are You Emotional About Money? Part 2
In this insightful two-part series of the Horizon Advisers Unleashed Podcast, Ryan Kus and Alex Dinser dive deep into the emotional side of money management. They explore how emotions influence financial decisions, the psychology behin...
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Episode 192
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37:03
#191 - Are You Emotional About Money? Part 1
In this insightful two-part series of the Horizon Advisers Unleashed Podcast, Ryan Kus and Alex Dinser dive deep into the emotional side of money management. They explore how emotions influence financial decisions, the psychology behin...
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Episode 191
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50:39
#190 - Should I Buy or Lease a Car?
In this episode of Horizon Adviser Unleashed, Ryan Kus and Andrew Hinrichs tackle a question they hear all the time: "Should I buy or lease my next car?" They break down the pros and cons of both options, discuss how your financial goa...
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Episode 190
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49:02
#189 - The Great Wealth Transfer: What Gen X, Millennials, and Gen Z May Receive
In this episode of Horizon Advisers Unleashed, Ryan Kus, Alex Dinser, and Andrew Hinrichs explore one of the most significant financial shifts of our time: The Great Wealth Transfer. With an estimated $84 trillion expected to ch...
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Episode 189
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44:55
#188 - Your Social Security Cheat Sheet: Maximizing Benefits
In this episode of Horizon Adviser Unleashed, hosts Ryan Kus and Andrew Hinrichs break down everything you need to know about Social Security. From understanding when to claim benefits, how spousal benefits work, and strategies for max...
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Episode 188
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34:54
#187-Building Wealth Starts with Setting Goals
In this episode of Horizon Adviser Unleashed, hosts Ryan Kus and Andrew Hinrichs discuss the critical first steps of wealth-building: setting aggressive financial goals. Drawing from years of experience in financial planning and invest...
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Episode 187
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39:09