Better Financial Health in 15 Minutes (or less!)
If you are the type of person who wants to start getting your finances in order but don't exactly know where to start, or maybe you just aren't all that interested in finance, this is the podcast for you! Stacey Hyde covers many different topics under the umbrella of basic, need-to-know financial planning information, but simplifies it in a way for everyone to understand. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.
Episodes
185 episodes
Quarter-Four Checkup: Budgets, Benefits, and a Smarter Portfolio
Year-end can either drain your wallet or sharpen your plan. We chose the latter and mapped out a clear, 15-minute money tune-up you can run before the holidays hit full speed. We start with practical steps to tame seasonal spending—set a simple...
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8:23
From Match to Millions: A Practical Guide to 401(k), Vesting, and Roth Strategy
Pensions are fading, and the 401(k) is now the primary engine for a real retirement paycheck. We unpack what that shift means for your money, from how much to save to which account type—pre-tax or Roth—gives you the most control over future tax...
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6:54
Shutdown Showdown, Simplified
Panic sells, but context pays. We break down the latest “shutdown showdown” and strip it to the essentials: what actually stops, what keeps going, and how the market usually behaves when politics hog the headlines. From national parks and TSA l...
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4:16
Tax-Smart Retirement: Choosing Between Roth and Traditional Accounts
Ready to optimize your retirement savings strategy? Let's clear up some confusion about Roth vs. Traditional retirement accounts that might be costing you thousands in future tax benefits.First, let's bust a common myth: there are NO in...
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7:39
Breaking Free from Financial FOMO
Ever find yourself feeling financially inadequate after scrolling through social media? You're not alone. Financial FOMO—the fear of missing out when comparing your money situation to others—affects nearly everyone, but it can lead to decisions...
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6:23
The Hidden Costs of Medicare: What Every Retiree Needs to Know
The healthcare landscape changes dramatically when you hit retirement age, and Medicare—that government program you've been paying into for decades—finally becomes available. But is it really the free healthcare solution many Americans believe ...
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8:20
The Hidden Danger of Lifestyle Creep
Ever wonder why that big raise or promotion didn't actually change your financial situation? The culprit might be what financial experts call "lifestyle creep" – the gradual elevation of spending habits that silently consumes increased income b...
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6:30
Decoding the One Big Beautiful Bill Act: Tax Changes You Need to Know
Navigating the tax maze just got a little more interesting with the passage of the One Big Beautiful Bill Act. Despite headlines suggesting "tax-free Social Security," the reality offers different but substantial benefits for various groups of ...
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9:48
Time Is Your Best Investment: How Early Saving Creates Future Options
Ever felt paralyzed by not knowing exactly what financial goals to set for your future? You're not alone. This episode tackles the common dilemma many young professionals face: how to save for a future you can't yet envision.Drawing fro...
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7:33
The Retirement Budget Myth
Freedom requires a plan, especially in retirement. The myth that retirees can abandon budgeting once they stop working creates unnecessary financial stress and can threaten long-term security. As a financial planner, I've seen how the right app...
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10:56
The Four Paths for Your Old 401(k): Smart Choices for Retirement Security
Have you ever left a job and forgotten about your retirement plan? You're not alone. A staggering $1.3 trillion sits in over 25 million abandoned 401(k) accounts across America. That's literally like walking away from your paycheck when you exi...
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7:27
Beyond the Magic Number: Understanding Retirement as a Timeline
Ready to rethink everything you thought you knew about retirement planning? Forget the simplistic "magic number" approach—retirement is actually a timeline that could span 25, 30, or even 40 years of your life.Most retirees follow a pre...
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7:03
The Power of 1%: Tiny Money Moves That Compound Big
Forget waiting for the perfect financial opportunity. Everyone dreams of having bought Apple stock in 2004 or finding that perfect house at the perfect price, but real wealth isn't built through home runs – it's created through consistent singl...
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6:32
Fun Funds: How to Enjoy Summer Without Breaking the Bank
Summer should bring joy, not financial stress. Yet most Americans find themselves spending an extra $2,000 during these sunny months—not on planned vacations, but on the accumulation of small expenses that quickly snowball.In this pract...
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6:24
The Market Is Not a Mood Ring: Finding Calm in Financial Turbulence
When markets take a nosedive, does your anxiety spike? In this enlightening episode of Better Financial Health in 15 Minutes or Less, we tackle the question every investor faces during turbulent times: should you worry when the market dips, or ...
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6:36
Protecting Your Summer Plans: Avoiding Travel Booking Scams
Ready for summer vacation? So are scammers. This episode tackles the sophisticated travel booking scams that peak between April and July, threatening to turn your dream getaway into a financial nightmare.Discover how fraudsters create c...
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3:49
The Hidden Cost of Convenience
Ever wondered why your bank account seems to drain faster than it should? The culprit might be hiding in plain sight—those "convenient" auto-pay subscriptions.Today I dive into the sneaky world of subscription price creep, where that $5...
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4:10
Save Money and Beat Inflation
Rising prices at the grocery store got you down? You're not alone. The good news is that the arrival of spring and summer offers perfect timing to adopt some practical strategies that can help you combat inflation while actually improving your ...
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4:08
Market Mayhem: The Impact of Tariffs, Politics, and Fed Independence
The financial markets have been experiencing dramatic swings lately, leaving many investors confused and concerned. What's driving this volatility? It all started when comments about potentially firing Federal Reserve Chairman Jerome Powell sen...
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8:59
Waves of Uncertainty: Finding Calm in Financial Turbulence
Market turbulence can shake even the most steadfast investors, and the recent plunge triggered by Trump's tariff announcements has certainly tested our collective financial resolve. What began as market jitters has escalated into a significant ...
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11:55
Dividing Assets in Divorce (Especially Retirement Assets) What you need to know!
Divorce is something nobody wants to contemplate when saying "I do," yet half of all marriages in America eventually dissolve. Even more concerning is the rising trend of "gray divorces" – couples separating after age 50 and decades of marriage...
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8:10
Moving from Merely Fine to Truly Flourishing: A Guide to Intentional Living
What's the difference between living a "fine" life and truly flourishing? While many of us settle for "fine"—that comfortable state where everything's going well enough and we're just moving through the motions—there's something deeper availabl...
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4:31
Market Turmoil: Tariffs and Government Efficiency
Market turbulence has everyone on edge as tariffs and the new Department of Governmental Efficiency (DOGE) dominate headlines. While March inflation numbers showed modest improvement at 2.8% versus the expected 2.9%, the shifting landscape of p...
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8:14
The Real Path to Wealth: Debunking Common Financial Myths
Dive deep into common financial myths that can keep you from achieving true financial wellness in today’s episode. We challenge the prevailing notion that only the wealthy can invest, illuminating how simple strategies, like consistent contribu...
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6:21