Let's face it. Life is expensive. And effective financial planning is more than picking the right fund or tax strategy. It's about preparing for the financial implications of the rites of passage we won't find on a graph or year-end report. The birth of a child, going off to school, marriage, starting a business, caring for aging parents, passing on our own legacy. Tune into our experts' weekly discussions and find out how to plan for these turning points with awareness, confidence and optimism. New episodes every Friday at 3 Mountain.