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The Debt Pay Off Podcast for Women
Welcome to The Debt Pay Off Podcast for Women! 👋 The go-to show for women ready to leave the roller coaster of debt behind. I'm here to help you pay off debt, reduce money stress, and tackle 2025 with a fresh financial start.
💳 If "break up with credit cards" is on your to-do list, you're in the right place!
Imagine cozy chats, inspiring interviews, and practical tips—everything you need to fuel your journey to financial freedom. Think of this podcast as your trusted guide, especially if debt has been weighing you down.
So grab your favorite drink (I'll have coffee!), settle in, and let's dive into the tools for mastering your money. Because your financial future is brighter than ever!
🎁 FREE RESOURCE: Want to pay off your credit cards? Grab the guide that's helped hundreds of women start their debt-free journey: www.katyalmstrom.com/9-Ways
📱 Connect with Katy on Instagram: www.instagram.com/katy_almstrom
👥 Join our supportive FB Community: www.facebook.com/groups/debtpayoffforwomen
The Debt Pay Off Podcast for Women
172. The Real Reason You Can't Stick to Your Budget
Your budget keeps failing - and it's not because you're bad with money. It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening. With the holidays coming up (Thanksgiving, Christmas, birthdays, parties, travel), November and December need a PLAN, not a budget. In this episode, I'm walking you through how to create a spending plan based on your actual calendar, your household's real needs, and what matters to YOU - so you can stop feeling like a failure when life doesn't fit the template.
You'll learn:
- Why generic budgets set you up to fail (especially during the holidays)
- The difference between a budget and a spending plan
- How to plan for your actual life by looking at your calendar
- What to consider for November/December specifically (because these months are NOT normal)
- How to make intentional choices about what matters vs. what doesn't
- Why flexibility is key to a plan that actually works
Get 9 Ways to Break Up With Your Credit Cards
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
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IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen