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The Debt Pay Off Podcast for Women
Welcome to The Debt Pay Off Podcast for Women! 👋 The go-to show for women ready to leave the roller coaster of debt behind. I'm here to help you pay off debt, reduce money stress, and tackle 2025 with a fresh financial start.
💳 If "break up with credit cards" is on your to-do list, you're in the right place!
Imagine cozy chats, inspiring interviews, and practical tips—everything you need to fuel your journey to financial freedom. Think of this podcast as your trusted guide, especially if debt has been weighing you down.
So grab your favorite drink (I'll have coffee!), settle in, and let's dive into the tools for mastering your money. Because your financial future is brighter than ever!
🎁 FREE RESOURCE: Want to pay off your credit cards? Grab the guide that's helped hundreds of women start their debt-free journey: www.katyalmstrom.com/9-Ways
📱 Connect with Katy on Instagram: www.instagram.com/katy_almstrom
👥 Join our supportive FB Community: www.facebook.com/groups/debtpayoffforwomen
Episodes
174 episodes
Why You Keep Going Back to Your Credit Cards (And How to Stop)
You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up r...
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11:42
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172. The Real Reason You Can't Stick to Your Budget
Your budget keeps failing - and it's not because you're bad with money. It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening. With the holidays coming up (Thanksgiving, Ch...
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12:29
171. Your Money Is Telling the Truth (Even When You're Not)
You say health is a priority, but you feel guilty spending on a gym membership. You say your marriage matters, but there's no room in the budget for date night. Your money is telling a story about your priorities - and it might not match what y...
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10:15
170. What to Do When You're Avoiding Your Bank Account
Haven't checked your bank balance in weeks (or months)? Feel that little flutter of anxiety every time you think about logging in? You're not broken, and you're not alone. In this episode, I'm diving into why we avoid our money - and more i...
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7:30
169. The Real Reason Your Debt Isn't Going Down (And How to Fix It)
Making your minimum payments every month but your debt isn't going down? You're not alone, and you're not doing anything wrong. In this episode, I'm breaking down the real math behind why minimum payments keep you trapped - and the one shif...
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8:43
168. "I Can't Afford Help With Money" - Let's Talk About That
"I can't afford to get help with my money."I hear this all the time, and I'm not going to try to convince you that you're wrong. Instead, let's have a real conversation about this decision - because sometimes "I can't afford it" is absol...
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9:20
167. 3 Money Decisions to Make Before the Year Ends
How many times have you said "I'll get my money together next year"? If you're like most women, you've been saying some version of that for years - and every January, you start feeling behind before you even begin.We have three months le...
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9:32
166. The 5 Stages of Money Confidence (Where Are You?)
Episode Description:The journey from money chaos to money confidence isn't a straight line - it happens in stages. And understanding exactly where you are can help you focus on what you actually need next.Fresh off our 3-Da...
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10:30
165. The Power of a Money Reset (And Why You Need One)
When was the last time you actually looked at where your money went last month? Not just glanced at your bank balance, but really examined where every dollar went and why?Most of us are running on financial autopilot, making money decisi...
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9:26
164. 3 Reasons You Always Feel Broke (Even with Good Income)
You make decent money. Your friends might even think you're "doing well" financially. So why do you always feel broke?If you're constantly wondering where your paycheck went, feeling stressed about money despite earning good income, or q...
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12:26
163. How to Stop Saying 'I Can't Afford It' (And What to Say Instead)
"I can't afford it." If you catch yourself saying this phrase a lot, you're accidentally keeping yourself stuck in scarcity thinking. For years, I said this constantly while simultaneously putting things on credit cards anyway. The problem isn'...
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8:55
162. Money Mindset Minute: Why I Treat My Money Like a Friend
What if your money wasn't your enemy, but your teammate? Most of us have been conditioned to see money as something scary to fight or control, but this mindset keeps us stuck in anxiety and bad decisions. In this Money Mindset Minute, I'm shari...
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5:43
161. How to Enjoy Summer Without Derailing Your Debt Payoff Plans
Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with b...
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9:57
160. How to Turn Your Debt Payoff Around Mid-Year
Feeling stuck in the same money patterns you started 2025 with? Like you're going through the motions but not making real progress? You're not alone. This week I ran a special mid-year workshop for my Moneywise clients and waitlist members, and...
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11:29
159. The Money System That Actually Sticks
Overwhelmed by budgeting apps and complicated money systems that never stick? You're not alone. In this episode, I'm sharing insights from my special mid-year workshop where my clients revealed what's actually working for them - and...
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9:27
158. Money Mindset Minute: My 'I Can Actually Do This' Moment
Stop waiting to feel 'good enough' with money to start making progress. In this reset, I'm sharing my light switch moment when I realized that financial responsibility isn't about perfect systems - it's about actual progress. If you've been org...
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5:40
157. How to Live Rich While Being Financially Smart
"Just live on rice and beans until your debt is gone." Yeah, right. What if I told you that you can live richly RIGHT NOW while being financially responsible? In this episode, I'm sharing my personal spending hierarchy t...
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9:53
156. The Secret Ingredient to Staying Debt-Free
You pay off your debt, celebrate your success, and then BAM - your car needs repairs and you're right back to using credit cards. Sound familiar? There's one simple financial tool that prevents this cycle, but most people have never heard of it...
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10:33
155. Why Cutting Expenses Isn't Enough (And What to Do Instead)
Feeling stuck in your debt payoff journey? Like no matter how much you cut expenses, progress feels painfully slow? There's a strategy that can completely change your timeline - and it's not what most financial experts talk about. In this episo...
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11:41
154. Money Mindset Minute: The 60-Second Trick That Stopped My Money Panic
You know that heart-racing panic when you're checking out at the store and the total keeps climbing? Or when you open your bank account and immediately want to close your laptop? I used to let those moments derail my entire day - until I discov...
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6:21
153. Money Clarity During Economic Uncertainty
In this week's episode, I'm tackling those swirling questions about the economy that have been filling up my DMs lately.If you've been wondering whether you should change your debt payoff plan because of those scary headlines, or if you'...
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16:52
152. A Special Invitation to Pay Off Your Debt in 2025
"I make good money, so why do I feel sick every time I look at my credit card balance?"⬆ This is the EXACT sentence I hear on repeat from my clients as a money coach. But here's the good news: That knot in your stomach when you check you...
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7:40
151. Why 2025 is the Critical Year to Pay Off Credit Card Debt
In this episode, I'm sharing why this year feels like such an important moment to finally tackle credit card debt. I open up about my own journey of paying off $20,000 during the 2008 recession and how those lessons are surprisingly relevant to...
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11:04
150. Spring Clean Your Debt: A Fresh Start Approach
Ever notice how that first warm spring day gives you energy for EVERYTHING? Suddenly you're cleaning closets, planning projects, and yes - maybe even feeling ready to face those credit card statements again. In this episode, I'm cha...
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13:13
149. The Credit Card Hangover: How to Recover and Reset Your Financial Life
Ever wake up to a credit card statement that made your stomach drop? We've all been there. In this episode, I'm talking about the very real reasons we sometimes end up deep in credit card debt—and no, it's not because you're bad with money or l...
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11:42