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The Debt Pay Off Podcast for Women
Welcome to The Debt Pay Off Podcast for Women! 👋 The go-to show for women ready to leave the roller coaster of debt behind. I'm here to help you pay off debt, reduce money stress, and tackle 2025 with a fresh financial start.
💳 If "break up with credit cards" is on your to-do list, you're in the right place!
Imagine cozy chats, inspiring interviews, and practical tips—everything you need to fuel your journey to financial freedom. Think of this podcast as your trusted guide, especially if debt has been weighing you down.
So grab your favorite drink (I'll have coffee!), settle in, and let's dive into the tools for mastering your money. Because your financial future is brighter than ever!
🎁 FREE RESOURCE: Want to pay off your credit cards? Grab the guide that's helped hundreds of women start their debt-free journey: www.katyalmstrom.com/9-Ways
📱 Connect with Katy on Instagram: www.instagram.com/katy_almstrom
👥 Join our supportive FB Community: www.facebook.com/groups/debtpayoffforwomen
Episodes
186 episodes
185. Spring Clean Your Money: The Financial Reset You Actually Need
It's May. Spring cleaning mode is real. But you know what else needs a good spring cleaning? Your money. In this episode, I'm walking you through a financial spring cleaning checklist: canceling forgotten subscriptions, reviewing autopay bills,...
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184. Done With Debt Part 5: How to Keep Going When Debt Payoff Feels Slow (Staying Motivated for the Long Game)
This is Part 5 - the final episode - of our 5-part series on breaking up with credit cards and paying off debt. Yes, debt payoff is slow. But it doesn't have to be miserable. In this episode, I'm talking about how to make debt payoff sustainabl...
183. Done With Debt Part 4: What to Do When You Want to Use Your Credit Card Again (Handling Obstacles)
This is Part 4 of a 5-part series on breaking up with credit cards and paying off debt. You're going to have moments where you want to use your credit card again. The car breaks down. You forgot to plan for something. Your friends want to go ou...
182. Done With Debt Part 3: Your Debt Snowball Game Plan (Where to Start When You Have Multiple Debts)
This is Part 3 of a 5-part series on breaking up with credit cards and paying off debt. You're not making extra debt payments yet - you're still building your sinking fund like we talked about in Episode 2. But you NEED a plan for when you're r...
181. Done With Debt Part 2: Why You Need to Save Money BEFORE Paying Off Debt (And How Much)
This is Part 2 of a 5-part series on breaking up with credit cards and paying off debt. Here's the truth: if you throw all your extra money at debt without saving for things you KNOW are coming, you'll end up using the credit cards again. Camp ...
180. Done With Debt Part 1: How to Actually Stop Using Your Credit Cards (The First 30 Days)
This is Part 1 of a 4-part series on breaking up with credit cards and starting your debt payoff journey. The first 30 days after you decide to stop using credit cards are the hardest - your brain is breaking a habit and life doesn't stop j...
179. The One Money Goal That Actually Matters in 2026
If you set multiple money goals in January, you're probably either off track or overwhelmed by now. Here's the truth: you don't need ten money goals for 2026. You need ONE. In this episode, I'm breaking down the one money goal that actually mat...
178. What If This Is The Year Everything Changes With Your Money?
We're almost through Q1 of 2026. What if this is the year everything changes with your money? Not in a dramatic overnight transformation way, but in a real, sustainable, "I finally figured this out" way. In this episode, I'm talking about what ...
177. The Fastest Way to Get Started Paying Off Debt (Without Feeling Overwhelmed)
You have multiple debts and you have NO idea where to start. Every time you think about it, you feel overwhelmed and end up doing nothing. Sound familiar? In this episode, I'm cutting through all the noise and giving you the only three things y...
176. How to Go From Knowing What to Do to Actually Doing It
You've read the books. You've listened to the podcasts. You KNOW what you're supposed to do with your money. But you're not doing it. If you've been stuck in "learning mode" for months (or years), this episode is for you. I'm breaking down the ...
175. Forget Resolutions - Do This Instead
New Year's resolutions fail 80% of the time - and it's not your fault. The whole structure of resolutions is broken. In this episode, I'm breaking down the three reasons resolutions don't work (they're annual in a monthly world, they're fixed w...
174. New Year, Same You (And Why That's Actually Perfect)
New year, same you - and that's actually perfect. If you're already feeling the pressure of New Year's resolutions (or you didn't make any because you know they don't stick), this episode is for you. I'm breaking down why trying to transform in...
173. Why You Keep Going Back to Your Credit Cards (And How to Stop)
You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up r...
172. The Real Reason You Can't Stick to Your Budget
Your budget keeps failing - and it's not because you're bad with money. It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening. With the holidays coming up (Thanksgiving, Ch...
171. Your Money Is Telling the Truth (Even When You're Not)
You say health is a priority, but you feel guilty spending on a gym membership. You say your marriage matters, but there's no room in the budget for date night. Your money is telling a story about your priorities - and it might not match what y...
170. What to Do When You're Avoiding Your Bank Account
Haven't checked your bank balance in weeks (or months)? Feel that little flutter of anxiety every time you think about logging in? You're not broken, and you're not alone. In this episode, I'm diving into why we avoid our money - and more i...
169. The Real Reason Your Debt Isn't Going Down (And How to Fix It)
Making your minimum payments every month but your debt isn't going down? You're not alone, and you're not doing anything wrong. In this episode, I'm breaking down the real math behind why minimum payments keep you trapped - and the one shif...
168. "I Can't Afford Help With Money" - Let's Talk About That
"I can't afford to get help with my money."I hear this all the time, and I'm not going to try to convince you that you're wrong. Instead, let's have a real conversation about this decision - because sometimes "I can't afford it" is absol...
167. 3 Money Decisions to Make Before the Year Ends
How many times have you said "I'll get my money together next year"? If you're like most women, you've been saying some version of that for years - and every January, you start feeling behind before you even begin.We have three months le...
166. The 5 Stages of Money Confidence (Where Are You?)
Episode Description:The journey from money chaos to money confidence isn't a straight line - it happens in stages. And understanding exactly where you are can help you focus on what you actually need next.Fresh off our 3-Da...
165. The Power of a Money Reset (And Why You Need One)
When was the last time you actually looked at where your money went last month? Not just glanced at your bank balance, but really examined where every dollar went and why?Most of us are running on financial autopilot, making money decisi...
164. 3 Reasons You Always Feel Broke (Even with Good Income)
You make decent money. Your friends might even think you're "doing well" financially. So why do you always feel broke?If you're constantly wondering where your paycheck went, feeling stressed about money despite earning good income, or q...
163. How to Stop Saying 'I Can't Afford It' (And What to Say Instead)
"I can't afford it." If you catch yourself saying this phrase a lot, you're accidentally keeping yourself stuck in scarcity thinking. For years, I said this constantly while simultaneously putting things on credit cards anyway. The problem isn'...
162. Money Mindset Minute: Why I Treat My Money Like a Friend
What if your money wasn't your enemy, but your teammate? Most of us have been conditioned to see money as something scary to fight or control, but this mindset keeps us stuck in anxiety and bad decisions. In this Money Mindset Minute, I'm shari...
161. How to Enjoy Summer Without Derailing Your Debt Payoff Plans
Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with b...