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The Debt Pay Off Podcast for Women
Welcome to The Debt Pay Off Podcast for Women! 👋 The go-to show for women ready to leave the roller coaster of debt behind. I'm here to help you pay off debt, reduce money stress, and tackle 2025 with a fresh financial start.
💳 If "break up with credit cards" is on your to-do list, you're in the right place!
Imagine cozy chats, inspiring interviews, and practical tips—everything you need to fuel your journey to financial freedom. Think of this podcast as your trusted guide, especially if debt has been weighing you down.
So grab your favorite drink (I'll have coffee!), settle in, and let's dive into the tools for mastering your money. Because your financial future is brighter than ever!
🎁 FREE RESOURCE: Want to pay off your credit cards? Grab the guide that's helped hundreds of women start their debt-free journey: www.katyalmstrom.com/9-Ways
📱 Connect with Katy on Instagram: www.instagram.com/katy_almstrom
👥 Join our supportive FB Community: www.facebook.com/groups/debtpayoffforwomen
The Debt Pay Off Podcast for Women
181. Done With Debt Part 2: Why You Need to Save Money BEFORE Paying Off Debt (And How Much)
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This is Part 2 of a 5-part series on breaking up with credit cards and paying off debt. Here's the truth: if you throw all your extra money at debt without saving for things you KNOW are coming, you'll end up using the credit cards again. Camp registration. Car insurance. Christmas. These aren't emergencies - they're predictable expenses you're not planning for. In this episode, I'm breaking down why you need to build a sinking fund BEFORE aggressively paying off debt, and how to actually plan for the things you know are coming instead of acting surprised every time.
You'll learn:
- Why the debt payoff roller coaster keeps you stuck (it's not bad luck, it's lack of planning)
- The difference between emergencies and predictable expenses you're not planning for
- How to build a sinking fund for things you KNOW are coming
- How to look ahead 2-3 months and actually plan your spending
- Why this gets you debt-free faster than throwing everything at debt and using cards again
This is Part 2 of 5. Start with Part 1 if you haven't listened yet.
Get 9 Ways to Break Up With Your Credit Cards
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen