Should You Do Home Inspections for Tenants?

Tenants keep calling for inspections, but the reality behind those requests is far more complicated than a simple walk-through and a quick report. We pull back the curtain on what really happens when renters ask for a home inspection and why many professionals choose to pass—covering lease restrictions, limited access, local rental laws, and the very real risk of getting pulled into landlord–tenant disputes.

We start with the legal basics: renters in many places can request inspections, but leases sometimes restrict third-party evaluations and access to common areas like basements, attics, and roofs. That immediately limits the scope and value of any report, especially when the big-ticket systems are off-limits. Add in municipal rules and housing authority standards—often designed for rental compliance, not real estate transactions—and you get a recipe for confusion about what a home inspector can or should certify.

From there, we talk money, time, and risk. Tenant inspections usually demand extra pre-work to interpret leases, coordinate access, and manage expectations. The payoff rarely covers the hassle. Worse, these jobs can lead to subpoenas rather than expert-witness roles, forcing inspectors into court for days over a single visit. We also break down insurance exposure: many E&O policies either frown upon or exclude tenant-focused inspections due to third-party obligations and heightened litigation risk. Finally, we offer practical alternatives: steer renters toward municipal rental inspections, code enforcement, or licensed specialists for targeted issues like lead, mold, or HVAC performance, and keep investor inspections clean with clear authority and full access.

If you’ve debated taking tenant jobs, this conversation gives you the context, pitfalls, and playbook to decide with confidence. Subscribe for more candid industry insights, share this with a colleague who needs it, and leave a review to tell us where you stand on tenant inspections.

Check out our home inspection app at www.inspectortoolbelt.com
Need a home inspection website? See samples of our website at www.inspectortoolbelt.com/home-inspection-websites

*The views and opinions expressed in this podcast, and the guests on it, do not necessarily reflect the views and opinions of Inspector Toolbelt and its associates.

Chapters

• 0:00 Framing The Tenant Inspection Question
• 0:46 Can Tenants Legally Request Inspections
• 2:23 Lease Restrictions And Access Limits
• 4:09 Local Laws And Housing Authority Rules
• 6:05 The Juice Versus The Squeeze
• 8:02 Litigation And Subpoena Risks
• 10:25 Expectation Gaps And Scope Problems
• 12:05 Boundary, Code, And Reporting Pitfalls
• 14:04 Insurance Exposure And Marketing Confusion