
NoBS Wealth
Welcome to the NoBS Wealth Podcast—where we ditch the BS, cut through the noise, and get real about what it takes to build wealth, especially for women, minority business owners, and those standing on the edge of their financial journey, ready to take that first bold step.
We’re not here to sugarcoat it. I’m Stoy Hall, your host and Certified Financial Planner, and I’m bringing you conversations that go beyond the spreadsheets. We're talking about the emotional, psychological, and real-life challenges of money—and how to crush them.
Why You Should Tune In:
- No Fluff. Just Actionable Advice: You don’t have time for complicated, jargon-filled nonsense, and I don’t have the patience to give it to you. Here, we’re breaking down strategies you can actually use—whether you're managing cash flow in your business or figuring out how to start investing without feeling overwhelmed.
- Your Money, Your Mindset: If you think the key to wealth is just about saving and investing, you’re missing half the game. We’ll tackle the inner work—overcoming financial fear, breaking generational money cycles, and adopting a winning mindset to keep you in the game long-term.
- Real Stories You’ll Relate To: We’re bringing on guests with stories like yours. Women and minority business owners who’ve been where you are, taken the risks, and come out on top. No “overnight success” garbage—just honest journeys filled with ups, downs, and everything in between.
Who This Podcast Is For:
If you’ve ever thought:
- “I want to build wealth, but I don’t know where to start.”
- “I’m ready to grow my business, but I need guidance on the financial side.”
- “I don’t come from money, and it feels like I’m playing catch-up.”
Then congratulations—you’re exactly who this podcast was designed for.
What You’ll Get Out of It:
- Breaking the Fear: We’ll help you face that first step head-on and show you that building wealth isn’t just for the rich or privileged—it’s for you.
- Alternative Wealth Strategies: From real estate to investing in your business, we’ll explore nontraditional ways to grow your money without drowning in “just invest in the S&P 500” advice.
- Practical Tools: Whether it’s tax hacks, cash flow management, or scaling your business, we give you the tools to act, not just dream.
It’s time to bet on yourself. Tune in, get inspired, and most importantly—take action. The life you want? It’s within reach.
Visit nobswealth.com to catch our latest episodes and join the NoBS movement.
And yeah, we get a little explicit around here. You’ve been warned.
NoBS Wealth
Ep. 99 - Rich vs. Wealthy: Why Your Six-Figure Job Is Killing Your Soul w/ Kevin Palmieri
Shoot us a message, we are here for you and we listen!
This isn't your typical success story – it's raw, it's real, and it's gonna make you rethink everything you thought you knew about wealth and fulfillment.
Kevin's journey from a guy raised by his mom and grandma, with no college degree and zero expectations, to a professional podcaster dropping wisdom bombs seven days a week? It's a fucking rollercoaster. We're talking six-figure salary, model girlfriend, jacked physique – the whole nine yards. But guess what? It still wasn't enough.
Here's the kicker: money doesn't fix your internal voids. Mind-blowing, right? Kevin's sitting on the edge of his bed, contemplating suicide, even after hitting that six-figure mark. That's when he realized – we've been chasing the wrong shit this whole time.
But don't worry, this isn't a pity party. Kevin's dishing out the real deal on what it takes to build a business, find fulfillment, and create true wealth. And no, I'm not talking about the number in your bank account. We're talking abundance in every area of your life – energy, knowledge, love, opportunity, awareness. The whole damn package.
Fair warning: if you're looking for a get-rich-quick scheme or some bullshit "follow your passion" advice, this ain't it. Kevin's dropping truth bombs about the grind, the sacrifice, and why your journey matters more than the destination. He's working 70 hours a week, trading friendships for focus, and he's not afraid to tell you that it's brutal.
But here's the thing – it's worth it. If you're ready to get real about your goals, align your values with your actions, and build a life that actually fulfills you, this episode is your wake-up call.
Want more of Kevin's no-bullshit advice? Check him out: Facebook: https://www.facebook.com/kevin.palmieri.90/ YouTube: https://www.youtube.com/channel/UCBo--QvPHbGOrO13C0Xyybg Instagram: https://www.instagram.com/neverquitkid/ LinkedIn: https://www.linkedin.com/in/kevin-palmieri-5b7736160/
Don't just listen – engage. Hit us up with your thoughts, your struggles, your wins. Let's keep this conversation going and build a community of badass individuals who aren't afraid to get uncomfortable in the pursuit of growth. Now go out there and start building your own version of wealth – one habit at a time.
As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!
Twitter, FaceBook, Instagram, Tiktok, Linkedin
DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.
Not too long ago, we had Alan on the show and his co host, his co CEO, the other badass on Next Level University is Kevin Palmieri. And so now we have to have him on, right? Doesn't that make sense? Everybody learn his background and put it all together for us. So without further ado, Kevin, why don't you tell us a little bit about your background and like everything else we're going to dive into it with some some hot and heavy questions.
Kevin Palmieri:That is the goal. Number one, I appreciate you having me. Number two, I hopefully will be more bad ass than Alan. That is for sure. And yeah, my, my backstory. I'm someone who was raised by my mom and my grandmother. Didn't go to college, didn't have any expectations of creating any level of success, fulfillment, or impact in the world. And now I have the opportunity to host a podcast seven times a week. And now I'm a professional quote unquote podcaster, and this is what I get to do for a living. I get to help people. For a living, which was quite literally a dream for me at the beginning of this.
Stoy Hall, Host:You guys aren't in competition with each other at all. Are you never, would we be ever? Nope, no never.
Kevin Palmieri:Nope. I'm against it
Stoy Hall, Host:fully against it. And by the way, everyone listening, I don't like the East coast, so let's not put it too much on him that we don't like the East coast as much. No, but seriously, obviously they've heard Alan's story. If they have it and it'll be in the description, they can go find his. But what brought you to the place of where. You wanted to help others, right? Cause that is not usually, there's always something that happens that you want to help others. You're not born out of the womb and like best life ever. Let's go help a bunch of people.
Kevin Palmieri:Yeah.
Stoy Hall, Host:What had happened in your life to get you on this trajectory?
Kevin Palmieri:I think one of the simplest, earliest things is I grew up without a dad. And I always felt like other families were trying to adopt me and give me a normal childhood experience. It was always super weird for me, stoic inviting me over for dinner and Hey, do you want to come on vacation? And eventually it got to the point where I remember thinking, Oh my goodness, you think I'm defective. So you want to make sure that I don't continue that defective life or that defective behavior. That was a really big one for me. Then I didn't go to college and everybody I knew did. So I felt like I was a loser and everybody else was positioning themselves for successful futures. And I was going to get left behind and I was never going to be financially successful. I was never going to be desired for, and I was just never really going to have any impact. Then I had the opportunity to actually make money. I got a good job. And I got lucky and I ended up making six figures and it was like, Oh my goodness, I am going to be financially successful. This is amazing. Then I realized that didn't make me fulfilled. So I made six figures. I opened my final pay stub of the year, and I remember expecting to have a ton of confidence, a ton of self worth, getting rid of all my limiting beliefs, loving myself, and none of that happened. I realized in that moment, that for most of my life, I had lived unconsciously. The opposite of unconscious is hyperconscious. So shortly thereafter, I started a podcast called the Hyperconscious Podcast. So that really was the inception for me was, I'm I've grown up most of my life expecting not to be successful. Now, if you look at me from the outside, looking in, you would have to assume I'm extremely successful, but I'm actually more unhappy now than I've ever been. There has to be something to this and how many other people are going to fall for this trap and experience this. Maybe I can use my story to help other people raise their awareness to who they are, what's valuable to them. And. I can help them learn about themselves and change their lives. Then the following year, I ended up sitting on the edge of a bed, contemplating suicide because I was so miserable, still doing this job. When I felt like I had a purpose and a mission and something greater than myself. Then I left the job and then it was like, we're going to go all in on this. And if I could survive, if I could just survive long enough to make this any level of profitable, even sustainable, I would be the happiest, most fulfilled person on the planet because I get to talk about cool stuff every day and I get to facilitate the opportunity for change and I get to raise people's awareness. So it was really a, there was a bunch of different checkpoints along the way that I always felt alone. And honestly, I, there are still times where I feel alone. I don't really know anybody else doing things the exact way we're doing them really And everybody assumes it's one way and then when I say it's like it's not what you think it is Right, like I grind my face off It's not like we record an episode and then I get millions of dollars like that ain't it So even today I think there's still some Resemblance of feeling like an outsider when you don't feel understood if i'm being honest,
Stoy Hall, Host:I don't think that ever goes away a very similar background by the way, my father wasn't around I mean We can hit upon that more, but I think what people don't understand. And when I've interviewed a ton of people and what I do in my actual practice, talking about money and wealth is not every person has their shit together. Most people do not have their shit together. Yeah. Listeners. They don't, they just don't. Those that you might seem like they do are the ones that usually don't the most. Yeah. And when you had alluded to you still go through those things. I want everyone to know we still have those issues. Just now when you've come through it, you can recognize those, maybe go do some, maybe go to the gym, maybe something you're able to stop the situation from spiraling when you don't have those tools, you've never been through that experience. You just don't have those. And that's why you have your podcast. That's why we have our podcasts. That's why we have all this content. Is to hopefully trigger something to help you through that situation Can I add real quick?
Kevin Palmieri:Yeah, I'm My goal is always to be authentic transparent honest, even if it makes me look bad vulnerable. I want to be vulnerable I had a minute. This is no bs Before this podcast where I was like, I don't know if I even belong here. We're talking about wealth I don't know alan's the wealth guy He already had, you already had the guy from NLU to talk about wealth, what do you, what are you doing? Did you, do you know who I am? Do you know that I don't know anything? I had that before. And you're very, you come off as a very confident, competent human. And I was genuinely intimidated by that. It's I'm not going to be able to hang in this conversation. That still happens. I've done 2, 900 episodes. Just a couple though.
Stoy Hall, Host:That's just, yeah, just
Kevin Palmieri:a couple. Imagine at some point that would just go away. Yeah. It's Kev you're going to be fine. You'll be okay. Worst case scenario, it doesn't hit, but I still, that's still something that I work through. I won't say on a daily basis, but on a weekly basis, for sure.
Stoy Hall, Host:Absolutely. And I think a big part of hearing your story in the background of your story, and I always allude to that, these two words, there's rich and there's wealthy and one has to do with money and the other one really doesn't as much. I believe in your transition. You were rich. I'm not saying you were a billionaire or anything, but you were making six figures. You could buy what you want. You could live life how you wanted. You were rich at some point and you were not fulfilled. You were not joyous. You were not happy and you weren't given back to others, which is wealthy. And so do you think with that definition like that's how you were you're like, oh it's about money Once I get the money, oh everything's gonna be great. And then you got it and you're like this still sucks and then now you've transitioned to more wealthy. Can you dive into a little that first?
Kevin Palmieri:Yeah, I think that's pretty spot on I assumed that money external things fixed internal voids so When I was, right before all of this happened in my story, when I was 25, my girlfriend was a model, I had competed in and won a bodybuilding show, so I was quite literally, you could see every vein in my body, I was jacked. High paying job, new apartment, sports car, every external thing, I had them all. I had all of them, but that didn't do anything internally. So I think that money, Specifically, if we're talking about like the energy, the currency of money, it creates opportunities and options and choices. But it's not going to create internal change. It's not going to create fulfillment. It's not going to create joy yeah, there'll be momentary bouts of happiness along the way, but I assume that was everything now wealth to me is an abundance of everything An abundance of energy, an abundance of knowledge, an abundance of love, an abundance of opportunity, an abundance of awareness. That is what wealth means yeah, that's what wealth means to me. It means abundance that you can pass out. That's really, if I have an abundance of energy, I can give Stoy something. Here's some. Here, you can have this. Let me bring it. Let me bring it. If I have an abundance of knowledge, I can write a book. And a bunch of people can profit from that book. Yes, I would say it's, it is the, it's the ability to just give out all the abundance that you have.
Stoy Hall, Host:See, I just got the chills. You said you're not the money guy of the conversation. Yes, you are. That is. That's the game. Money is a tool. Money's a tool for all of the things to help you live more abundantly and give more, right? But you can't give more energy. Money doesn't buy energy, right? At all. And I think that's a really good place to, to speak. All right. So you decided to, Hey, I'm not going to do that. I'm going to start a podcast podcasting is a very easy and quick way to make a lot of money. Yes. There's minimal work. You just talk on here and it's all done. Talk us through that mindset of Hey, I'm going to do a podcast. And I'm leaving a high paying job. What needs to happen? Because it's a business, right? Let's all business owners. Podcasting is a business in itself. So talk us through that transition and why, first of all, and second of all, what's that grind like?
Kevin Palmieri:Yeah, the transition was more out of necessity than desire. When you're sitting there on the edge of a bed contemplating suicide, there's really not that there's really nowhere else to go. There's two ways. There's either. I go through with this and that's it, or I try to take another path. I reached out to Alan. I don't know if he told you, but I reached out to Alan and I explained to him what was going on. And he said, Kev, over the last couple of years, your awareness has changed a ton, but your environments have remained the same. I think it's time for you to change your environment. So a few months after that. I went all in with him. I already knew I had somebody who was a potential business partner, who's extremely intelligent. Hopefully the audience took that away. They sure he added some value, master's in business, electrical and computer engineer, like we're going to be fine. He's the strategy. It wasn't for money. I didn't know it was going to be a business. I just knew that it fulfilled me and I was passionate about it. And honestly, that was enough for me. I was naive, positively naive. It was like, I don't know if you told me what it was going to take. Now, and I had the opportunity to go back and do it again. I would, but I would definitely have some hesitation for sure. So first two years. I'm living off of credit cards. I had access to 35, 000 in credit. And I think I had 10, 000 cash when I left my job. First couple of years, I'm just living off of that. And Alan and I are working on our character. We're not, there's no business plan. There's no offers. There's no products. There's no services. There's no business bank account. None of that exists. We don't, we didn't have that till 2019. I don't think it was, we just learned. That the majority of our audience is emotionally driven women. We are two bodybuilding bros We have some work to do on our characters if we're going to be able to add value into these humans lives So that was the first couple years Then I had a conversation with alan and I said brother i'm running out of money at this point I'm thirty thousand dollars in credit card debt My car is breaking down and I can't get it fixed. I just I can't afford stuff My i'm running out of money and he said I think you should start coaching for free And I said, I don't know if you missed like that last part. I need to start making money brother Like I do enough stuff for free and he said kev you've never coached you need to build demand And honestly, you need to build belief. So I reached out to five people who I knew listened to the podcast and I said, Hey, I'm interested in doing some beta coaching, self improvement, right? Self awareness, self improvement, peak performance. Is that something you're interested in? It's totally free. I will coach you for free for, it was either a month or two months every week. Is that something you're interested in? Everybody said yes. So I did it for free for whatever the allotted term was. And at the end I said, I'm not gonna be able to do this for free anymore because business is not growing really, but I'm doing more. What do you think of 50 bucks a week? And everybody said, yes. So I went from 0 to making 250 bucks a week, which was life changing money for me at that point. And then that became the way that we tried to start the monetization process. And when I tell you this is the hardest thing I've ever done by far, I still work 70 hours a week. I work 6am to 6pm, Monday through Friday, and then usually 8 to 10 hours on Saturday. Alan is working probably 85 hours a week. So between the two of us, it's very hard to compete with two people that are working over full time. I have traded in friendships, I've traded in relationships, I don't go to bachelor parties, I don't do a lot of stuff. I'm in this office pretty much every day for 12 hours a day, and it is brutal. Yeah, it's one of the hardest things ever. 1780 episodes without missing, that's a lot. It takes a lot out of you. I don't know if I could eloquently express the grind. It's most likely more than someone would guess, because it's definitely way more than I would have guessed.
Stoy Hall, Host:Oh, absolutely. But the thing is, it's all a journey. All the, all you spoke about is a journey and you guys are still knee deep in that journey, mainly because our journey doesn't end until we are dead. But listeners need to understand that whatever path you are on, it is a journey and you just need to keep going forward and trying these things. Because if you don't, and that's when things go awry, both emotionally, physically, all of them fiscally, all of those go awry from that perspective. So if you've built this business you're grinding your ass away. And everyone's going to be like I don't want that life. I don't want to have to work 70, 80 hours a week. I don't want to do all of these things in your coaching and in your university. What do you say to those people? The ones that don't want to do that, but they just want a nice. I don't want to say easy, but more simple life.
Kevin Palmieri:I say make sure you set your goals accordingly. I'm okay with that. I'm never going to be the I won't say I'm never because I'm probably, I'm sure I probably was in the beginning. I probably thought I had to be like, yeah, grind your face off. I don't care what people's goals are anymore. I now care the, I care for the lifestyle that you're okay with living while you pursue them. That would have, that really would have helped me in the beginning. Like I wanted to be a full time podcaster. I didn't really know What that meant but now that I know what the day to day is like I can hopefully more Honestly communicate the journey to other people. So when someone says well, I don't want to do that I would say There's different ways you can do it But based on the level of impact you're trying to have in the world Because impact is what dictates currency and wealth and income and richness right for lack of better phrasing You're really gonna have to put yourself out there for the next five years You Stoy, I've literally told people, I don't think you should try to do what you think you're desiring to do. Because what you value as a human is not in alignment with the process that it's going to take for you to get to where you want to get to. You want to get your kids off the bus every day? Yes. You want to be at all your kids recitals and rehearsals? Yes. You want to make sure you eat dinner with your family every night? Yes. Doing what I do probably isn't for you. I'm not having kids for that reason. I've decided against it. I'm not going to have children Eventually, maybe my wife and I will adopt but that's further down the line when things are more financially. It's different But that's a conscious decision that I am not having children because I know what this journey is going to take So all I say is just make sure that your goals and the level of consistency commitment effort focus You And sacrifice is in aligned with is in alignment because it's up to you I don't think the reason we stop our goals is because we get halfway and say that goal doesn't really inspire me anymore I think it's because we get halfway and realize wow, this journey is way different Then I expected the goal is the same. The journey is what tricks us and trips us up. So yeah, when you're setting your goal, also try to have an honest conversation with yourself about, are you okay living that lifestyle for the Delta between where you are and where you're trying to get to.
Stoy Hall, Host:That's really fundamentally the difference between go back to at the Olympics are right now, although this will come out well past the Olympics between, Olympians and non Olympians from an athletic standpoint. The dedication and time you have to do in your journey takes up a lot of those things that you need to be willing to give up. Can you have kids? Yeah, absolutely. You can do all of those things, but you can't do them all at the same time. Whether that is going to weddings, whether that is going to all your kids sports stuff, you have to be able to understand what that journey is. And ultimately, that journey is a grind and it does suck, but you have to embrace that part of it. As a former athlete myself the, and a lot of ones that retire and go through it. It's the fact that we train in football, at least for 10 months, nonstop to play four months worth of games for 11 opportunities at a minimum in college. That's a lot of journey and grind for a very minimal output. And it's not as enjoyable as you think, but if you can take that grind and that journey and make it enjoyable, make it fit in the line with what you're doing and how you want to live your life, then all of a sudden it doesn't feel like you're on this journey as much, it doesn't feel like you're on that grind. I would assume you don't feel like you're on that grind every day. Some days you'll get warned, but it doesn't feel like that because it's who you are, what you're doing, what you're about. And I believe a lot of businesses fail. A lot of people fail in what they're doing because they do not align those things. They try to either keep up with the Joneses. They try to see someone successful on YouTube, Instagram, or whatever. And are like, I want to be that. No, no wrong. You don't want to be that. You want to be something that you are. We don't know what that looks like because we're all different. We all have different paths. How do you get people to start to transition from, I want to be, you know what, I want to be Kevin because he's so successful. He's been on 6, 000 episodes or whatever. I want to be him. That's really what I want to be. But when you speak to them, their passions aligned with. X, Y, Z something else
Kevin Palmieri:I, yeah, that the first thing I do is I sit down with someone and say, what are your core values? What are your core beliefs? And what are your core aspirations? And how many of those clash together? If your core aspirations are whatever it is to have ultimate time freedom. My thing ain't your thing. Most like the way I'm doing it, at least is not, we do an episode every day, like there's never gonna be full-time freedom you. So I'll sit down with somebody and I want to talk about what do you really deeply value in life that you think. If you had to give up, would create an unsuccessful, unfulfilling, unaligned, misaligned life. I always start there. And then it almost becomes, with that new information, I want to watch you prove to yourself that you still want to take The same journey based on the fact that maybe now for the first time ever, you're understanding, Oh my goodness. My ambition is secondary to my family life. Cool. Awesome. Good for you. I'm so glad you figured that out now and not six years into your journey. I had a client who started a podcast. And I said what are we doing? What do you want to do? Why do you want to do this? He said, I want to be Gary Vee, man. And I was like, oh, okay. I said, look, I don't know what it's going to be, what it's like to be Gary Vee. No clue. I can imagine it's probably worse than I think. In some ways, but better than I think in others. I said, based on what I know about you, you want the results that come with that? And you want the convenient opportunities that come with that. I don't think that's what you want to dedicate your life to. So we had a very honest conversation and he got rid of the podcast because he realized that, yeah, it sounds really good, and it sounds really sexy, and yeah, it looks cool what you and Alan get to do every day, and I said, I know it does. It's supposed to. It's supposed to. It's supposed to look cool, right? That's, it's a business. It's a brand. I don't want people to know that if you're gonna chase your dreams, it's gonna be harder than you think. I do, honestly. I do want people to know that. But I don't want to look miserable all the time because i'm not but it is challenging So I think yeah, that's the answer is I just want to help somebody raise their awareness to what do you really value? As a human being because when you realize what you value as a human you also realize the journey Has to cross certain checkpoints for you to stay fulfilled Along the way, but a lot of us don't have that self awareness yet. And we think that money will fix. It's when I get the money, no, no money, unless money is like the thing for you, it's that's my deep belief. Money is everything. That's all I value. And my ambition is to have all the money in the world. I don't know, maybe for you, that's the journey, but I feel like there's some depth to that, that maybe we haven't got to yet.
Stoy Hall, Host:Oh, for sure. So hot topic time you would talk about like majority or a lot of your listeners are women, right? My business is designed around minority in business female business owners, right? That's just who I attract. That's what we talked to. Why do you think that is for you guys? The majority of your listeners or a predominantly early on majority of your listeners.
Kevin Palmieri:I think it is, we have a common core wound. So Alan and I had very low self worth at the beginning of this. I think we attracted a lot of people who had self worth issues. So I think that was part one. And part two, it was two jacked guys. Having deep vulnerable conversations about stuff that I don't think a lot of other Men wanted to talk about and the ultimate goal has always been to do it with the least amount of ego possible When I listen to old episodes, I can sense that i'm insecure So i'm egoing up that I just needed to protect myself, but I yeah, we're very Warm and we're very welcoming and we're very Empathetic we try to see things from different perspectives, even if we haven't lived them. So I think it's there's a there's one arena where it's hustle culture grind your face off work 24 7 screw your family. Don't hang out don't get our and our doesn't matter. You only have one life. Do you want to be successful or you want to be a failure you loser that there's one end and then the opposite end of that is just only do really what you feel like doing. And then if you're supposed to attract success, it'll come to you. We're in the middle. So I think we speak to an audience that has tried to do nothing that didn't get results and who has tried to do everything and burn themselves to the ground. And they realize, Oh, interesting. Although these guys grind their faces off and they're on the hustle culture side, they don't tell us that's how we have to live our life. Interesting. So I think that's why we attract success. The audience that we attract. And now more than ever, we talk about relationships. We talk about wealth. We talk about love. We talk about health. We talk about all that stuff, self awareness. So it's not just a, an achievers podcast. It's more somebody who's trying to become more aware and evolve. It's more of an evolution podcast than an achievers podcast.
Stoy Hall, Host:Absolutely. Plus, you guys are two good looking guys, so you can't appreciate that part.
Kevin Palmieri:I appreciate it. Of course.
Stoy Hall, Host:You're right on and spot on. And I also believe it's that kind of when you go back to that feeling of being alone there's a lot of women who feel alone in their own business. Their own corporate setting, their open relationship, whatever it is. They have that more vulnerability because they have, they're more in tuned with their emotions than we are. And I believe you guys being vulnerable just opened up this new. Demographic and ultimately that's how I operate too. And I think that's why it does the same thing. Vulnerability is what leads to change. It leads to deeper relationships. Also, it leads to peace. Like it is so fulfilling and so great to be very transparent and not hide a damn thing. Now we always hide some things, but like from conversations, just like straight, this is what it is like, it don't like it. Hate me. Love me. It's who I am. At the end of the day, it's who I am. So we're, we're good. As we wrap up this episode, I always ask this one thing. What is one thing you want to leave our listeners with? That will help them take that next step in their journey.
Kevin Palmieri:I would say the biggest difference between the person that you are today and the person that you ultimately aspire to becoming is your habits. So don't worry about changing everything right now, just work on changing one thing. And it doesn't have to be big. It can be tiny. If you start tracking your finances, that's a great awareness. Is it going to make you rich tomorrow? Most likely not. Is it gonna make you wealthy tomorrow? Most likely not unless you're already wealthy and now you know you are, but it is creating an opportunity to build a new habit and five years from today. You don't know how many little morsels of lessons in value you're going to find just by tracking your finances I didn't realize I was still paying for netflix 16 bucks a month Let me can that or whatever it is, right? So that awareness is there work very diligently on just getting a little bit better and improving your habits a little bit If anything i'm a good example of that. I was not the smartest. I was not the best strategist I was none of those things. I wasn't a great speaker any of that. I just tried to get a little bit better You Every day just a little bit. Sometimes it's Irrecognizable, but from day to day progress seems invisible from year to year. It's impossible to miss So yeah that just focus on the habits focus on the fundamentals Sometimes growth isn't sexy and sometimes the best thing for your growth is the least sexy thing So don't be afraid to lean into that. You
Stoy Hall, Host:heard it from kevin. What's next for next level? What's next for you guys? What is there a big project you're working on? Obviously, you're still grinding. Yeah surviving. Yeah surviving maybe You what do you got coming down pipe anything?
Kevin Palmieri:No, I don't think there's anything specific coming down. We, we are really leaning into our what's becoming a charity. We have a foundation for children of single parents because Alan and I both experienced that growing up. So that's something we're putting more time, energy, effort, and focus into. But yeah, no it's literally what I just said. Just try to get a little bit better. Take a lesson from this episode and this opportunity and figure out where did it go? Where did it not? How do I improve it? And then five years from today, I'll be saying the same thing, but
Stoy Hall, Host:different, right? Ultimately. As always, we always ask, yeah, do all the like share stuff. That doesn't matter. Comment DM us both me, both Kevin and Alan, since he's been brought up a few times, just reach out to us. We're here to help. We really want to help you as much as we can. And the only way we can do that is if you take that first step and just communicate. One way or another, we'll guide you on some path. So we appreciate you, Kevin. We're going to have all of your links and all that stuff as well. Thank you. But keep grinding.
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