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NoBS Wealth®
Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different.
I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life.
Here’s what we do differently.
We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption.
What’s happening
What’s the real problem and why does it matter right now.
What the media and society are screaming about
The hot takes, myths, half-truths, and fear cycles that keep people stuck.
The expert lens
Not theory. Not generic tips. How real professionals actually work with clients when things get messy. The frameworks, the mistakes, the hard truths.
The plan
Real steps you can take in the next 7 days, 30 days, and 90 days.
This show is for you if you’ve ever thought:
"I’m making money but I still feel behind."
"I’m running a business but cash flow feels like a constant fight."
"I don’t come from money and I’m tired of learning the hard way."
"I’m exhausted from financial anxiety and I need a plan that holds."
We talk about investing and taxes, yes. But we also talk about the stuff most finance podcasts avoid: shame, pressure, identity, family expectations, survival mode, and why your nervous system can hijack every good intention you have.
You’ll hear conversations with the NoBS Collective, a vetted group of up to 31 professionals across money and real life. Tax pros, attorneys, therapists, lenders, advisors, and operators who actually give a damn about people. Not clout. Not hype. Results!
If you want to build real wealth, you don’t need more noise. You need truth and a plan.
Hit follow. Listen weekly. Come ready to feel seen, called out, and leveled up.
Visit nobswealth.com to catch the latest episodes and join the movement.
And yes, we can get explicit around here. If that bothers you, you’re probably in the wrong place.
Episodes
226 episodes
35,000 Decisions a Day Is Wrecking Your Judgment | Dr. Preston Cherry
Tax season's over. Kids getting out of school. Tariffs, war, graduations, business cycles, household pressure, all hitting at the same damn time. You're tired. You're stretched thin. And you can't figure out why more money isn't quieting the no...
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The Brain Science Behind Why You Keep Self-Sabotaging Your Money
You're not lazy. You're not undisciplined. You're not broken. Your nervous system is doing exactly what it was built to do, which is protect you from anything unfamiliar. And until you understand that, no budget, no business plan, no Q2 goal is...
Tax Day Reality Check: What You Missed and What's Coming
We filed. We either got a refund or we owe. But here's the real question nobody's asking: did we actually learn anything? Or did we just white-knuckle our way through another tax season and hope for the best?That's where this episode sta...
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QDROs, Pensions, and the Divorce Mistakes That Cost You
Divorce is already one of the hardest things a person can go through. What makes it worse is finding out months or years later that a financial decision made in the middle of all that pain cost you tens of thousands of dollars in taxes you neve...
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Business Funding That Won't Ruin Your Cash Flow | Sara Weldon
Most business owners don't go looking for funding because they planned for it. They go looking because something broke. Payroll is due Friday. Revenue dipped. The reserves ran out. And when you're in panic mode, that's exactly when the vultures...
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The Economy Isn't Recovering. You're Just Outside. | Let's Get Real Ep. 35
Spring is here... and it's lying to you.The sun came out. Soccer started up. You feel optimistic. And that's actually the problem.Because while everyone's outside, the economy is still a mess. Jobs are disappearing. Credit card de...
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Skip the Estate Plan, Wreck Your Family | Griffin Bridgers
Most people don't skip estate planning because they don't care. They skip it because they're terrified. Terrified of facing their own mortality. Terrified of making the wrong call. Terrified of how much it might cost. And in 2026, with chaos ha...
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You Haven't Earned S*** Yet | Let's Get Real Ep. 34
You think you made it. That's the problem.At some point you crossed a line. You got the promotion. Paid off the debt. Hit a goal you'd been chasing for years. And somewhere in that moment... you told yourself you earned the rest. ...
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No Receipts, No Raise: The Hard Truth About Pay Gaps
You walked into that review with receipts. You ran the relationships, trained the people who got promoted over you, covered someone's maternity leave for free, and showed up every single time. And what did you get? A 2.5% raise and a smile. Dr....
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They Started a War...You're Paying For It | Let's Get Real Ep. 33
We took a road trip for spring break. Flights were outrageous. Gas was fine. Made sense.But I built in the seasonal spike. I always do. Spring break demand, summer blend switchover, refineries making the switch... I planned for al...
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What Your IRS Letter Really Means with Morgan Anderson
You see those three letters on the return address and your stomach drops. IRS. Your brain goes straight to worst-case scenarios. Am I being audited? Do I owe money? Am I going to jail? Tax expert Morgan Anderson joins @stoyhall on NoBS W...
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The Economy Is Breaking People. Give Each Other Grace | Let's Get Real Ep. 32
Just got out of the barbershop… and the weight of what I heard followed me to the car.A barber who moved into a new apartment, week and a half in, lost everything in a fire before he could get renter's insurance. That hit different. Beca...
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Think Feel Do: Fix Your Money Mind w/ Ashley Quamme
You know that pit in your stomach when you open your bank account late at night? That moment where the numbers load and your heart rate spikes before you even see anything? That is not a math problem. That is a mental and emotional one. ...
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Raising Black Boys When America Can't Decide What You Are | Let's Get Real Ep. 31
America says it's cool with you being Black… until it isn't.Too dark for the white side. Too light for the Black side. And somehow, you're just supposed to figure out where you belong. This is episode 31 of Let's Get Real —...
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The Gap Between Hustle and Strategy
You've got the passion. You've got the vision. You've got the people behind you. And you still can't get a yes. Why? Because you're speaking YOUR language — not theirs.This episode of NoBS Wealth hits different. We're back in the ...
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The Black Woman Who Built a College and a Movement | Let's Get Real Ep. 30
Black History Month isn’t supposed to be a highlight reel of the same five names. It’s supposed to be receipts. And today I’m putting you on one most people have never heard of: Annie Turnbo Malone.Before “personal brand.” Before ...
Thermo King, Cold Food, and Black Innovation They Hid From You | Let's Get Real Ep. 29
Most of your daily life runs on Black innovation and you don’t even know the names. That’s not just “history class trivia.” That’s power. Because when you don’t know who built the system, you don’t learn how to build your own.This episod...
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America's Chaos Problem Is Getting Worse | Let's Get Real Ep. 28
This is Episode 28 of Let’s Get Real and I’m not here to whisper. I’m here to say the part out loud: when “safety” starts looking like chaos, somebody’s lying… and regular people are the ones paying the price.This episode is part ...
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Your Business Isn’t Growing Because Your Message Is Weak
The world is chaotic and people are tired. And when people are tired, they stop rewarding “safe.” They reward clear. In this Black History Month Series episode, I’m joined by Kristina Hall and we’re talking about the problem too many Bla...
12 Days of Giving Day 12: Your Advisor Is Falling Behind: Crypto, Alts, and Reality
Happy holidays—and let’s be real: the markets, the economy, and “the plan” don’t look clean right now.In this 12 Days of Giving episode, Shana Orczyk Sissel comes back with a story that hits every advisor (and every client) right betwee...
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12 Days of Giving Day 11: Why Most Nonprofits Fail (And How This Donkey Rescue Fights Back)
Everyone loves to romanticize nonprofits. Cute animals, smiling founders, feel-good posts. But behind the scenes? It’s brutal. In this 12 Days of Giving episode, we rip the filter off and walk straight into the chaos, cost, and emotion...
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12 Days of Giving Day 10: Stop Forgetting What December Cost You
December is chaos. Holidays, travel, weather, kids, hosting, work, pressure to “make it special” – and then we act shocked when the credit card statement smacks us in January. In this 12 Days of Giving episode, I bring back money expert Rachel ...
12 Days of Giving Day 9: Fighting an Erroneous 1099-R and Winning $146K Back
If you still believe “the IRS already knows what you made, they should just do your taxes for you,” this episode might slap that idea right out of your head.In today’s 12 Days of Giving episode, I’m back with Enrolled Agent, Morgan Q....
12 Days of Giving Day 8: From $1.5M in Predatory Debt to Breathing Room in 4 Days
This isn’t a cute budgeting episode. This is a $14 million revenue business buried under $1.5 million in stacked merchant cash advances, with money ripped out of the account every single day. The owner wasn’t reckless. He had a
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12 Days of Giving Day 7: You’re Not Broken: Why ‘Normal’ Couples Still Fight About Money
Most couples think they’re “broken” because they argue about money. The truth? You’re probably more normal than you realize—you’ve just never been taught how to talk about money without going to war.In this 12 Days of Giving episode, I s...
