NoBS Wealth
Welcome to the NoBS Wealth Podcast—where we ditch the BS, cut through the noise, and get real about what it takes to build wealth, especially for women, minority business owners, and those standing on the edge of their financial journey, ready to take that first bold step.
We’re not here to sugarcoat it. I’m Stoy Hall, your host and Certified Financial Planner, and I’m bringing you conversations that go beyond the spreadsheets. We're talking about the emotional, psychological, and real-life challenges of money—and how to crush them.
Why You Should Tune In:
- No Fluff. Just Actionable Advice: You don’t have time for complicated, jargon-filled nonsense, and I don’t have the patience to give it to you. Here, we’re breaking down strategies you can actually use—whether you're managing cash flow in your business or figuring out how to start investing without feeling overwhelmed.
- Your Money, Your Mindset: If you think the key to wealth is just about saving and investing, you’re missing half the game. We’ll tackle the inner work—overcoming financial fear, breaking generational money cycles, and adopting a winning mindset to keep you in the game long-term.
- Real Stories You’ll Relate To: We’re bringing on guests with stories like yours. Women and minority business owners who’ve been where you are, taken the risks, and come out on top. No “overnight success” garbage—just honest journeys filled with ups, downs, and everything in between.
Who This Podcast Is For:
If you’ve ever thought:
- “I want to build wealth, but I don’t know where to start.”
- “I’m ready to grow my business, but I need guidance on the financial side.”
- “I don’t come from money, and it feels like I’m playing catch-up.”
Then congratulations—you’re exactly who this podcast was designed for.
What You’ll Get Out of It:
- Breaking the Fear: We’ll help you face that first step head-on and show you that building wealth isn’t just for the rich or privileged—it’s for you.
- Alternative Wealth Strategies: From real estate to investing in your business, we’ll explore nontraditional ways to grow your money without drowning in “just invest in the S&P 500” advice.
- Practical Tools: Whether it’s tax hacks, cash flow management, or scaling your business, we give you the tools to act, not just dream.
It’s time to bet on yourself. Tune in, get inspired, and most importantly—take action. The life you want? It’s within reach.
Visit nobswealth.com to catch our latest episodes and join the NoBS movement.
And yeah, we get a little explicit around here. You’ve been warned.
NoBS Wealth
SPEAK TRUTH. TAKE FIRE. NEVER BACK DOWN. | Let's Get Real Exclusive - DEI
Shoot us a message, we are here for you and we listen!
When a financial advisor steps up to defend DEI in an industry dominated by white men, the knives come out. In this explosive episode, Stoy shares the raw, unfiltered backlash he received after speaking truth about diversity in wealth management.
"If you come at my family and attack my family, you better not miss."
Witness the ugly side of standing up for inclusion – private messages turned public, thinly-veiled threats, and the weaponization of religion against those fighting for equal opportunity. This isn't about politics; it's about who gets a seat at the table when it comes to building wealth in America.
The wealth industry has stayed silent too long. Some advisors are ready to change that, no matter the cost.
No bullshit. No filter. Just the uncomfortable truth about who controls the money game – and who's fighting to change it.
Follow Stoy's movement at nobswealth.com Watch the full video: https://youtu.be/2NI4DDxfkSE
As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!
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DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.
You can come at me all you want. You can say whatever you want about me. I know'cause I'm publicly out there and have all these things going on. But if you come at my family and attack my family, you better not miss I say it that way because it's very important for those listening to grasp the whole story of what's going on. Now a lot of you are waiting for this to come out. Some of you have no idea what the hell it's about, but we're doing this exclusive, let's get real episode because. There was an article from a reporter that I interviewed with, with investment news about DEI, specifically in the wealth industry. Now it's gonna be around here in one of these links, whatever. Go ahead. Go ahead and check that out, but I'll simplify it for you. I said one attacking DEI and getting rid of it is bullshit and is going to hurt our. Our industry, specifically the money industry drastically, because guess what? Majority of people like to work with people who they're comfortable with, whether that's minorities or women. You name it. And if we get rid of a policy, then we're only gonna have white dudes who are doing this whole thing. And guess where that's gotten us? Absolutely nowhere very well for those minorities and women. So that's the, the synopsis of what I spoke about. And for the others that are coming at me, Hey, this is political and all that shit, guess what? That's not me making it political. Think about that. Also, I'm merit-based, played collegiate football. Everything we did was performance and merit-based. I a hundred percent agree to that, but you have to be able to get the best players on the field to play. And if some of them can't even make the team. Because of their names being wrong. Uh, who knows? L-G-B-T-Q. They're disabled, they're veterans. Who knows, right? Whatever those situations are. If we can't get the best players on the field, how the hell are we gonna have the ability to move forward and be a better country? Okay, so let's get off that politic a little thing a little bit because we're really here for those that are, have attacked me and came at me personally, which I'm good with. Right. Just said that at the intro. I'm good with you coming at me. Don't attack my family and don't attack the loved ones at all. I speak up for those that are not able to be and able to speak up for themselves, don't want to speak up for themselves, or just don't have the ability or the platform to speak for themselves. Okay, so go ahead, check that article out and then we're gonna talk about some comments that were left by another advisor, multiple advisors actually. So now that you've caught up, read that a little bit. I don't care if you pause this and went at it, but come back. So for those watching, we're gonna have the comments. Here, uh, for those listening, I'm gonna read'em out loud to you, so bear with me, everybody on that. But I share it obviously, uh, because it's important we're speaking up for others. Then I get this message granted, someone that, a couple people I haven't spoke to for about oh, a decade, nine years, eight years. Let's talk about that. So he starts off with story. I have no interest in your public debate of DEI, which is why I'm messaging. One of the biggest qualities of successful leadership is that you get much further with people by spreading love and uni unity than tearing other people. You catch many more flies with honey than vinegar. DEI does the opposite. Something to think about. I love, I love us all chatting. You lift yourself up. That's why I do the things I do. Public communication is, is, is amazing. But you went private. You didn't put this on, on the response why? I dunno. So my response was, one, our industry has stuck to the sidelines in, in being quiet. That hasn't helped us though. Some of us need to step up and have these hard conversations publicly. Hence why they reached out to me for an article. Right? That's what news isn't. Just gonna reach out to everybody and have these conversations. Think about that. Number two, I said, I appreciate your private message, but it's not, if it's not something to say in public, then again, are we moving the needle at all? You immediately responded with, wish you best, my friend. Awesome. Cool conversation's over. Let's move on. Well, two hours later comes back. Very interesting that you're claiming to want to have an open dialogue about tough topics. Yet you and your followers are bragging about how many people are unfriending you because in fact, you're spreading hate. Division victimization. I'm not unfriending you. Rather privately trying to help you see how much damage you are doing to your reputation and your cause. By hypothetically doing exactly what you claim you are against, you shouldn't fall for the false narrative and propaganda and should focus on helping those to be successful regardless of their race and culture status. You make false claims against people who disagree with you thinking you are taking a higher moral ground, but you have been misled and are spreading hate and division. Thinking you are doing good. You should stop bragging about people who chose not to engage in your dialogue if you are serious about making a difference. Our industry has done a ton to help women and minorities. Sorry, I had to pause there'cause stuff. No, uh, but you can't even see it because you have been blinded with DEI propaganda and you're publicly making yourself look really bad. In doing so. I'm not unfriending you, but I'm not going to waste time arguing and or engaging with your di divisive dialogue. You, you are better than that. Well, a lot of words there, lot of big words, lot of, lot of propaganda actually. Words from the media. I did not, if you would've read the article, anybody reading the article did not just suffice about race, cultures, et cetera. By the way, the facts that is out there that I, I won't know the statistic of exactly off the top of my head, but white women are the ones. That have gotten more of the DEI policy than any others. So how are you gonna come at that like that, by the way? I, I will. Uh, simple fact, it's just white men coming at me with, with, uh, conversations, which is really fun and more from my industry than not. Hmm. Makes you think So I, I obviously didn't respond to that one'cause I was at my kids' soccer tournament and boy, man, I got our ass beat that first game, but hey, we got better over time. Doesn't matter. Um, he then responds. To himself, um, with, uh, a message that I had sent in 2016 about liking my page and following me. He said, I'd liked you after you sent me the above post. I guess you don't agree with the original post. Maybe the reason why people are unfriending you, they liked you because you said you are not going to do what you're. Doing what you are posting is neither fun or interesting. It's political propaganda. Again, just trying to help do with it as you please. Uh, yeah. By the way, I, I did post and, and those catching up. I did post and say, Hey, I lost four, four followers from yesterday's DEI article. Um, it got up to 10. I think I've added five from now. Uh, funny thing is I have almost 5,000 followers on Facebook and only losing four outta that. I think there's a really a lot amazing people out there then that either support me around me or I'm connected to, um, losing four 10 at this point. Eh, we'll be all right. He then goes on to. Respond to himself again six hours later. And this is the final one. This one attacked me more, attacked my family more, um, and is what inspired me to do this exclusive. Let's get real episode'cause it's very important for all of you that know that those who are in the battle, in the streets and the war of this game that we have do get attacked all the time. And guess what? I'm gonna call all of that bullshit out all of it. So if you wanna talk to me privately or, or whatever, and you say something, it's coming back out. The people are gonna know. The people need to know. So here's the last message. Again, six hours later, haven't responded since the original time. Good luck with your effort to be better than everyone else and fight the good fight of division while advocating for division. That sentence is fun, just trying to help one day, hopefully you will see how brainwashed by liberal propaganda you have allowed in your life, you are on the wrong side of history and your family will pay the consequences in the long term. First of all, fuck off. Don't bring my family into this. You don't know me. You don't know my family. I'm definitely not on the wrong, on the wrong side of history here, and if I am so be it. And the collapses of America happens. Big deal. I'll honestly pray for you and your family and I hope that God will open your eyes before it is too late, and I am sure that you will now go post about me and possibly others who are trying to help, but my heart has always been in the right place. Again, I wish you the best, but hope that you one day will become serious about helping others to become successful rather than spewing your hate against the white man. Um, first of all, I have a lot of white male clients and stuff, so you guys ask, you know, let me know if I've been spewing, uh, hate against the white man. Just let me know that. Or did I bring up the fact that I think that we all should equal have the ability to get on the team so we can perform and see that. So you tell me, you know, you guys take it what you will and, and tell me. But what I took from this is a few things that are going on in America right now. We will always have division in race. That's fine. That'll be there. I, we can can't get around it. Uh, we have a huge divide when it comes our socioeconomic divide that I think is driving a bigger issue in our communities. Uh, three, um, I believe in God, I'm Christian and all that stuff, but four Christians to come attacking people and then using the word of God to try to back that up. Yeah. Get fucked. Um, four, the industry I am in. I have told many people. I loathe entirely. I loathe entirely. Uh, thank you Grinch for that one is because of this shit right here. It's been around so long and it's only helped really one demographic out the most. And as others try to come up, there's just. Repeatedly attacks on attacks on attacks, and our industry has done such a good job to react to what's going on. We are now stepping up and being proactive. That's why I have this series. That's why we're coming out with many more of these, and a lot of my colleagues are too, and we're pushing the envelope because now is the time that people can actually own. Who they work with to build their own wealth in the way that they want to build their wealth, not what they're told to do, and not with getting their money stolen, doing these stupid ass meme coins put on by our president or anything else. That is my message today. No, it's not easy. No, it's not fun. Yes, it's fucking hard. And yeah, I cuss a lot in this one specifically, but this shit hits home. And if you attack my family, the people I support and are here for you better not miss.
