NoBS Wealth
Welcome to the NoBS Wealth Podcast—where we ditch the BS, cut through the noise, and get real about what it takes to build wealth, especially for women, minority business owners, and those standing on the edge of their financial journey, ready to take that first bold step.
We’re not here to sugarcoat it. I’m Stoy Hall, your host and Certified Financial Planner, and I’m bringing you conversations that go beyond the spreadsheets. We're talking about the emotional, psychological, and real-life challenges of money—and how to crush them.
Why You Should Tune In:
- No Fluff. Just Actionable Advice: You don’t have time for complicated, jargon-filled nonsense, and I don’t have the patience to give it to you. Here, we’re breaking down strategies you can actually use—whether you're managing cash flow in your business or figuring out how to start investing without feeling overwhelmed.
- Your Money, Your Mindset: If you think the key to wealth is just about saving and investing, you’re missing half the game. We’ll tackle the inner work—overcoming financial fear, breaking generational money cycles, and adopting a winning mindset to keep you in the game long-term.
- Real Stories You’ll Relate To: We’re bringing on guests with stories like yours. Women and minority business owners who’ve been where you are, taken the risks, and come out on top. No “overnight success” garbage—just honest journeys filled with ups, downs, and everything in between.
Who This Podcast Is For:
If you’ve ever thought:
- “I want to build wealth, but I don’t know where to start.”
- “I’m ready to grow my business, but I need guidance on the financial side.”
- “I don’t come from money, and it feels like I’m playing catch-up.”
Then congratulations—you’re exactly who this podcast was designed for.
What You’ll Get Out of It:
- Breaking the Fear: We’ll help you face that first step head-on and show you that building wealth isn’t just for the rich or privileged—it’s for you.
- Alternative Wealth Strategies: From real estate to investing in your business, we’ll explore nontraditional ways to grow your money without drowning in “just invest in the S&P 500” advice.
- Practical Tools: Whether it’s tax hacks, cash flow management, or scaling your business, we give you the tools to act, not just dream.
It’s time to bet on yourself. Tune in, get inspired, and most importantly—take action. The life you want? It’s within reach.
Visit nobswealth.com to catch our latest episodes and join the NoBS movement.
And yeah, we get a little explicit around here. You’ve been warned.
NoBS Wealth
Why Do We Keep Dragging Each Other Down? | Let's Get Real Ep. 17
WHY ARE WE THE WAY WE ARE?
In this raw, unfiltered episode, Stoy rips the mask off society's toxic habit of tearing each other down instead of building each other up.
The shit-talking ends NOW.
No political agenda. No geopolitical crap. Just the brutal truth about why we attack each other online while celebrities and the wealthy elite keep getting richer and more powerful.
Stoy calls out the keyboard warriors who love to comment "do better" and "stay in your lane" - delivering a wake-up call about what truly matters: human connection in a disconnected world.
Are we destined to keep pulling each other down? Or is it time we rise up together?
This isn't just another podcast episode. It's a challenge to break the cycle and lift each other up when it matters most.
GET REAL FINANCIAL ADVICE: Black Mammoth
WATCH THE VIDEO: https://youtu.be/ZwZ1WCioDBQ
Welcome to the No BS Wealth Podcast with Stoy Hall, your candid guide to financial clarity. In our third year, we're spicing things up by enhancing community ties and bringing you straight, no-fluff financial insights. Connect with us on NoBSWealthPodcast.com, and follow Stoy on social media for the latest episodes and expert discussions. Tune in, join the conversation, and transform your financial journey with us—no BS!
As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!
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DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.
My fellow Americans, why are we the way we are? There's a lot of shit going on in all of our lives. Yet the same things keep repeating and happening over and over and over again, and for those that are still listening after the first 20 seconds, I'm not gonna bring politics and geopolitical crap into this. I'm talking about you and me and the things that you hear and see and what's going on today's world. If a lot of you have been watching my videos lately have been getting a little spicy, that's what the whole series is about and there's some been some very interesting dynamics and data that I found not. Direct data, but information that I have found out from people commenting on my posts and commenting on others posts Ang, for example, um, had posted about some insurance and she got absolutely thrown everywhere. People coming at her and telling her that why is she the way she is? And that she needs to be better and just do better. Come on people. What are we doing here? We're all trying to do our best. My posts when we're talking about my content specifically, the last time we were talking about a UM charges, uh, commissionable products and charges for advisors, um, retainer models, you know, fee-based, whatever you wanna call it. All of these advisors coming out. And essentially attacking my point of view and what I was getting at. The funny thing is I'm doing that on purpose. My marketing is on purpose for a few reasons. One, it's on purpose to do exactly what it did, bring attention to it, share my stuff. Yeah, let's do it. Let's bring more engagement because it's gonna reach more people. And then those people that are actually reading it. The feedback that I've gotten is continue doing what you're doing. You're bringing the realism out in the world, specifically when we talk about money. So yeah, I'm obviously gonna keep doing what I'm doing, but it's a very interesting dynamic that we'll have people in the comments attacking other people. We're all humans. We're all trying to do our best, and we're trying to do it in the best lens that we possibly can while providing information to others. Does that mean every piece of content that we create, or every word that I say is for every certain person out there? Hell no. But it's for you to understand where you're at in your situation and maybe you can learn something. Maybe you know someone that that would help. Or at the end of the day, you just be able to have more knowledge to take that, that step further. But for those calling everyone out and saying, that's bad advice. It's the dumbest thing I've ever heard. You are dumb. Uh, do better be better. You shouldn't be saying those things. You're not in the right place. Stay in your lane. All of those other comments, where's that? What does that help us? Where does that get us? There are millions of people in this world that don't get anything. They don't read'em, they don't see any of our posts. They don't truly get the true advice or even understanding of what it is. So we've got this giant demographic out there that has no idea what's going on. So they just listen to whatever advisor who pushes whatever they have or whatever consultant or whatever business, and then we shit on the ones that are just providing information, not out there saying it's the best thing in the world. I'm, I'm bringing attention to it. I'm asking a question. I'm asking them to ask questions of their planner, their advisor, their, the people they're doing business with, you know, their therapist, you name it. We need to be asking more questions so we can do more for each other. So why are we the way we are? Why do we love to shit on each other so much and pull each other down as opposed to lifting each other up? But we'll go ahead and lift up those celebrities. They damn sure need it. They don't. Small businesses. Do you and me do? People feeling that alone at home right now are the ones that need lifted up, but we don't. We'll shit on them. We won't share things. We won't reach out. We won't have those communications. What are we doing? Little shout out to my brother Robbie Unger, and I hope you. Get to listen to this one and, and watch it, which I know you will'cause you comment all my shit all the time. Um, recently we've just been having more conversations, right? Actually calling each other more often. And it's not about anything. We're just bullshitting. Same thing over and over again. But it makes you realize like how important just talking is and having those communications, whether that is on social media. By the way, follow him on LinkedIn. He is hilarious and I'm not just saying that'cause I'm biased, which I am out the ass. Very, very, very biased. However, he is hilarious. It's this shine of light, this ability to just communicate, let alone sharing something and talking about something, a topic you may not know about, asking questions publicly that you might not know the answer to without feeling like you're gonna get ridiculed. That would be amazing for us. In our society. Granted now you're all sitting here going, you said you weren't gonna talk about politics and, and due political crap. Okay, lemme back up a little bit. I will. In, in the terms of, there is a lot of things going on that are harming a lot of us. You know what they are. You know what's going on. You know who's in charge, you know who's leading the circus, okay? So we understand that. But as people, we can come together, we can be here for each other. Regardless of those differences, because at the end of the day, that's all we have is us as humans to help lift each other and take us to the next level. If not, the rich will keep getting richer. I promise you. They're gonna be more powerful and there's nothing we can do about it. So I'm not talking about politics in that regard. The rest of what I was talking about wasn't politics either. But if you put the politics lens on, it's the same exact conversation. So do me a favor. This episode's different than others. Maybe share it, maybe comment. Let's have a conversation deep in these comments about. What I'm talking about. Why are we the way we are? Do we have to be this way? Is this the end all be all? Is this where we've come to in nature of just pulling each other down as opposed to lifting each other up? Or have we been kind of forced into this and forced our hand and now it's time for us all to rise up together and understand that we are in this thing together. We can help each other out and we can reach further. I don't know. Yeah, we should try it.
