Why Traditional Advice Fails First-Gen Wealth Builders

This episode pulls no punches. We’re talking about the realities of first-generation wealth building, the systemic oppression that keeps people stuck, and the truth about how legacy gaps can transform into generational growth.

I sit down with Dr. LaTanya White—researcher, entrepreneur, and unapologetic truth-teller—to dissect why traditional wealth advice doesn’t work for everyone. We break down the weight of starting from scratch, the emotional toll of being the first in your family to build wealth, and why community is the key to not burning out along the way.

We cover the myths the media pushes—like “everyone has the same opportunity” or “just invest and wait”—and we shred them with real research and lived experience. From the collapse of the Freedman’s Bank to the unseen wealth of America’s richest families, we connect the dots on why so many are left behind and how to fight back with knowledge and resilience.

Most importantly, Dr. White shares actionable steps: what to read, how to build a vision for wealth, and how to start documenting your family’s story today. Because wealth isn’t just about money—it’s about knowledge, forgiveness, and community.

If you’re tired of the same recycled advice that ignores your lived reality, this episode will hit you hard. Watch the full video here: https://youtu.be/KeVp7aHgAnk

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!

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DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Chapters

• 0:00 Why Legacy Gaps Matter
• 2:00 Dr. White’s Research Journey
• 5:30 The Reality of Starting from Scratch
• 8:00 Healing Money Trauma & Family Tensions
• 10:00 Why Traditional Wealth Advice Fails Us
• 12:30 Media Myths: Opportunity, Investing, Mindset
• 16:00 Why Community Is Non-Negotiable
• 21:00 Generational Trauma & Forgiveness
• 27:00 Roadmap for First-Gen Wealth Builders
• 32:00 Recording Family Knowledge & Stories
• 34:00 Leveraging Community for Real Growth

Transcript

Black Mammoth: 0:22

Well then it's time.

Stoy: 0:29

We got a doctor in the house. Um, Dr. White, a amazing person. One two, gets us this deep research about our community that no one else can, and that's why she's on. And so today we're talking about legacy gaps to generational growth. I also am one of those first time generation wealth builders, if you will, and it's important to talk about this one now. Everyone knows the state of our economy, the state of our country, and who's getting attacked. Okay, we, we can put it out there. It is what it is. Politics aside, that's what's happening. That's what's been going on. And so since we're in that moment, but we're also in the moment that everyone's feeling overwhelmed. Right. Student loans now are coming back into play. People are late on those mortgages. Late Buying a home is more expensive than renting, right? We also just have always had the generational wealth inequality a lot since the Tulsa bombing. So where the hell do we start? And this question is what I get asked all the time by first Gen wealth builders, and that is, where do I even start? If I wasn't given the foundation of both education and money. And so today that's what we're gonna talk about, the truth. We're gonna dive into it with Dr. White. So appreciate you and uh, welcome to your first episode. Uh, but also welcome to the episode that we're diving into more research based as well. Yes,

Dr. LaTanya: 1:47

thank you. Thank you so much for having me. That means so much, especially. Because in my doctoral journey, you know, I went back and forth like, do I wanna unpack this? Is this what I really wanna spend the next bit of my life talking about? And the more I share about the history of the wealth gap and the history of wealth distribution in America, the more I see that more of us need to be talking about it. So this is so meaningful to me. Absolutely. And let's

Stoy: 2:16

give, you know, everyone check out the blog. We've got it up on the website. Obviously we have all the links and how you can get ahold of her and learn more about her. Yeah. But give us a quick overview of the doctoral and why you got into that space and why that's now obviously your life long mission.

Dr. LaTanya: 2:33

Thank you. So I was teaching entrepreneurship at an HBCU down in Florida. So go Rattlers for any of my HBCU grads in the, in the audience. Um, but. In the class that I was teaching, there was capacity for literally about 40 students. And I think over the course of 11 years, the highest enrollment I had in that class was like 15 students. And I was trying, this was before the, the, the phrase was the math. A math. And so I was trying to figure out, well, where are all the students? Like why aren't they here? Why aren't they enrolling in this. Class and getting this, this free business coaching. Um, and so I did some due diligence and learned that there was this prerequisite. There was a, like you had to take this marketing class before you could enroll in the entrepreneurship class. And even the marketing class was only for business students or communication students. So as an entrepreneur, you know, our job is to create solutions for the problems that we see in the market. And the solution I like suggested to the administrators was, let's just remove the prerequisite. It's that simple, but it's never that simple in higher ed. And so as we were kind of going back and forth heatedly on email. I recognized that I just was not speaking the same language. I didn't know why I was advocating for entrepreneurship education as much as I was, but. I realized that I needed to learn how to speak from a research informed perspective. I needed the evidence to really say, this is why entrepreneurship education needs to be more accessible. And so that's how I got to grad school. But of course, along the way, the research like emerged on the racial wealth gap and the history of wealth. Distribution and financial trauma and systemic oppression, and so that's where I landed. It wasn't so much that we weren't creating opportunities for education for more black and brown founders. It was, we weren't teaching founders how to protect the assets that they were building through their businesses. And then of course, translating that to career professionals as well. So that's how I got here. And I still kind of go back to those old administrators like, well. I tried to tell you, but here now we have this whole dissertation to prove my point. Right, right. I,

Stoy: 5:03

I tried to help you get ahead of this, but hey, hey, hey. Here we are. Here we are.

Dr. LaTanya: 5:06

Exactly. Exactly.

Stoy: 5:08

More on the topic. So again, we're talking about, you know, first gen, generational wealth, systemic oppression, those types of things. But the reality of starting from scratch for somebody, right? Mm-hmm. I would say the majority who I know are in this bucket of starting from scratch, and I don't necessarily mean that they're. Immigrants coming in, starting and learning our language. That's a whole deep other level thing that I don't think I have the ability to do. However, what I'm saying is there's a lot of us that have families that have been around for a very long time, but there's nothing to be said about'em. The only thing they have is their name. They have no assets, they have no legacy. Legacy in terms of like names on buildings and, and things like that. For me, the realities of starting from scratch are a very, very heavy lift. One, you have to learn more than anyone else has ever done in your family. You have to take more risks on more than everyone in your family. Third, you then have to ensure that you're protecting everything that you're doing all at the same time. And for me, that comes with stress. That comes with, it costs more money. Um, and it comes with actually getting rid of some of your family relationships. And that's where I'm like, that's the reality of. A lot of people out there talk about, well, you can do it, go to school, you know, do the traditional path, go to school, get a good job, build, protect, et cetera. Mm-hmm. Mm-hmm. But they don't understand when you come from these families in the scenarios with from scratch is they're also trying to get what you got. Try to pull you down and say, well, I raised you in those things, and it comes into a spiral. So what do you have to say about the realities of starting from scratch?

Dr. LaTanya: 6:46

That's so rich. That's so rich because, and I was, I was on a client consultation earlier today and literally the client was saying, well, nobody else in my family like wants to be a part of this. And one of the things I share with him was that what we want to make sure that we don't do, like first we gotta give everyone. Everyone, grace, right? Because we all have different lived experience. We experiences different experiences and relationships with money, so we have to hold space for that, but we also have to do our own work. So there's um. When I work with families and work with clients, we start with healing first. Like, let's make sure that you can reconcile your own money narratives, your own money stories, and then that could give you the space to be a little bit more graceful, right? With everyone else because. It is gonna be very emotionally taxing. So in this particular client call and said, well, you have the ability to either be kind of stuck in the present, right? With family members who aren't there yet, like not everybody's there. Or you have the opportunity to really have this foresight and be. More be the ancestor that someone's gonna have down the line. So it might start with you. You might be the one starting from scratch, but you're doing this for future generations so that nobody else has to look back and say, why am I starting from scratch? This is the time to take on. And you know, surround yourself with community, especially the no B as wealth community and other folks so that you know that you aren't alone. So you might be starting from scratch within your family unit, but you're not the only one doing it. And I think community is so important to just have that sticktuitiveness to reinforce the resilience that's needed to like keep going on the journey.

Stoy: 8:53

And let's piggyback that a little bit then. Why doesn't the traditional wealth building advice that everyone hears out there, why doesn't it fit then for, for this demographic?

Dr. LaTanya: 9:02

Yeah. Um, I think a lot of that comes down to, so let me preface my response with, I am a phenomenologist, something like a phenomenon, but you know, phenomenology is the research method that looks at the study of the lived experiences of people. And so while I've always worked in the entrepreneurship and business context, I'm always looking at it through the lived experiences of people. And so to your question, why the traditional forms or traditional methods or. The traditional norms and narrative because that, that's also a thing. There are some parts of the narrative that have been very controlled, being very closely held, and so for communities who have been historically excluded, those systems don't work because they don't account for the lived experience. They don't work because they don't account for that financial trauma. Like some of us still have uncles and aunts. Grandparents who are still putting money under the mattress, we don't know why. Sometimes they don't know why. There's just this feeling that now what we are able to do now is name that feeling and that's a lack of psychological safety. But nobody always knows why. I don't feel safe walking into a financial institution. And so that's where the research. Comes in. That's where we get to talking about the failure of the Freeman's bank in like 1874. I think the year it was when$3 million of black wealth 150 years ago,$3 million is a lot of money today,$3 million of 150 years ago, like 10 years removed from slavery. That's the, the, the way that you compute that in today's dollars is almost unimaginable, but that money literally disappeared. They were. Deposited into these banks that dissolved almost overnight and nobody had any recourse. So while it wasn't my personal experience to have lost money from a financial institution, there's something about the way I feel. I just don't feel safe. I don't think you have my best interest in mind or at heart. So of course, your traditional model or financial services does not connect with my lived experience.

Stoy: 11:26

Not at all. And I, I truly believe we're in this shift of, well, I guess we're partway through this shift already'cause I've been doing it for years. Mm-hmm. Of, we're focusing more on you, your emotions, your trauma, what you've lived through. Yeah. Because at the end of the day, in our current society, there's only so many financial tools out there. Like, everyone has'em, everyone can do'em. For the most part, everyone can do'em, right? Mm-hmm. And they are what they are. But how you use them, how you get to them and how you feel about them matters more for their success later. Right? You always get stuck with, well just put it in in, I'll get to what the social media and media are saying, but ultimately it's like, Hey, just put it in this and it'll be fine. Well, that's not how that works because of what you had just said or. I guess in our blood drama and things that we are been driven to dictate all of those things. So, um, definitely appreciate that. So the next segment we get into is really fun'cause it's us getting questions and seeing what's been said out there in the media, whether true or false, right? Mm-hmm. Mm-hmm. And I get to ask you them. There's four of them today. I could ask you them and see if they're a myth or not. Myth. Okay. Okay. From your research and your experience, so let's go with the first one. Nice little softball. It's gonna be a nice little toss up for you. Okay, here we go. Everyone has the same opportunity.

Dr. LaTanya: 12:50

It's a complete myth. It's a complete myth because if everyone had the same opportunity, how is it that the Rockefeller family, right? So you know this, probably the most Celebritized family when we're talking about generational wealth or wealth transfer. That family has not had a core business, not like the Waltons or the Hines, or you know, whomever. They hadn't had a core business since 1911 with the result of the antitrust lawsuit that the US brought against John d Rockefeller. But yet they remain among America's 25 wealthiest families. Some almost. 200 years later if everyone had the same opportunity, why then doesn't the Vanderbilt family, why aren't they still like as. As wealthy as, because that wealth kind of started around the same time. So when we're talking about opportunity, I think we can, we can kind of shape that with access to opportunity because everyone have the same access to opportunity and that the answer is absolutely not. Because when we look at wealth transfer, most. The, the traditional like financial services narrative is just make more money, right? Go to school, get a good job, make more money, pass it down. Except the Rockefeller families and these other families who have maintained control of their wealth for 3, 5, 7 generations, they're passing down more than just money. Except no one else really understands these qualitative forms of capital. That's not the narrative. And so that's where I try to really fill that gap is let's talk about these other forms of wealth that have been kept from us.

Stoy: 14:41

Absolutely. And so, you know, selfless plug, shameless, I don't give a shit. Damn. Um, that's what we do at Black Mammoth, right? We're a modern family office teaching the ways of what these families are doing, right? That traditional sense. Rockefeller is Vanderbilt, you name, there's millions of them really, um, that are doing it this way because they're not passing down wealth per se in terms of money. They're passing down education, the resources and assets to continue building. That's a whole different opportunity than others. And little, little ca little. I guess I'm gonna throw this out there for everyone too. We don't see the true wealth of the wealthiest families in the world. We see what is told and shown. There are trillionaires in this world that run majority of the world in themselves, and those are like the top five families. And yes, the Rockefellers are in there, but the public knowledge of what they have from us. A wealth number is way low compared to what they truly have. So that's something I want to do research on, and I'm sure we can throw a topic and go down the wealthiest families. That'd be really cool for us to do. But I want everyone to know that like when you see wealthiest people, you're just seeing like an Elon Musk or something like that. There are another step that's all private that is not public information. So. Fun factor. Alright, well, mm-hmm. Even easier, right? You just need to invest in weight.

Dr. LaTanya: 16:07

I think it, oh gosh, Doy, these are, these are so good. All right. I still think it's a myth because like we were just talking about the different forms of wealth. So maybe you can invest in financial wealth or one vehicle because that's also not addressing. The cash value life insurance is not addressing all these other vehicles, so you can maybe invest in weight on the financial wealth, but we don't have time to wait on spiritual. We do not have time to wait for recording the wealth of knowledge because. Everyone's life has an expiration date on it. And we need to transfer that wisdom from our elders in our family to these, these newer generations. We don't have time to wait on investing in intellectual wealth for other family members to self actualize and become the best versions of themselves. And when it comes to relational wealth, there's absolutely no, there's no time to wait on these other forms of wealth because. Nothing is guaranteed. Right. And because the family is so integral to wealth transfer, and again, we all have this expiration. We don't know the date. And so that is why I'm like, no, we, how much of it can we get done today? How much can we get done next week in the next 12 weeks? Right? Because I think that's a complete like no bs, right? I think that's bs. That all you have to do is invest in weight. There's so much more to to it than that.

Stoy: 17:42

The thing I love the most about your answer is the fact that you went through the financial, but you went through all of the relationship, emotional, all of that, because people forget that that's what you need to invest into.

Black Mammoth: 17:52

Yeah.

Stoy: 17:52

It's not just a stock market or businesses or real estate. You do need to hit upon all of those other things, so love that answer. Next one is wealth is just a mindset shift.

Black Mammoth: 18:04

Hmm.

Stoy: 18:06

See, that was my, my, I read it too. Just like,

Dr. LaTanya: 18:09

Hmm. Right. I think I'd be inclined to agree with that one, only because if we shift what we think of wealth as. Right. Then it can open the door to these other things. But if we're so focused, if it's, if we only have a fixed mindset, this is the only finite definition of wealth that it has to be financial, that it has to be quantifiable, then I think we lose the opportunity. But if we shift that, right, if we're open to this, these other forms of wealth, I think we could change, really create change in our families and communities.

Stoy: 18:48

A absolutely last one in, in this section is stop blaming systems and start saving,

Dr. LaTanya: 19:01

okay vs. I call vs. I call Vs. On that one. Um. Dorothy, a Brown's book, the Whiteness of Wealth, and I read this as I was getting towards the end of my doctoral journey. I felt like Paul on the road to Damascus, like just the scales just fell from my eyes because what she talks about, so she's a tax policy professor, she teaches at Emory University and the book. Really looks at how racism is built into the American tax system, and she breaks down, you know, all these pathways to wealth from K 12 education to higher education, which of course has some impact on your career position and career opportunities, which open the door to home ownership and retirement. Like she connected it all so fluidly that there is. The only way you could not blame the system is if you're blind to the system.

Stoy: 20:03

I mean, yeah, yeah. It's there. Like don't put it out there and, and say it's not, when it, it facts or facts at the end of the day. Yes. Our next section is called Your point of view, and what it does is it takes us into your brain, how you operate with your clients, how you would respond in all of your research. I know we just went through myths that had some of that, but this one is actually more related to your day and day work. So yeah, first topic a little bit. Again, all of these we can go way deeper on and I'm sure we will. But let's give everyone a taste. So first one is intergenerational gaps and historical trauma. When you're dealing with your clients and your research and all of that, when you hear those, what comes to mind immediately?

Dr. LaTanya: 20:48

So I'm an empath, right? So I, when I hear that, my heart like almost breaks because just knowing the effect that trauma generational or intergenerational trauma that goes unresolved, the effects of that are lasting. You know, we talk a lot about generational curses. We hear a lot about that generational trauma in, in social media. We don't talk a lot about the impact of those things, especially when they go unnamed and unresolved. So my heart breaks a little bit because I also am aware of the solution, right? It, it does require an open heart. It requires a mindset shift, and it requires the ability to forgive. Like sometimes we have to be able to forgive ourselves and our elders and our ancestors, like I remember. I used to have so much like bitterness towards my mom. I, especially in my infinite wisdom of being a teenager, I always thought that she chose work like that she would choose to go to work instead of spending time with me. And it wasn't until I got to my doctoral journey and started really understanding the wealth gap, like she didn't have a choice because there had been no transfer of wealth. So. When I say that, humbled me. And so now I'm able to lead more with this open heart. Like where's the space for forgiveness of yourself? And then to extend that forgiveness and that grace to others so that we can heal. That's, that's really the first place that, that I start when I'm working with clients when I'm doing presentations, is hope, holding the door open for forgiveness.

Stoy: 22:37

Now I'm gonna go off top, off my list,'cause now I'm okay. Now you got mean treat. Okay. So right now we want to focus on forgiveness of yourself, your loved ones and everything, right? This, this is gonna be a process, it's not done overnight.

Dr. LaTanya: 22:51

Absolutely.

Stoy: 22:52

How our generations and how many are basically living right now and are going through this shift. What's a, like, what's a true, I guess if you could put in a a mm-hmm. Amount of years that it's gonna take us as a society to go from all of this to at least step one of forgiving and recognizing the both historical trauma and our own traumas and interracial stuff.

Dr. LaTanya: 23:18

I. I think if we are honest with ourselves that forgiveness and healing is only gonna happen in the communities where we've, where we've experienced the trauma. If you are on the privileged side of things, you may not feel like there's any work for you to do, right? Because you also don't think there are any systems to be blamed. So within our families and our communities, it could happen in literally a generation literally. In a generation, right? Because it sometimes is only gonna take one person. I was the person in my family like doing this by myself. And now over the course of I would say three and a half years, four generations of us, 16 adults, we were able to really create some headway like we got from. We don't even talk about money to. We're redlining this boilerplate estate plan document that we got from an estate planning attorney in three and a half years now. I had done a lot of the emotional heavy lifting like we talked about earlier. I got burned out, I crashed, I hit a wall because I was doing it by myself. And so what I recognized. Excuse me. What I recognize is that in order for this work to be sustainable, more members of the family have to be involved in the process. And so that's why we all have to do that healing, to come, you know, to reconcile our relationships with money, to energy, with money, our own, like even with our own households, what have been those experiences? But now because we've done that, my daughter, so now this next generation. She's involved with understanding the different forms of wealth and personal finance and wealth literacy. So I think it really can be done in a single generation as long as we've started with that holding space for shifting the mindset.

Stoy: 25:24

I'd agree. I absolutely would agree. If we could put it, you know, if we got all those people in the same room by same room, I mean same giant auditorium, the size of who knows what. If we could all start, I, I truly do believe that. My concern is we'll have pockets doing it. Yeah. And that leader, you, me and others Yeah. Will eventually either burn out or if we're gone, maybe we didn't have as much foundational support as we thought. Yep. Like that's my, my big concern with it. But we'll see. Right. I mean, ultimately a couple decades away from actually seeing if any of this work actually comes to fruit and you know, again, not to bring as many politics into it, but if we keep going backwards as a country, we're not gonna be able to, to see that change in the next 10, 20 years.

Dr. LaTanya: 26:12

Yeah. Completely true. Alright,

Stoy: 26:14

so we kind of went off and, and took time there, so I'm good with that. But the last part of our conversation is always going to bring. Actionable steps to our listeners that are listening right now that are like, yeah, I'm on board. I see what you're talking about. That hit me hard, but like, what can I do physically? Like what can I do from Right. This po moment on? So let's, I got a couple questions. Let's hit upon what action steps people can do with those. Okay. What if you were to create a roadmap for first gen wealth builders? Mm-hmm. What would be maybe three things, maybe three to five things that that roadmap would include, and if you could, what order would those come in?

Dr. LaTanya: 26:56

I would say, so to me, I think the basis of any transformation is education. So first step would be if you have not already read or listened to the audio book for the Whiteness of wealth. That's literally the first step. For me. From there, I would recommend a vision for wealth. So there was this article story that I read in my doctoral journey and the title of it, like was so Off-Putting the title was Freedom from Wealth. And I'm looking at this like never have I ever imagined that someone needed to have freedom from wealth, right? But there were some really salient, like hard. Core questions in there. And the first one that really stood out was essentially the question boiled down to what are we working so hard for anyway, right. And as I was reading through this and kind of working with my family, I created this wealth personality quiz to just kind of help people see like where you are on the journey. And one of the questions was, what's your vision for wealth? Out of the like 25 or so people that, um, responded to the quiz about. 33% of them had no vision. So my question was, what are we doing this for? Why are we working so hard? Why are we getting up so early and running all these errands and signing up for all these things if we don't have a vision for what's gonna come from this, you know, at the end of our lives? So the, the whiteness of wealth established the vision for wealth because, and I'll kind of get back to why there needs to be freedom from wealth, right? And then identify within the family or come to grips for yourself, like, are you gonna be the only one or is there someone who can lock arms with you? Possibly from a different generation in the family to start to create change. And the two of you, two or three of you now, you be the ones, you're sharing the resources, you're sharing the information amongst each other, and you are creating the plan. So I had, um, as I kind of took a look at all of the things, the surveys and the tools and all the stuff that I put together for my family, I, I organized it all and created like this checklist. So that's one of the, the tools, that's one of the, the things and resources that I highly recommend. So it's, it takes the idea of the 12 week year. So we are looking at what can we get done in 12 weeks, right? How, who can we assign to be the family historian? Who can we assign to do research on index universal life policies or. You know, other portfolio and investment opportunities. So those are the three things that I would say in that order. Read the whiteness of wealth, establish the vision for wealth in the family, and then get going on the checklist as you lock arms with someone else in the family that could help support you.'cause otherwise you will burn out from doing this by yourself.

Stoy: 30:09

Absolutely. I do it for a living. You do it for a living. Like let alone our families like we, I do. This is what I do. This is what you do. We help people. And to see the burnout. I'm meant to heavy lift for US families. You're gonna burn out'cause it's not your expertise. It's not what you have spent hundreds of hours, thousands of hours studying and researching and learning experience. So it will happen. I, I promise you that will, that'll happen. Alright. What is one area that's been kind of overlooked when someone is starting to build their assets, even when they have little to no capital?

Dr. LaTanya: 30:44

Um, especially when they have little to no capital. Most people don't think there's anything worth protecting, right. So I think the short answer to your question, one thing that's been overlooked is, so one of the pillars of dynastic wealth is the wealth of knowledge, and that's where I mentioned we don't have much time to record, right? We've gotta be recording the wealth of knowledge, and that includes whose names are on. The D to the family home, like how many names are on the D so that we don't lose it to air property anymore. What about those family recipes? Because we know that a lot of the products that we shop for in the stores, Kellogg's and Hans and Campbell's, those are family recipes or families that stole recipes from other families, you know? Right. So I think one thing that's been overlooked is recording. The richness of what's in your family? Like, what's the story of your family? Why are so many? I, I had to wonder. I grew up in Miami, Florida, but so much of my family was in Tallahassee and I never knew why. So we need to capture those stories and then we can start to trace, well, there's property in Tallahassee and whose names are on the deeds to the property. So as we're talking about protecting wealth, we need to know the story. Of the wealth that lives in our family and in our history.

Stoy: 32:13

So start with your story. Write it down. Yep. Hit to writing. Yeah. As much as you know. And then probably keep going. Ask family members. Yeah. From there. That's a great idea. I love that last one. How, how can people leverage their community and their education from their community to move forward faster on their wealth journeys?

Dr. LaTanya: 32:33

So honestly, I mean. Oh, bullshit aside, not all of us are in the right community, right? We're not all in the right community either geographically, physically, emotionally, spiritually. So sometimes we gotta say. Am I in the right community? Do I need to find a different community? Like your family's gonna be your family. Even if you disown them, they're gonna be your family. But that's not to say that you can't find other family, right? There's the. Black mammoth community. There's the dynastic wealth community. That's what, there's the community that we're building together. So it might be that we need to shift our community so that we can be exposed to other opportunities, we can learn other things and then start to. Excuse me, implement other things within our, maybe it's just in our household for right now, then might, it might spread out to our nuclear family. And then we get to really create change and transformation among the family altogether.

Stoy: 33:38

And let's be very transparent and no bullshit with this. The ultra wealthy have a community. And they only support each other. Yes, they keep supporting each other and keep supporting each other, whether good or bad, what they're doing. They're protecting each other and they're giving each other opportunities to grow more. That's what's happening. And if you're in a situation where you don't have that community. Or don't know where to find that community. We are very lucky that, that the pandemic happened in the regards of this. Everything is now more virtual. It is welcoming. We're able to do these things and build a community throughout the the world now where you don't physically have to be there. And I think that is so powerful. Um, so those listening, like, yeah, we've got the community we're building here. We each have our own individual communities, but ultimately you are not going to get where you want to go. At the pace of which you hope to go without some sort of community. Sure. And that is where the more power comes, is in that community of space, so. Mm-hmm. Well, hey, I appreciate you. This topic is, is deep. I hope it hit people right where it should hit'em again. We're, we're gonna go off of different tangents with this. Yeah. You have questions or want to go deeper. Obviously you can reach out to us individually personally, you can reach out to no BS wealth. You can reach out to our businesses. Ultimately, just let us know. What you wanna know. We can't help you if you don't speak up, right? Some of our content is just what we hear around the grapevines. Some of it is people asking us questions, but the only way you're gonna be able to learn is if you ask that question. So engage with us, um, and, you know, do that, like, share, subscribe, crap, all that stuff. But if you engage with us, we're gonna answer and we're gonna give you that information that is needed. So, appreciate everything that you're doing, keep doing you. Um, and we'll see you guys next time. All

Black Mammoth: 35:29

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