NoBS Wealth®
Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different.
I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life.
Here’s what we do differently.
We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption.
What’s happening
What’s the real problem and why does it matter right now.
What the media and society are screaming about
The hot takes, myths, half-truths, and fear cycles that keep people stuck.
The expert lens
Not theory. Not generic tips. How real professionals actually work with clients when things get messy. The frameworks, the mistakes, the hard truths.
The plan
Real steps you can take in the next 7 days, 30 days, and 90 days.
This show is for you if you’ve ever thought:
"I’m making money but I still feel behind."
"I’m running a business but cash flow feels like a constant fight."
"I don’t come from money and I’m tired of learning the hard way."
"I’m exhausted from financial anxiety and I need a plan that holds."
We talk about investing and taxes, yes. But we also talk about the stuff most finance podcasts avoid: shame, pressure, identity, family expectations, survival mode, and why your nervous system can hijack every good intention you have.
You’ll hear conversations with the NoBS Collective, a vetted group of up to 31 professionals across money and real life. Tax pros, attorneys, therapists, lenders, advisors, and operators who actually give a damn about people. Not clout. Not hype. Results!
If you want to build real wealth, you don’t need more noise. You need truth and a plan.
Hit follow. Listen weekly. Come ready to feel seen, called out, and leveled up.
Visit nobswealth.com to catch the latest episodes and join the movement.
And yes, we can get explicit around here. If that bothers you, you’re probably in the wrong place.
NoBS Wealth®
The Economy Is Breaking People. Give Each Other Grace | Let's Get Real Ep. 32
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Just got out of the barbershop… and the weight of what I heard followed me to the car.
A barber who moved into a new apartment, week and a half in, lost everything in a fire before he could get renter's insurance. That hit different. Because it's not just him. I've got people in my world dealing with mental health battles, physical health crises, job losses, and no clear answer for what comes next. I've got others who feel stable on paper but still feel the weight of everything pressing down.
So let's talk about it. The real version. Not the Wall Street version. Not the version the media will cover between Epstein headlines and political theater.
Here's the truth nobody wants to say out loud:
We are in it. All of us. And there is no quick fix.
Layoffs at levels we haven't seen since before COVID. All-time highs in the stock market and gold while salaries refuse to keep up. Kids' sports getting more expensive. Grocery bills not dropping. Insurance costs through the roof. It's a slow squeeze and the middle class is catching the worst of it because they're trying to hold everything together.
In this episode, I talk about why I told someone at the barbershop to go into survival mode and why I said it with a heavy heart. I break down what that actually means, why we need to give each other grace right now, and why realistically we're looking at 12 to 24 months before things shift… depending on what happens with policy and politics.
I also get into something that fires me up every time. Money. What it really is. Why billionaires and trillionaires exist. And why the whole system is built around power and control, not prosperity.
This episode isn't about doom. It's about reality. It's about understanding what's happening around you so you can make better decisions, hold your people tighter, and stop absorbing everyone else's chaos on social media.
Watch on YouTube: https://youtu.be/KXicglbEEF4
If this hit home, drop a comment. Tell me where you're feeling it most. I read every single one.
New episodes every week on Spotify, Apple Podcasts, and YouTube. Subscribe so you never miss a real conversation.
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