.png)
Housing Market Savvy
Housing Market Savvy with Pat Kapowich: Real Data. Real Experience. Real Market Intelligence.
Navigate the Bay Area real estate market with veteran Realtor® Pat Kapowich, the "Market Wise" columnist for the Mercury News and Bay Area News Group. Since 1988, Pat has guided hundreds of clients through every type of market cycle across five counties in the San Francisco Bay Area—from the savings and loan crisis, the dot-com boom and bust, to the 2008 housing crash and the pandemic surge.
As a Certified Real Estate Brokerage Manager (CRB) and Certified Trust and Probate Specialist (CTPS), along with holding additional designations such as CRS, ABR, GRI, and SRES, Pat translates complex market trends into actionable insights for homebuyers, sellers, and property owners. Pat is your trusted source for housing intelligence, based in his hometown in the heart of Silicon Valley.
Pat Kapowich | Kapowich Real Estate Market Intelligence | SiliconValleyBroker.com | CalDRE Broker #00979413
Episodes
24 episodes
Silicon Valley aka Santa Clara County February 2026 Home Sales City by City
Thirteen cities in Santa Clara County. You know it as Silicon Valley. This episode covers February 2026 home sale data from the Multiple Listing Service city by city, comparing February 2026 to February 2025.Two cities are not included. ...
.png)
AB 38 and Zone Zero: The California Fire Laws That Reach Into Your Suburb Through Your Insurance Company
The zone boundary is not a shield.1 in 4 California residential structures sit within or in the proximity of a high or very high fire hazard severity zone. That is not an advocacy statistic. That is a legislative finding written directly...
.png)
13 Silicon Valley Cities January 2026 What Homebuyers and Home Sellers Need to Know
January 2026 Silicon Valley home sales data:This episode covers all thirteen Santa Clara County cities — Campbell, Cupertino,o Gilroy, Los Altos,s Los Gatos, Milpitas,s Morgan Hill, Mountain View,w Palo Alto, San Jose,e Santa Clara Sarat...
.png)
From the CAR Economists February 2026 Market Signals Every Serious Buyer and Seller Should Study
The California Association of Realtors (CAR) economists are signaling a stabilizing economy From inflation data to jobs reports to mortgage rate movement, every economic signal shapes your negotiating position in real ...
Selling Tenant Occupied Property in California and What Attorneys Say
From The Kapowich Vault: Selling a rental property with tenants? Buying an occupied home? Living in a property that's about to be sold? This evergreen interview from The Kapowich Vault covers what every party needs to know.
California Housing Market November 2025 Statewide and Regional Data Analysis
November 2025 California Real Estate Data for Buyers and SellersCalifornia’s November 2025 housing data is in. In this episode, I break down the latest numbers from the California Association of Realtors for existing single-family homes ...
AB 723 - Transparency in Real Estate Advertising (Effective January 2026)
California's new real estate law AB 723 requires disclosure of digitally altered property images. Effective January 1, 2026, this legislation protects consumers from misleading advertising.In this episode, Realtor Pat Kapowich explains:...
San Francisco Bay Area Bay Area Housing Market: 9 Counties Analyzed - November 2025 | Pat Kapowich
Title: Bay Area Housing Market: 9 Counties Analyzed - November 2025Description:The San Francisco Bay Area doesn't have one housing market—it has nine. California Real Estate Broker Pat Kapowich breaks down November 2...
Laws That Didn't Get Much Attention: The Home Flipper Disclosure Law (AB 968)
What happens when decades of real estate mastery meet a law most agents have never heard of? You get this episode.Pat Kapowich has guided home buyers and home sellers through every imaginable market cycle—and delivered results that speak...
August 2025 San Francisco Bay Area Housing Market Analysis: Single-Family Home Trends Across All Nine Counties
August 2025 San Francisco Bay Area Housing Market Analysis: Single-Family Home Trends Across All Nine CountiesWhy is August the most critical month for understanding where San Francisco Bay Area single-family home prices are r...
California Housing Affordability: What Q2 2025 Data Means for You
In this episode of Housing Market Savvy, Realtor Pat Kapowich breaks down the latest housing affordability report from the California Association of Realtors, released August 12, 2025. With only 15% of California households able to ...
5 Costly Disclosure Mistakes Home Sellers Must Avoid
Pat Kapowich demystifies property disclosures in this compelling episode. He breaks down the five costliest disclosure mistakes that can derail your home sale. From unpermitted renovations to misunderstanding grandfathered structures, discover ...
12 Key Signs of Financial Elder Abuse in Property Transactions
Join Realtor® Pat Kapowich and Title Officer Scott Heisey as they uncover the growing issue of financial elder abuse in real estate. Learn how to spot and prevent these scams.Special Guest:Scott Heisey, V.P. Northern...
Game-Changing Updates in Real Estate: FCC Amendment & New Housing Legislation
In this pivotal episode of "Housing Market Savvy," we're applauding two monumental developments in the real estate sector.:First, dive into the FCC's latest Telephone Consumer Protection Act amendment, a significant move that reshapes l...
Beyond the Numbers with Square Footage Savvy: Navigating Real Estate Measurements in California
In California real estate, square footage truly matters, but only sometimes in the ways you'd expect. "Beyond the Numbers" dives deep into the rising legal disputes surrounding incorrect square footage in home listings.
What is a Contingency and How Does It Work? - Part 1
This podcast episode will review the fundamental concept of contingencies in real estate transactions. Listeners will understand contingencies, why they are essential, and how they function in residential real estate sales.
Part 2: Loan Originator / Branch Manager TJ Roberts -
Want To Learn About Lending Issues in this Housing Market? Use These Real Estate Loan Strategies and Techniques to Achieve Smoother Home Sales.I have been interviewing real estate industry experts for 25 years.<...
Part 1 : Changing Market Solutions with TJ Roberts, Mortgage Loan Originator and Branch Manager
It's no secret that sellers often need to offer mortgage points to potential buyers to sell a home. What many people don't realize, however, is that even if you're the homebuyer, it's sometimes worth your while t...
Post-Pandemic Claims with a Real Estate Attorney
Are you seeking the latest legal insights from an experienced real estate attorney regarding common post-pandemic disputes? Real Estate Attorney Anthony Ventura has you covered! Get the insider scoop on:Agent Mistakes...
Three ways to buy and sell homes simultaneously | Guest: Creighton Galloway
Three ways to buy and sell homes simultaneously.Are you looking to buy a home and sell your current home at the same time? You’re not alone! In this video, I’ll share three ways that you can buy and sell homes simultaneousl...
Scott Heisey, Stewart Title's Vice President, on the difference between a will, trust, power-of-attorney, and probate
Scott Heisey, Stewart Title's Vice President and Manager of the firm's Trust Department, recently sat down with Pat Kapowich to discuss the difference between trust and probate and between a will and a trust. Heisey explained that when a ...
Economic overview with Santa Clara County (Silicon Valley) Assessor Larry Stone
Larry Stone has undoubtedly had an exciting career journey. As the Santa Clara County Assessor, Larry has a wealth of knowledge about the economy, housing market, and other vital issues. And he's not afraid to share his thoughts about the past,...
Housing market strength despite current conditions + Part 2 of the series, "Are we in a Housing Bubble?"
Veteran Realtor Pat Kapowich's podcast #2 provides straight talk about the current state of the real estate market. He covers a wide range of topics, including the strength of the market despite current conditions, the softening of the seller's...
Part 1 of the series, "Are we in a Housing Bubble?" Plus, a trending topic of historical documents (seller disclosures).
Host Pat Kapowich’s discussed trending residential real estate topics beginning with a series on national home sales, seller disclosures, and “Are we in a housing?” Realtor Pat Kapowich, is a Certified Residential Real Estate Broker...