Fintech One-On-One
Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus and now an independent fintech media and events consultant, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more, tune in to Fintech One-On-One.
Episodes
648 episodes
The Layer Underneath Payments, Treasury and FX with Vroon Modgill, CEO of Sokin
Vroon Modgill spent two decades in payments as an accountant, finance director and CFO before founding Sokin in 2019. The company launched as a subscription-based consumer remittance app and is now a B2B payment...
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Why Upstart Is Building a Bank From Scratch Instead of Buying One With CEO Paul Gu
Paul Gu dropped out of Yale in 2010 to join the first class of Thiel Fellows, spent time at the quant fund D.E. Shaw, and then co-founded Upstart on a simple premise: the techniques Wall Street uses to pric...
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What is Missing From Instant Bank Payments With Arpit Goel, CEO of Root
Arpit Goel built his first company, Gamma, on a simple pitch: legacy data-loss-prevention tools took nine months to show value, and Gamma got customers there in two weeks. Palo Alto Networks acquired Gamma in 2021. Now Goel is running the same ...
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Acquiring Banks and Creating an Underwriting Moat in Mexico With René Saúl, CEO of Kapital
René Saúl spent seven years running an offline agricultural lending business in Mexico before selling it and pouring the proceeds into Kapital, a bet that the future of B2B fintech in Latin America belonged to companies willing to become regula...
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Why Enova Wants a Bank Charter, Not Just Cheap Deposits with CEO Steve Cunningham
Enova International has spent two decades using machine learning underwriting to serve consumers and small businesses who sit outside prime bank criteria, and its pending $369 million acquisition of ...
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Why Banking Fundamentals, Not Technology, Decide Who Survives in Sponsor Banking With Amanda Swoverland, President of Hatch Bank
Very few people in this industry have sat in all three of the seats that matter in the bank-fintech story. Amanda Swoverland started as a compliance examiner at the Federal Reserve Bank of Minneapolis, spent nine and a half years at Sunrise Ban...
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A New Intelligence Layer for Community Lenders with Mike de Vere, CEO of Zest AI
Mike de Vere runs Zest AI, a company that has been applying machine learning to credit underwriting for over two decades, starting with some of the largest banks on the planet and now serving a large share of t...
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Why Card-Linked Installments is a Better Form of BNPL With Nandan Sheth, CEO of Splitit
Nandan Sheth has spent 25 years in payments, building three growth companies along the way, including Harbor Payments (sold to American Express) and Acculynk (sold to First Data/Fiserv). He now runs Splitit...
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The $70 Billion Escheatment Problem for Banks, Fintechs and Crypto With Allen Osgood, CEO of Eisen
Escheatment is a $70 billion problem hiding in plain sight: every state, territory, and dozens of countries have laws that hand dormant and unclaimed accounts over to the government after three to five years of inactivity. Allen Osgood, co-foun...
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Why Accounts Receivable Is Fintech's Biggest Untapped Market With Caitlin Leksana, CEO of Fazeshift
Accounts payable has produced multiple billion-dollar companies, yet its mirror image, accounts receivable, remains almost entirely manual at most enterprises despite decades of software spend. In this episode, Caitlin Leksana, co-founder and C...
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Why the Best Fintech Companies Are Staying Private With Sahej Suri, Founder of Blue Dot Investors
Sahej Suri is the founder of Blue Dot Investors, a late-stage growth equity firm that invests exclusively in fintech across both primaries and secondaries. Before Blue Dot, he built his career at J.P....
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Why Full Autonomy Beats Co-Pilots for AI in Banking with Dimitri Masin, CEO of Gradient Labs
Dimitri Masin was one of the first 30 employees at Monzo, where he led AI and data science as the bank grew from 30 to 4,000 people. That vantage point showed him where the real work in financial services still lives: the manual, repetitive cus...
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How Navan Coded Company Policy Onto the Card to Kill the Expense Report with Yuval Refua
Yuval Refua is the Chief Product Officer at Navan, the global travel and expense platform he joined seven years ago when it was still just a travel booking service. Since then, he has built out its payments and e...
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Fintech Revealed: Deep Dive on Vertical Fintech with Increase and Tekion
This episode is part of our occasional Fintech Revealed series, where we do an extended deep dive into one topic with two industry experts. The topic today is vertical fintech, and I am joined by Matt Hennessy, the Business Lead at
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How Edge Focus Is Bringing Quant Trading Precision to Consumer Lending With CEO Elliott Lorenz
Elliott Lorenz took an unusual path into consumer lending, moving from applied mathematics and high-frequency trading into the business of pricing credit risk. Today he is the CEO and co-founder of E...
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What's Finally Changing to Help Catch More Financial Crime With Andrew Davies of ComplyAdvantage
Andrew Davies has spent more than three decades fighting financial crime, starting with sanctions screening tools for central banks in the mid-1990s and arriving at ComplyAdvantage after nearly 16 years...
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Why Embedded Payments is a Retention Strategy for Vertical SaaS with Joshua Silver, CEO of Rainforest
Joshua Silver has spent two decades in embedded payments. Before co-founding Rainforest, he built Patient Co, a healthcare payments business scaled to billions in processing volume and tens of millions of...
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How Figure Is Cutting Mortgage Costs from $12,000 to $1,000, with CEO Michael Tannenbaum
Michael Tannenbaum became CEO of Figure in early 2024, taking over from founder Mike Cagney and leading the company through its September 2025 IPO. In this conversation, we get into the mechanics of how Fig...
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Fixing the Broken Appraisal Model in Asset-Backed Lending With Thomas Galbraith, CEO of Barkr
Thomas Galbraith is the CEO and co-founder of Barkr, an AI-driven valuation platform for asset-backed lending. He spent his early career in high net worth insurance at AIG and AXA, where he grew comfortable with t...
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Building the Bank-Grade Ledger That Payments Infrastructure Was Missing With Patricia Montesi, CEO of Qolo
Patricia Montesi didn't start her career in payments, she started it in car rental. After nine years at Alamo and National Rent-A-Car, she was recruited into fintech with zero industry experience. That outsider perspective became her edge, and ...
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The Case for AI as a Revenue Driver in Financial Infrastructure with Chris Walters, CEO of Finastra
Chris Walters is the CEO of Finastra, one of the largest financial software companies in the world, serving over 7,000 banks globally including 45 of the world's top 50. He joined the company a little over...
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Building a Profitable Neobank by Doing Everything the Hard Way With Ali Niknam, CEO of Bunq
Ali Niknam is one of fintech's most unconventional founders. He built multiple unicorns before turning his attention to banking, then self-funded Bunq with nearly €100 million of his own money before taking a ...
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No Code Infrastructure and the Future of Lending with Timothy Li, CEO of LendAPI
Timothy Li, CEO and Co-Founder of LendAPI, has spent nearly a decade trying to solve the same problem: launching a lending product takes too long and costs too much. With LendAPI, he's built a no-code plat...
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