
Fintech One•On•One
Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more tune in to Fintech One•On•One (formerly the Lend Academy Podcast).
Episodes
584 episodes
Penny Lee, CEO of the Financial Technology Association, on the changes in Washington
To say it has been a busy year for fintech policy folks would be a gross understatement. With the change in administration to Trump 2.0, we have a 180-degree different perspective on most fintech issues than the previous administration. And the...
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35:04

Olugbenga “GB” Agboola, CEO of Flutterwave, on creating African payments infrastructure
Africa is quietly becoming one of the hottest areas for fintech investment. I am overdue to focus on Africa here on the podcast, so when the chance to interview the CEO of the largest African fintech presented itself, I jumped at the opportunit...
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28:54

Brandon Spear, CEO of TreviPay, on taking the complexity out of cross border B2B payments
Streamlining international B2B payments is a complex undertaking. TreviPay has been taking the complexity out of this process for several decades now. In my conversation with CEO Brandon Spear, we explore...
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37:14

Anthony Soohoo, CEO of MoneyGram, on rethinking global remittances
In this episode, Anthony Soohoo, CEO of MoneyGram, shares his vision for transforming one of the world's largest global payments networks through what he calls a "
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31:21

Michele Alt, Co-Founder of Klaros Group, on the new era for fintechs and bank charters
When it comes to fintechs getting bank charters we are entering a golden age. With zero fintech-oriented bank applications approved in the Biden administration we already have several fintechs with shiny new bank charters just a few months into...
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35:15

Ravi Adusumilli, President, Americas of Airwallex on building a global B2B payments platform
Moving money internationally is mission-critical for many businesses in the world, particularly those outside the U.S. But, today, for businesses using traditional banks, moving money across borders is often expensive, slow and a terrible user ...
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37:03

Vince Passione, CEO of LendKey, on digital network lending
One of the big challenges for community banks and credit unions is that they often have a very concentrated base of customers. The vast majority of their accounts could be with people and businesses within a 100-mile radius. While setting up di...
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35:38

Shensi Ding, CEO of Merge, on building the leading unified API platform
Most fintech companies, and increasingly banks, rely on API integrations to run their business. Yet, building and maintaining these integrations can be time consuming and complex, particularly when it is only a part of what an engineering team ...
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30:48

Fintech Revealed: Earned Wage Access with Clair and Gusto
Welcome back to the occasional series on the podcast called Fintech Revealed. This is a sponsored show where we take a deep dive on one topic with a couple of industry experts.Today, we have Nico Simko, CEO and Co-Founder of
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41:09

John Mitchell, CEO of Episode Six, on next generation payments infrastructure
There are not many US-based fintech companies that are global from day one. Nearly every company starts in the domestic market, gets established and after a few years starts looking at overseas markets. That was not the case for today's podcast...
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32:27

Simon Taylor, Head of Strategy & Content at Sardine, on a framework for AI Agents
Most of us have heard the term "AI agent" but it is only the minority of banks and fintechs that have done any kind of implementation. This is partly because it is not a trivial task and there are real risks to getting this wrong. What is neede...
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38:12

Andrew Jamison, CEO of Extend, on building a more flexible spend management platform
Many of us have used virtual credit or debit cards and haven't given them a second thought. In today's world of contactless payments, there is no difference between a virtual and physical card. But a virtual card is actually a piece of software...
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37:58

Jerry Tylman, Founder of the Fraud Red Team, on the gaps in fraud detection systems
Every bank and fintech company has a suite of anti-fraud tools that they use to keep the bad guys out. Few tools are 100% effective, however, and often the implementation of these tools, along with their interfaces with other system leave gaps....
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35:36

Sophia Goldberg, CEO of Ansa, on building a stored value wallet as a service
Everyone in fintech knows about the Starbucks reloadable wallet. It has become wildly successful for Starbucks, to the extent that they now have over $1.6 billion in balances on these wallets. Now, Starbucks has unique scale that made this kind...
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31:37

Mike Butler, CEO of Grasshopper Bank, on growing a BaaS and digital bank
Every bank that decides to get into the Banking-as-a-Service (BaaS) space already has an existing legacy business. Most of those legacy businesses have very little crossover with fintech and BaaS, so internally at the bank, there is a completel...
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34:23

Gaurav Sharma, CEO of Capitalize, on making retirement savings easier
If you have ever tried to rollover a 401(k) from a previous job you know what a painful process that can be. Another big problem with 401(k)s is that many people will move jobs and ultimately forget about their old 401(k). Both of these problem...
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35:48

Jason Mikula of Fintech Business Weekly on the development of banking-as-a-service
In the last year I don't think there is any area of fintech that has received more attention than the Banking-as-a-Service (BaaS) space. And it is not just the Synapse debacle, it is all the consent orders that have come out of the bank regulat...
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43:12

David Baxter, CEO of Solutions by Text, on the growth of integrated text payments
While text is a big part of our daily communications most corporations, particularly those in financial services, use it sparingly. Why is that when texting gets many times the engagement of email? We explain why in this interview. But this is ...
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33:58

Daragh Murphy, CEO of Imprint, on creating a new tech stack for co-branded cards
The co-branded credit card space is a mature market. Chase and American Express have large deals with airlines and hotels as well as the likes of Amazon and Disney. These are typically huge programs with not just millions but tens of millions o...
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38:02

Karen G. Mills of Harvard Business School on the state of U.S. small business
Despite the challenges and the obvious risk of failure, Americans are starting small businesses in record numbers. The entrepreneurial spirit is alive and well but the difference today is that the tools have become so much better. And they are ...
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36:35

Nelson Chu, CEO of Percent, on riding the private credit wave
In an article last year, the International Monetary Fund said that the global private credit market topped $2....
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35:54

Alex Bradford, CEO of Rain, on why earned wage access is becoming a must-have
The earned wage access (EWA) space is maturing and now has some players that are getting real scale. In many industries, it has gone from a curiosity to a must-have for employers. As the space scales, there are bigger questions in play. How can...
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37:22

Don Muir, CEO of Arc, on bringing technology to debt markets
Technology has impacted so many areas of lending but one niche that has remained a manual, human-powered process is middle market lending, where deals are typically $5 million to $100 million. These deals have been consummated on the golf cours...
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32:08

Adrian Nazari, CEO of Credit Sesame, on giving consumers deep insights into credit behavior
If there is one thing that the last decade of fintech innovation has achieved, it is more awareness around consumer credit scores. The majority of the population know their approximate score and even teenagers are talking about it. For better o...
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34:25

Kyle Mack, CEO of Middesk, on creating a modern business identity platform
Small business data is very different to consumer data. When a person is born, they don't need to go and open a bank account, obtain a line of credit or apply for some kind of permit. But a business may be three days old and want all those thin...
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33:44
