Fintech One•On•One
Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more tune in to Fintech One•On•One (formerly the Lend Academy Podcast).
Episodes
577 episodes
Fintech Revealed: Earned Wage Access with Clair and Gusto
Welcome back to the occasional series on the podcast called Fintech Revealed. This is a sponsored show where we take a deep dive on one topic with a couple of industry experts.Today, we have Nico Simko, CEO and Co-Founder of
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41:09
Shensi Ding, CEO of Merge, on building the leading unified API platform
Most fintech companies, and increasingly banks, rely on API integrations to run their business. Yet, building and maintaining these integrations can be time consuming and complex, particularly when it is only a part of what an engineering team ...
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30:48
John Mitchell, CEO of Episode Six, on next generation payments infrastructure
There are not many US-based fintech companies that are global from day one. Nearly every company starts in the domestic market, gets established and after a few years starts looking at overseas markets. That was not the case for today's podcast...
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32:27
Simon Taylor, Head of Strategy & Content at Sardine, on a framework for AI Agents
Most of us have heard the term "AI agent" but it is only the minority of banks and fintechs that have done any kind of implementation. This is partly because it is not a trivial task and there are real risks to getting this wrong. What is neede...
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38:12
Andrew Jamison, CEO of Extend, on building a more flexible spend management platform
Many of us have used virtual credit or debit cards and haven't given them a second thought. In today's world of contactless payments, there is no difference between a virtual and physical card. But a virtual card is actually a piece of software...
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37:58
Jerry Tylman, Founder of the Fraud Red Team, on the gaps in fraud detection systems
Every bank and fintech company has a suite of anti-fraud tools that they use to keep the bad guys out. Few tools are 100% effective, however, and often the implementation of these tools, along with their interfaces with other system leave gaps....
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35:36
Sophia Goldberg, CEO of Ansa, on building a stored value wallet as a service
Everyone in fintech knows about the Starbucks reloadable wallet. It has become wildly successful for Starbucks, to the extent that they now have over $1.6 billion in balances on these wallets. Now, Starbucks has unique scale that made this kind...
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31:37
Mike Butler, CEO of Grasshopper Bank, on growing a BaaS and digital bank
Every bank that decides to get into the Banking-as-a-Service (BaaS) space already has an existing legacy business. Most of those legacy businesses have very little crossover with fintech and BaaS, so internally at the bank, there is a completel...
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34:23
Gaurav Sharma, CEO of Capitalize, on making retirement savings easier
If you have ever tried to rollover a 401(k) from a previous job you know what a painful process that can be. Another big problem with 401(k)s is that many people will move jobs and ultimately forget about their old 401(k). Both of these problem...
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35:48
Jason Mikula of Fintech Business Weekly on the development of banking-as-a-service
In the last year I don't think there is any area of fintech that has received more attention than the Banking-as-a-Service (BaaS) space. And it is not just the Synapse debacle, it is all the consent orders that have come out of the bank regulat...
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43:12
David Baxter, CEO of Solutions by Text, on the growth of integrated text payments
While text is a big part of our daily communications most corporations, particularly those in financial services, use it sparingly. Why is that when texting gets many times the engagement of email? We explain why in this interview. But this is ...
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33:58
Daragh Murphy, CEO of Imprint, on creating a new tech stack for co-branded cards
The co-branded credit card space is a mature market. Chase and American Express have large deals with airlines and hotels as well as the likes of Amazon and Disney. These are typically huge programs with not just millions but tens of millions o...
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38:02
Karen G. Mills of Harvard Business School on the state of U.S. small business
Despite the challenges and the obvious risk of failure, Americans are starting small businesses in record numbers. The entrepreneurial spirit is alive and well but the difference today is that the tools have become so much better. And they are ...
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36:35
Nelson Chu, CEO of Percent, on riding the private credit wave
In an article last year, the International Monetary Fund said that the global private credit market topped $2....
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35:54
Alex Bradford, CEO of Rain, on why earned wage access is becoming a must-have
The earned wage access (EWA) space is maturing and now has some players that are getting real scale. In many industries, it has gone from a curiosity to a must-have for employers. As the space scales, there are bigger questions in play. How can...
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37:22
Don Muir, CEO of Arc, on bringing technology to debt markets
Technology has impacted so many areas of lending but one niche that has remained a manual, human-powered process is middle market lending, where deals are typically $5 million to $100 million. These deals have been consummated on the golf cours...
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32:08
Adrian Nazari, CEO of Credit Sesame, on giving consumers deep insights into credit behavior
If there is one thing that the last decade of fintech innovation has achieved, it is more awareness around consumer credit scores. The majority of the population know their approximate score and even teenagers are talking about it. For better o...
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34:25
Kyle Mack, CEO of Middesk, on creating a modern business identity platform
Small business data is very different to consumer data. When a person is born, they don't need to go and open a bank account, obtain a line of credit or apply for some kind of permit. But a business may be three days old and want all those thin...
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33:44
Carlo Kobe, CEO of Fizz, on building a great financial app for college students
[Editor's note: This is our last podcast of 2024. We are taking two weeks off and will be back on January 9. Happy Holidays everyone!]The 20 million college students in the US today, while a vast market that is somewhat homogenous, has n...
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35:18
Yaacov Martin, CEO of Jifiti, on building embedded lending programs for banks
When it comes to embedded lending, point of sale is really where the action is at. We have seen the explosion of BNPL volume over the last decade, but not every point-of-sale transaction is suitable for those platforms. Then we have banks, who ...
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34:06
Romi Savova, CEO of PensionBee, on bringing innovation to retirement savings
There is a looming retirement crisis in the US and in many other countries for that matter. A large portion of the population has no retirement savings at all and will have to rely primarily on social security for their retirement income, and t...
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35:05
Fintech Revealed: Cash Flow Underwriting with Kevin Moss and Alex Johnson
Welcome to a new occasional series we are doing on the podcast called Fintech Revealed. This is where we take a deep dive into one specific topic with a couple of industry experts.In our first episode we are focused on one of my favorite...
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54:45
Armen Meyer on the impact of the new Trump Administration on fintech and banking
[Editor's note: This interview was recorded on November 13 and in the fast-moving transition to a new administration, some items discussed here as possible or unlikely have already come to pass.]The new Trump Administration is going to h...
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39:42
Veetahl Eilat-Raichel of Sorbet on creating a lending business built around Paid Time Off
The consumer lending space has seen a great deal of innovation in the past decade or more. But the number of completely new lending concepts that cross my desk has reduced to a trickle in the past couple of years. That is why I was excited to s...
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34:51