Denial Of The Day
We all know that insurance companies don't love to pay large claims!Join Taylor Grant, everyone's favorite Public Insurance Adjuster, as he shares the most hilarious and absurd denials of property insurance claims adjusting.Uncover the lessons learned and what you can do to avoid being a victim of the insurance company's unscrupulous tactics.If your property claim has been denied, or you just want to hear hilarious stories, listen to the Denial of the Day Podcast where we’re fighting for the insured.
Episodes
135 episodes
From Ashes to Victory: Bellator Claims Doubles Your Fire Claim Payout!
🔥 They lost nearly everything in the fire… and their insurance company barely showed up. 😡 $245K wasn’t going to cut it — not when the family lost their pets, their home, and their peace of mind. But then we stepped in. 💪 And “underp...
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5:08
HOLEEEEY HAIL storm in Northern Colorado
HOLEEEEY HAIL storm in Northern Colorado. Here are 3 things you need to know from the public insurance adjuster perspective...
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5:14
Claim Chaos Unlocked: How We Saved a $300K Deal! ⚔️
🏚️ Selling a property with an open insurance claim? This one detail could BREAK the deal! 🤯 Most property owners – and even seasoned brokers – don’t realize how messy an insurance claim can get during a sale. If not handled right, that six-figure ...
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3:20
Unmasking 'Reasonable': How Insurers Play the Waiting Game
🤔 What does “reasonable” mean to your insurance company? Spoiler alert: It’s probably not what *you* think. 😤 Your version of “a few days” could be their version of “we’ll get to it... maybe next month.”⏰ If your claim is dragging on, repa...
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4:12
Rates Soaring, Claims Failing: The Insurance Fight You Can't Afford to Miss
😳 Insurance premiums are skyrocketing… but your coverage is SHRINKING 😤 You're not imagining things — rates are up over *50%* in places like Utah and Illinois. Colorado? Up 27% ⬆️ And guess what... while your premiums climb, your *deducti...
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4:22
We Battled Insurers & Claimed 139% More for Your Property
🏗️ Insurance Tried a Patch Job — We Fought for a Full Fix! 🛠️🔥 The insurance company signed off on the fire damage ✅… then tried to change how the space was rebuilt. Their proposed “solution”? Drop the insulation into the tenant’s open-ceilin...
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6:57
Loyalty Isn't Mutual: Why Insurers Underpay Long-Time Clients
🤝 Loyal to Your Insurance Company? They’re *not* always loyal back. 🤷♂️We talk to property owners all the time who feel *guilty* for filing a claim or getting a public adjuster involved — even after being with the same insurer for 10, 20,...
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4:09
When Insurance Companies Play Dirty: Outsmarting Their Sneaky Tactics
📞 Missed a Call from Your Insurance Company? That Could Cost You Thousands 😡 Insurance companies are leaving critical claim decisions on *voicemails* — at night, on weekends, even on Easter. And if you miss it? They’ll document the call, clai...
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5:44
When Insurance Forgot the Horses: Bellator Claims' Real-Life Battle
🐴 Loss of Use Isn’t Just About People… It’s About HORSES Too! 🧾🐎 Most property owners don’t realize this until they’re slapped with surprise expenses — boarding animals, storing equipment, booking temporary housing — all because their propert...
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4:58
Uncovering Employee Deceit: $550K Fraud or Workplace Catastrophe?
😳 An employee stole $550,000… and the insurance only paid $137,000?! Yup — after *12 YEARS* of theft, the claim only covered what was stolen in the most recent policy year. The rest? Gone. 😤 Property owners: this is your wake-up ...
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4:50
Claim Victory: From $4K to a Whopping $130K Settlement!
💥 From $4K to $130K?! 💥 That's not a typo — the carrier offered *pennies*, and we turned it into a *massive win*. 🏆 How? We didn’t back down when the insurance company rolled out the ol’ “engineer report” blaming the damage on... pigeons. 🐦💩 ...
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7:04
Tornado Chaos: Unveiling Insurers' Secret Claims Denial Tactics
🌪️ Tornado Damage? One Wrong Move = Denied Claim 😱 Filing the wrong *cause of loss* after a storm can ruin your entire claim. Wind? Hail? Tornado? Your policy treats them *differently*—and one tiny mistake could cost you **everything** 😤
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4:00
Engineering Exposed: Unmasking Bias in Insurance Claims 🏛️💥
🤔 What if the engineer your insurance company hired was never on your side to begin with? 🤷♂️ Imagine trusting a report that’s supposed to be “unbiased” — only to find out it’s based more on loyalty than science. 🧪 Or worse, it denies obviou...
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8:12
Disco Inferno: Fighting Insurance Hurdles & Winning the Claims Game!
🚫 DISCO isn't always a party… especially in insurance! 🚨 That “discontinued” roofing, siding, or window material could wreck your claim — and your wallet. 😩 Most policies have vague language that insurers love to twist to avoid paying full value. ...
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2:48
Beware: Profiting from Claims Can Lead to Trouble & Consequences!
🚨 Think you can pocket the extra cash from your insurance claim? Think again. 😳 That $30K "bonus" you're dreaming about could actually land you in hot water—and we’re not talking about a hot tub. Insurance is about being made whole, not ...
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3:04
Rejection Gladiators: Conquering Insurance Denials with Bellator Claims!
🏠 Not All Roofs Are Created Equal… But Your Insurance Could Treat Them Like They Are 😬 Metal, tile, asphalt, or the outdated 3-tab — each roof has its quirks, strengths, annnnd major insurance pitfalls 😩 We see it all the time: prope...
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6:18
$350K to $1.5M: Unleash the Spartan in Your Insurance Claims!
💰 From $356K to $1.5 MILLION?! Yep… that just happened. 😲 This one had the whole team doing a double take—more than 421% increase from the original estimate. 📈 Insurance said “take it or leave it.” We said “watch this.” 😎 This c...
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4:49
Battle of the Adjusters: Unmasking Functional Damage Lies!
😤 “It’s just cosmetic.” Translation: Denied. 😡 If you’ve ever heard those words from an adjuster, you know how frustrating it is. But here’s the truth — some of those so-called “cosmetic” issues are actually FUNCTIONAL damage in disguise. 🕵️...
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4:35
Outrageous Insurance Cuts: Florida's 2024 Homeowner Claims Crisis Unveiled
😳 Over HALF of Property Damage Claims in Florida Were DENIED with $0 Paid?! 😤 Yep… 14 insurers just flat out closed thousands of claims without paying a single dime. 😵💫 That doesn’t just hurt policyholders in Florida—this trend sets a da...
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3:33
Roof Reality Check: Expose The Truth Behind Hail-Proof Myths!
🏢 Not All Roofs Are Created Equal… Especially When Insurance Is Involved 😤 One commercial roof could last 50 years — another might not survive Colorado’s next hailstorm. The worst part? Your insurance company *knows* this… and they’ll us...
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8:21
From Mortgage Battles to Insurance Victories: Chris' Unyielding Journey 🛡️
🎯 From Mortgages to Storm Claims – Meet the Man Who Speaks “Adjuster” Fluently 💼➡️💥What does handling frustrated underwriters and battling insurance adjusters have in common? One word: CHRIS. After nearly 20 years in the mortgage world, Ch...
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7:50
Claim Warriors: From $162K to $518K Victory in Northern Colorado!
🏢 Insurance offered $162K… we got our client over $518K 😮💰 What the adjuster called “wear and tear,” we proved was hail damage — with drone footage, expert analysis, and sheer persistence. This massive shopping mall claim went from a wea...
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5:27
The Spartan of Claims: Unmasking Bellator's Champion for Property Owners
🎙️ Who *really* is the man behind Bellator Claims? 🤔 Sure, we fight hard to get claims paid — but what drives the guy who built the Bellator Blueprint from scratch? 💼➡️🌎 From mortgages to Mexico, stress reps to Spain — let’s just say Tay...
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9:39
Coinsurance Catastrophe: Hidden Risks in Your Policy!
🚨 Your Insurance Might Be a Ticking Time Bomb… and You Don’t Even Know It! 💥 Most property owners are unknowingly violating a tiny clause that can slash their claim payout in HALF. It’s called *coinsurance* — and it’s one of the most misunder...
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6:39
HOAs Under Siege: Bellator Claims' Battle for Your Insurance Victory
🚨 HOAs, Don’t File That Claim… Yet! 🚨 One wrong move early on can cost your entire claim. 🤯 HOAs are getting DENIED every day because they file before calling us. Here’s the truth most insurance companies hope you’ll never figure out… 👇 ...
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5:06