Denial Of The Day
We all know that insurance companies don't love to pay large claims!Join Taylor Grant, everyone's favorite Public Insurance Adjuster, as he shares the most hilarious and absurd denials of property insurance claims adjusting.Uncover the lessons learned and what you can do to avoid being a victim of the insurance company's unscrupulous tactics.If your property claim has been denied, or you just want to hear hilarious stories, listen to the Denial of the Day Podcast where we’re fighting for the insured.
Episodes
258 episodes
🎙️ Reservation of Rights: Why Colorado’s Public Adjusters Are a MUST-HAVE 🛡️
🚨 Got a “Reservation of Rights” Letter? Here’s What It *Really* Means 🚨 It’s not a dinner reservation – it’s your insurance company's way of saying “we might pay… or we might not.” 😑 This is one of the biggest red flags property owners g...
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3:15
OSHA Drama: Colorado's Top Public Adjusters Battle Insurer
🚨 Insurance Denied Because of OSHA? Seriously?! 🚨 If your commercial claim involves roof repairs, windows, or siding… and your contractor isn’t following *federal* OSHA requirements, guess what? Your insurance company will STILL deny it – all...
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6:11
Colorado's Insurance Secrets: Unmasking the Misrepresented Policies!
😤 “That’s not covered.” Oh really? Cuz your policy says otherwise... Too many Colorado property owners are being told “no” by adjusters who haven’t even read the full policy 📄😑 When adjusters misrepresent your coverage, they’re not just ...
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3:46
Insurance Clash: Colorado's Top Public Adjusters vs. Total Loss Claims
🚨 When your jurisdiction says “NO,” but your insurance says “JUST PATCH IT” 😤🧱 What happens when local building codes block your repairs and your insurance company won't budge? You might be sitting on a *constructive total loss*—and not even ...
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2:50
Burned, Battled, and Victorious: Colorado's Claim Warriors🔥
🔥 When Your Claim Gets Cooked by the Carrier... We Bring the Heat Back 🔥 Insurance said, "Patch the roof. Insulate from the inside. It's fine." But it *wasn't* fine — not for the landlord, the tenant, or the building’s code requirements....
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6:57
Squeeze Worth It? Denver's Public Adjuster Explains Claims Battles!
🥤 Is the juice worth the squeeze? 🧃 When it comes to insurance claims, that’s a question every Colorado property owner has to face. Spending more time, money, and emotional energy just to recover a few thousand dollars... is it WORTH it?So...
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3:54
Insurance Shocker: Denver's Best Reveals Hidden Claim Pitfalls!
🖼️ Your $10,000 Watch Could Be Worth *Nothing* in a Fire — Here's Why 🔥 Most Colorado property owners think their insurance will cover everything inside their home or building. Spoiler alert: it doesn’t. If that custom artwork, luxury jew...
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4:43
Insurance Giants Clash: Colorado's Top Public Adjusters Fight for Fairness!
🚨 Your Insurance Agent Can’t Save You Anymore 🚨 Remember when agents could cut checks on the spot after a fire or storm? Those days are long gone… and your claim is paying the price. 😓 Agents still care—but guess what? The claims dep...
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5:13
How Spartan Denver Adjusters Crush Crazy Costly Forced-Placed Insurance!
😳 Stuck with Forced-Placed Insurance and Sky-High Payments? You’re not alone… and yes, it *is* as bad as it sounds. 🔥What most property owners in Colorado don’t realize is that a simple lapse in insurance can trigger a financial nightmare:...
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3:48
Flood vs. Water Damage: Colorado's Top Adjuster Reveals Shocking Truth
🚨 Water Damage or Flood Damage? Say the Wrong Thing & Your Claim Could Be DENIED! 😱💧 Most property owners call it a flood... but your insurance company hears *denied*. 😬 If you don’t know the difference between flood damage and water damage, ...
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3:03
Beware the Backfire: Don’t Threaten Your Colorado Insurance Adjuster!
😡 Think threatening your insurance company will speed things up? Think again… it might SHUT. IT. DOWN. 🚫Emotions run high during a property damage claim—we get it. But saying “I’m gonna sue you” to your insurance adjuster could instantly b...
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3:12
Unveiling Appraisal Loopholes: Colorado's Top Public Adjusters Tell All
🧠 Think an insurance appraisal means you're finally getting paid? Think again… 😳 What you *don’t* know about the Colorado appraisal clause could cost you TENS of thousands. 💸 Too many property owners in Colorado assume that once the appra...
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4:00
Insurance Showdown: Denver's Top Adjusters Battle Shady Claims!
🏚️ Insurance says your roof deck isn’t covered? Guess what: they’re wrong… again. 🔨📉 You replace your roof after hail—and suddenly your decking is "too spaced" to be nailed down. The insurer says “not our problem,” because the decking was...
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4:11
Decoding Insurance Madness: Colorado's Best Public Adjusters in Action!
⏳ Think You Have TIME to File Your Claim? Think Again! ⏳ Your insurance policy probably isn’t saying what you *think* it is… and not knowing can cost you *big*. Most property owners, contractors, and even some brokers are operating under outd...
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10:46
Colorado's Best Public Adjusters Expose Shocking Insurance Bias!
🚨 Insurance Companies Are Training Their Teams to Distrust Us 😳💰 Why? Because when a *Colorado public adjuster* like us gets involved, the payouts explode in fairness—for YOU. Now they’re telling adjusters we’re greedy, unethical, and unprofession...
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5:14
Is Your Insurance Lying? Denver's Top Adjusters Expose the Truth!
😡 “We see the damage... oh wait, never mind!” – Sound familiar? 😡 Insurance companies are getting exposed on national TV 🎥 — and we deal with their shady playbook EVERY. SINGLE. DAY. If you’ve ever felt gaslit by an insurance adjuster, y...
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4:10
Colorado's Spartan Claim Gladiators: Defeating Denial One Cook at a Time!
🤦♂️ Too Many Cooks... Can Burn Your Claim 🔥 If your contractor, your vendor, and YOU are all talking to the insurance adjuster separately… you're creating chaos—and feeding the carrier ammo to deny. 😬 Imagine trying to win a game where your ...
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4:01
Battling Giants: How Denver's Top Adjusters Won a 351% Insurance Fight
🚫 “We don’t owe for that” – That’s what the insurance company said… until they met us.😏 Most property owners don’t realize what really happens behind the scenes of a denied claim. It’s not laziness – it’s strategy. And if you hire ...
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10:26
Beating the Odds: How Colorado's Top Public Adjuster Won for a Denver Church
🙏 $65K to $250K+... and a church was made whole 🙌 Ever dealt with an insurance claim that felt like it was going *nowhere* fast? 😤 That’s exactly where this Denver church was stuck—until Bellator Claims stepped in. With a 161% increase in...
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3:10
🔥Colorado's Best: How a $245K Fire Claim Became $460K!🔥
🔥 Lost Everything in a Fire… and Still Got Underpaid by HALF? 🔥 This isn’t just shocking—it’s *standard* practice with insurance companies in Colorado 😤 When a property owner came to us with a fire claim, they’d already lost their ho...
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5:08
Spartan's Victory: Colorado's Top Public Adjusters Win Big!
💥 From Denial to DOUBLE the Payout?! 💥 What started as a $23K offer turned into a $52K WIN — and we almost didn’t take the claim. Why? Because it was “too small” by industry standards… but that’s not how we operate. 🙅♂️🙅♀️Sometimes, the ...
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2:29
The Spartan's Battle: Colorado Public Adjusters Smash Insurance Roadblocks!
🔥 From $0 to $460K – Thanks to a Warrior Who Knows How to Fight! 🛡️💰 Imagine your property goes up in flames… and your insurance company plays the “delay and lowball” game. That’s exactly what happened—until Bellator Claims stepped in and tur...
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5:53
Crushing Insurer Tactics: Colorado's Best Public Adjusters Win 3200% Increase!
💥 2.5 inches of hail… but the insurance company blamed the damage on pigeons?! 🐦💩 Their initial offer: $3,881. Our final result: $130,000+ 💰 This is why working with the best public adjuster in Denver *matters.* When a contr...
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7:04
Fired Up in Colorado: Beat Insurance Denials with Denver’s Top Adjusters! 🔥
😤 Think facts don't matter in insurance claims? Think again. 📸 Emotions won’t get your roof replaced — documentation will. 📝 If your file is full of feelings but no proof, you're handing the insurance company an easy *no*. Insur...
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3:00
Claim Siege: The Battle for Fair Insurance Payouts in Colorado!
🚫 Never Let the Insurance Adjuster Go Alone! 🚫 Letting the insurer inspect your damaged property without your team present? That’s how claims get underpaid or straight-up denied. 😤 They "forget" major damage, skip full inspections, and sudden...
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5:27