Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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Podcasting since 2022 • 254 episodes
Federal Employees Retirement & Benefits Podcast by CD Financial
Latest Episodes
First-Year in Retirement: Mistakes Some Federal Employees Make
The first year of retirement for federal employees can quietly determine decades of financial stability—or costly mistakes if key decisions around pension, TSP, taxes, and healthcare are overlooked.Checklist Challenge: https://cdfinanci...
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Season 4
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Episode 95
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16:36
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Federal Employees Are Withdrawing TSP Wrong (Here's Why)
Many federal employees reach retirement with strong TSP balances but without a clear withdrawal strategy. In this video, we break down common TSP withdrawal mistakes, how distributions can affect your tax bracket, and why retirement income plan...
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Season 3
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Episode 7
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3:19
Why Most Federal Employees Mess Up Their Internal Roth TSP Conversions
Roth TSP conversions are taxed as ordinary income in the year you convert, and without proper planning, they can push you into higher tax brackets.“Internal Roth TSP conversions can be powerful—but without a strategy, they can increase ...
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Season 4
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Episode 94
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16:22
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Roth TSP: Internal Conversions Explained
Before you convert your Traditional TSP to Roth TSP, you need to understand the tax bill, timing strategy, and whether it actually improves your long-term retirement income.Roth TSP internal conversions can look simple—but the tax impli...
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Season 3
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Episode 6
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3:33
TSP Withdrawal Strategies for Federal Retirees: Top Considerations Before Withdrawing
Your TSP withdrawal strategy can affect your retirement income, tax exposure, and overall flexibility in retirement. In this episode, we discuss TSP withdrawal options for federal employees, including monthly payments, lump-sum distributions, r...
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Season 3
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Episode 93
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18:20
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