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Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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Federal Employees Retirement & Benefits Podcast by CD Financial
They Called It Beautiful—The Bill That Changes the Game
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“The Big Beautiful Bill is putting more money in your pocket—through bigger deductions, senior benefits, and opportunities to turn tax savings into retirement freedom.”
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👋 WHO AM I?
We’re CD Financial, where health meets wealth. Our channel focuses on helping federal employees, retirees, and professionals understand their benefits, maximize income strategies, and plan for a more secure financial future.
⌚️ Timestamps
0:00 – Introduction: The One Big Beautiful Bill Explained
1:15 – Standard Deduction Increase & Inflation Adjustments
3:40 – Senior Deduction Boosts: Why Retirees Benefit Most
6:10 – COLA for Federal Employees, Military, and Social Security
7:45 – Child Tax Credit Updates
8:45 – Car Loan Interest Deduction—Who Really Qualifies?
10:15 – Real Estate Improvements & Bonus Depreciation (100% Write-Off)
14:05 – The Biggest Tax Bracket Opportunity for Retirement Planning
17:00 – Mexican Food Stories & Health Tip: Eat Real Food
24:40 – Closing Thoughts & Fresh Food Lifestyle Tip
Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.