Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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Federal Employees Retirement & Benefits Podcast by CD Financial
Federal Employees Are Withdrawing TSP Wrong (Here's Why)
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Many federal employees reach retirement with strong TSP balances but without a clear withdrawal strategy. In this video, we break down common TSP withdrawal mistakes, how distributions can affect your tax bracket, and why retirement income planning should coordinate your Thrift Savings Plan, pension, Social Security, and other savings.
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đź‘‹ WHO ARE WE?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.
⏱ TIMESTAMPS
0:00 Intro
0:00 TSP Withdrawal Options and Mistakes to Avoid
0:31 Monthly TSP Payments to Cover Retirement Income Needs
0:54 When a Lump Sum TSP Withdrawal Can Create Problems
1:19 How TSP Withdrawals Can Push You Into a Higher Tax Bracket
1:48 Questions to Ask Before Withdrawing From Your TSP
2:18 Why You Need a Retirement Withdrawal Plan
2:40 How TSP Fits With Pension, Social Security, and Other Savings
3:09 More Retirement Planning Mistakes to Avoid
Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.