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Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Federal Employees Retirement & Benefits Podcast by CD Financial
FERS Supplement vs Social Security: Which Comes First?
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FERS Supplement vs Social Security: When does the bridge income start—and what happens at age 62 that federal employees need to plan for? Checklist Challenge: https://cdfinancial.org/checklist-challenge/
“Your FERS Supplement is designed to bridge the income gap—but if you don’t plan for what happens at 62, that bridge can suddenly disappear.”
🔗 LINKS & RESOURCES
Checklist Challenge: https://cdfinancial.org/checklist-challenge/
FREE 15-minute call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube
Newsletter: https://cdfinancial.com/newsletter
👋 WHO ARE WE?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.
TIMESTAMPS
0:00 Intro
0:23 What Is the FERS Supplement (SRS)?
1:14 Who Qualifies for the FERS Supplement
2:01 Retirement Age vs Eligibility Explained
3:21 Early Retirement (VERA) and Delayed Supplement
4:14 Special Provision Employees (LEO, ATC, Firefighters)
5:01 How the FERS Supplement Is Calculated
7:13 Examples of Estimated Supplement Income
9:31 When the FERS Supplement Ends at Age 62
11:23 Planning Around the Loss of Supplement Income
12:20 Building a Retirement Income Strategy Beyond FERS
Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.