The Safe Money Retirement Show
Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more.
Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood.
You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.
Episodes
222 episodes
Autopilot Retirement? Why It’s Time to Grab the Controls
What if your retirement plan is stuck on autopilot while the world—and your options—have changed? In this episode, Tim Wood explains why regular reviews and independent advice are essential for navigating market turbulence, inflation, taxes, an...
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32:55
Needs vs. Wants: The Real Retirement Equation
What if the biggest risk to your retirement isn’t the market, but failing to make a plan for taxes, income, and the unexpected? This episode dives into why RMDs aren’t a DIY project, how to avoid tax surprises, and the importance of sorting you...
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31:40
Retirement Danger Zone: Are You Ready for the Sequence of Returns Risk?
What if the biggest threat to your retirement isn’t the market, but the timing of your withdrawals and the legacy you leave behind? In this episode, Tim Wood reveals how sequence of returns risk can derail your plans, why smart inheritance stra...
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31:49
Stagflation, RMDs, and the Retirement Reality Check
What if the real danger to your retirement isn’t market swings, but the silent threats of inflation, stagflation, and common planning mistakes? This episode explores how economic uncertainty can erode your nest egg, why having “enough” is more ...
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32:50
Is Your Retirement Plan Stuck in the Past? Outdated Habits That Could Derail Your Future
Is your retirement plan stuck in the past—like dial-up internet or outdated investments? This episode of the Safe Money Retirement Show with Tim Wood uncovers surprising old habits that still trip up retirees, from lost 401(k)s and excessive fe...
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30:57
Are You About to Fumble Your Retirement at the Goal Line?
Is your retirement plan protected against market crashes, inflation, and costly mistakes—or are you risking a last-minute fumble? This episode of the Safe Money Retirement Show with Tim Wood reveals how to reduce risk without sacrificing growth...
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30:47
The Million-Dollar Myth: What Really Matters for Your Future
Is your retirement plan built to protect what matters most—or are you risking too much just to chase a magic number? This episode of the Safe Money Retirement Show with Tim Wood reveals why most retirees don’t need a million-dollar nest egg, bu...
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30:23
Spending Volatility: The Retirement Risk You Didn’t See Coming
Is your retirement plan ready for the rollercoaster of spending volatility—or will unexpected expenses throw you off track? This episode of the Safe Money Retirement Show with Tim Wood explores why retirement spending often surges and dips, how...
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27:46
Beyond the Bubble: Protecting Your Financial ‘Stuff'
What if the biggest threat to your retirement is failing to make a plan? Tim Wood shares lessons from sweepstakes winners, estate planning pitfalls, and market bubbles—revealing why a solid financial strategy is essential. Learn how to protect ...
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31:20
Retirement Tune-Up: Is Your Plan Ready for What’s Next?
What if your retirement plan needs a tune-up to keep pace with changing rules and falling interest rates? Tim Wood shares why building a solid financial “floor” of guaranteed income is essential, how to balance spending and security, and why fl...
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30:46
Spend Smart, Live Well: Avoiding Retirement Pitfalls
What if your retirement plan is only as strong as the financial foundation beneath it? Tim Wood explains how to build a solid “floor” for your nest egg, balance spending with long-term security, and avoid common annuity misconceptions. Learn wh...
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34:55
Secrets of the Stealthy Wealthy
What if the first five years of retirement are the most critical for your financial future? Tim Wood breaks down why a spending plan matters as much as an income plan, how “do nothing” or “do all” phases can impact your nest egg, and why annual...
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31:26
How do emotions impact your plan, what questions to ask aging partents, and how do Roth conversions work
In this week's episode, we'll explore the emotional side of retirement and how staying connected is vital. What questions should you be asking your aging parents? How do Roth conversions work and why are they a brilliant move for many retirees?...
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29:15
How can you make a solid 30+ year plan for retirement and what impact will the Fed changing the prime rate have on your plan
In this week's episode, we'll discuss how you can make a solid plan for a 30+ year retirement and what impact the Fed changing the rate will have on your retirement plan. Is the plan you moved forward with years ago still the best plan for you ...
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32:28
How can you plan for a long retirement and what are your retirement and passing going to look like
In this week's episode, we'll explore what you can do to plan for a long retirement and what your retirement will look like. When should you claim your Social Security? What is a part-time retirement and is it for you? Why is what will happen w...
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33:19
How will a rate drop by the Fed impact your retirement and should you embrace a "boring" retirement plan
In this week's episode, we discuss how the Fed changing the prime rate will impact your retirement plan. What if you've always heard that annuities are bad? Is it smart to embrace the boring, predictable returns that annuities bring when you ar...
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32:22
How can you know when to retire and does where you get your advice from and when you start matter
In this week's episode, we explore when you should retire and why many don't work with a retirement expert. How can you know your plan is the best for you? Do ALL advisors charge fees? Can you make a plan yourself without expert help? When shou...
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30:07
Why is Warrenn Buffett changing his will and what can you learn from this, and why are most retirement accounts a tax bomb waiting to go off
In this week's episode, we start a brand new chapter with a new show format and welcome a new co-host and former voice of the Atlanta Braves, Kevin McAlpin. Why is Warren Buffett updating his will at 93 years old and what can you learn from tha...
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16:00
What is a Fact Finder and what is the process of working with Safe Money Retirement
In this week's episode, we'll explore what our process at Safe Money Retirement is when we work with new clients. What is a Fact Finder? Why is it important to do a complete, full Fact Finder appointment before even discussing plans or rates? W...
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18:54
How many seasons do you have left and how can you be ready financially for whenever you pass
In this week's episode, we'll discuss how you need to have a realistic mindset around how long you have left in your life and plan accordingly. How can you make sure you're not underliving or overliving your plan? Do you have a plan if you were...
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18:46
When is Safe Money Retirement NOT a good fit for a potential client
In this week's episode, we'll explore when a Safe Money Retirement plan would NOT be a good fit for you. If you don't want guarantees and like the excitement of wins and losses in the market, are we a good fit? Is your current advisor a retirem...
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18:03
How can you have your own personal "Financial Independence Day" everyday in retirement
In this week's episode, we'll wish the USA a happy birthday and explore how you can have your own financial independence day. Have you evaluated your spending and determined what your ongoing expenses will be in retirement? How can you eliminat...
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17:42
What is a "Honeyboomer" and how can you be one
In this week's episode, we'll discuss how you can be a "Honeyboomer." Can you really take a honeymoon-type trip every single year? What can you do to KNOW FOR SURE you'll have enough income to cover your bills and trips every year for the rest ...
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16:05
Is now the right time to "cash in" before the current overvalued market bubble bursts
In this week's episode, we'll explore whether now is the right time to "cash in" before the bubble bursts. With the market overvalued, what's next? What does history tell us? Is your retirement plan ready for the bubble to burst? Isn't it time ...
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15:31
Don't put a bandage on your retirement issues, fix them permanently
In this week's episode, we'll discuss how many people put bandages over their retirement issues instead of making a permanent fix. What is your rock-solid plan for LTC? What about lifetime income? How can you keep from using Band-Aids to plug a...
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19:31