Retire On Your Best Path with Liz Whitteberry
Episodes
89 episodes
Mom Knew Best: 7 Childhood Lessons to Apply to Retirement
Some of the best retirement advice may have started with the simple lessons your mom taught you growing up. In this special Mother’s Day episode, Liz connects timeless “mom wisdom” to real financial planning decisions that can shape your retire...
How to Storm-Proof Your Financial Plan
What do thunderstorms and the stock market have in common? More than you think. In this episode, Liz uses a weather analogy to break down how investors react to uncertainty, and why that reaction can make or break your retirement plan. The goal...
Should Social Security Have a Cap? A New Proposal Is Stirring the Debate
A new proposal out of Washington is putting fresh pressure on the future of Social Security- and it could impact how much some retirees receive. In this episode, Liz breaks down what’s being proposed, who it might affect, and why it’s sparking ...
Selling an Inherited Home: The Tax Fear That Stops Families
When a parent passes away, emotions and finances tend to collide, especially when real estate is involved. One of the most common things that stalls families is fear of taxes, even when that fear isn’t fully understood. Today’s listener questio...
How to Protect Yourself From Scammers
Retirees and pre-retirees are increasingly targeted by sophisticated scammers, with billions lost each year, especially among those 60 and older. In this episode, Liz breaks down the most common frauds hitting seniors today, from tech support a...
An Economist Is Optimistic About 2026- Should You Be?
After a year defined by volatility, political noise, and nonstop market headlines, it’s no surprise that optimism feels hard to come by. In this episode, Liz breaks down why at least one economist believes the economic outlook for 2026 may be b...
What’s Different About 2026 for Retirees and Pre-Retirees
What does 2026 mean for retirees and those approaching retirement? In this episode, Liz breaks down the key financial changes that could quietly reshape your retirement plan in the year ahead. From Social Security cost-of-living adjustments and...
2025 Year In Review: What Actually Mattered for Your Money
A lot happened in 2025… Big political swings, stubborn inflation, new tax rules, and even a historic government shutdown. But what actually matters for your financial life? Today, we’re breaking down the year’s biggest headlines and what they m...
Why Better Questions Build Better Retirements (Part 2)
In retirement planning, some questions are definitely better than others. A good question helps you reframe how you think about your money and improve the quality of your financial decisions.
Why Better Questions Build Better Retirements (Part 1)
Most retirees think they’re asking the right questions, but the most common ones are often framed in ways that lead to incomplete or misleading answers. In this episode, Liz walks through several of the top retirement questions people ask and e...
Should You Have More Than One Financial Advisor?
Having two advisors might sound like twice the insight, but it often leads to twice the confusion. In this episode, Liz breaks down the pros and cons of splitting your investments between multiple advisors and explains when it can create unnece...
Rising Healthcare Costs: Will Health Care Break Your Retirement Budget?
Fidelity’s latest report shows a 65-year-old retiring in 2025 may need $172,500 for healthcare expenses in retirement, and that doesn’t even include long-term care. In this episode, Liz breaks down what’s behind those rising numbers, what’s not...
Protecting Your Legacy With Smart Estate Planning
Estate planning isn’t just about legal documents; it’s about protecting your legacy, avoiding family conflict, and making sure your wishes are carried out. In this episode, Liz walks through several common estate-planning mistakes she sees in p...
If I Won’t Live to 90, Should I Claim Social Security Early?
If your parents passed away relatively young, it’s only natural to wonder if that means you won’t live into your 80s or 90s either. And from a financial perspective, that raises an important question: Should you claim Social Security early if y...
Should You Follow These Popular Retirement Rules of Thumb?
You’ve probably heard some of the “rules of thumb” that claim to guarantee a successful retirement. They’re often delivered with such confidence that it feels like you should accept them as universal truths. But the reality is far more complica...
Fuzzy Math Is Sabotaging Your Retirement Plan
Running your retirement numbers is smart, but what if the math you’re using is built on shaky assumptions? In this episode, Liz exposes five common examples of “fuzzy math” that can quietly derail your financial future. From assuming past marke...
What The “Big Beautiful Bill” Means for Your Retirement Plan
The “One Big Beautiful Bill” just passed, and it’s packed with opportunities for retirees and pre-retirees who want to make the most of their tax strategy. In this episode, Liz walks through how the new legislation affects income planning, dedu...
You May Be Retired Longer Than You Think
What if your retirement starts sooner than you anticipated? Many Americans think they'll retire at 65 or later, but studies show the average retirement age is actually 62. From layoffs to health issues to caregiving responsibilities, unexpected...
Bounce Back Smarter: Learning From Financial Missteps
Almost everyone has made financial mistakes, whether it was listening to bad advice, panicking in a downturn, or investing in products that weren’t fully understood. These setbacks can feel overwhelming, but more than likely, you made the best ...
The 4% Rule Got An Upgrade- Now What?
For decades, the 4% rule has been a popular rule of thumb for retirement income planning- withdraw 4% annually from your portfolio, and your money should last 30 years. But now, the original creator of the rule is updating it. What’s changed? A...
Where To Save Your Next Dollar
How do you decide where to save your next dollar? Are you overlooking the most tax-efficient account available to you? With so many options, it’s easy to feel stuck or unsure about what makes the most sense. Not every savings option offers the ...
Navigating Finances After Losing a Spouse: Strategies & Mistakes to Avoid
Losing a spouse is an unimaginably tough life event, but the financial implications can add another layer of stress to the grieving process. In this episode, we delve deep into the most common financial issues faced by widows and widowers, from...
Can You Retire In A Down Market?
Can you really retire when the market is down? Do you have enough stability in your portfolio to weather the storm? In this episode, Liz answers that exact question by walking through the practical steps and mindset shifts that make a confident...
What Will Tariffs Mean for Your Retirement Portfolio?
Since the day he took office, President Trump planned to implement tariffs, and he carried that out last week. The immediate market reaction was very negative. How might this impact your personal finances and the economy over the long term?...
Is Annuity Taxation Beneficial? What To Know!
We’re in the middle of tax season, and you may have heard that annuities can provide tax benefits. Who is that true for, and are there any side effects? Today, we’re going to clear up some of the confusion around the advantages and disadvantage...
