Incremental Upgrade

Getting Out of Debt

Jenn Gray Episode 17

#017 - Getting out of debt can be one of the most challenging long-term goals to conquer, but it can also be one of the most liberating. Long story short, breaking the big, scary number down into realistic goals and ideas makes it all feel much more manageable. Most importantly, giving ourselves the satisfaction of moving the progress bar as frequently as possible makes us more motivated and more likely to succeed.

To that end, here's what I have for you in today's episode:

  • A starting point of creating what might be some uncomfortable awareness around the big picture total
  • A technique I used to set a realistic pay-down goal for myself
  • An empowering clarity question to help us get to specific strategies and ideas to move us closer to that goal
  • One more technique that can help us stay motivated and feel like we're making progress
  • And last but not least, a mindset shift we can practice that puts us in a calmer, more resourceful state along the way


This episode is designed to give you practical strategies and quick wins when it comes to getting out of debt, and I truly hope you find them as helpful as I have!

If you're enjoying the Incremental Upgrade so far, I'd be so happy to have you join us each week for a new episode! All you have to do is subscribe wherever you listen to podcasts, and you'll be updated as soon as it's available.

✨ I'm no financial advisor, but tracking my money has made a big difference in my financial well-being. lf you'd like a copy of the spreadsheet I use for this purpose, feel free email me at hello@jenngray.com, and I'll send it to you!

✨ The Incremental Upgrade is an intentionally social media free podcast. Thank you so much for being a part of the only social network we choose to use, which is real people passing it along! 💌

✨ Did you like this episode? If so, I'd be so grateful if you'd be willing to say so in a quick review! Written reviews make my day, but five stars feel great too. 🥰️

Last but not least, here are the earlier episodes mentioned in today's show:

Episode 4: Dealing with Self Doubt
Episode 15: Decluttering for Cash on OfferUp

Thanks so much for tuning in!

~ Jenn

P.S. If you'd like to learn more about Acorns, the easy investing app I mentioned at the end of the episode, you can find that and redeem a $5 bonus investment here!

(Disclaimer: This contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you. That said, I only recommend things I know and love!)

P.P.S. This episode was by listener request. If you'd like to request an episode on a particular topic, email me at hello@jenngray.com — I'd love to hear from you!

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