
In the CU
Want to know what’s going on in the credit union industry? From CUSOs to regulatory (and everything in between) we’ll talk about relevant topics and how they could affect you and your business.
Episodes
21 episodes
Loan Participations 101: What Credit Unions should consider before taking the Plunge
We are seeing an uptick in questions about the purchase of loan participations. Jenn Winston steps into the host chair to ask Mike Heller why loan participation purchases are attractive to both buyers and sellers, as well as what regulato...
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Season 3
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Episode 21
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30:30

What to Think About When Acquiring a CUSO
Mike Mulvey discusses what your credit union should be considering when acquiring an existing business to operate as a CUSO. We talk about how to legally structure these transactions, due diligence considerations in finding the right busi...
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Season 3
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Episode 20
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24:17

Impact of 2024 Elections on the Credit Union and CUSO Industry
We have a full house Messick Lauer & Smith podcast episode to discuss the impact of the 2024 elections on the credit union and CUSO industry. This full roundtable discussion covers the transition at the NCUA and CFPB and also includes...
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Season 2
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Episode 19
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36:53

Discussion on Data Security: What Credit Unions Expect and CUSOs Need to Know
Mike and Mike are on the podcast today to discuss what credit unions are thinking, and what CUSOs should be thinking about regarding data security and confidentiality protections in credit union due diligence and contract writing and negotiatin...
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Season 2
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Episode 18
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30:55

The Post-Chevron Impact on the Credit Union Industry: What Do We Know
Mike, Jenn, and Mike have a roundtable discussion about the latest hot topics in the credit union industry including the Supreme Court's Loper Bright decision that overturned the Chevron doctrine, some of the latest regulatory actions at the CF...
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Season 2
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Episode 17
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28:24

The CFPB's Crusade against Junk Fees and How it Impacts the CU Industry
Today, we are once again joined by Jenn Winston and Mike Mulvey to discuss the latest developments from the CFPB regarding their focus against junk fees. After Jenn discusses recent actions taken by the CFPB and their impact on the credit...
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Season 2
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Episode 16
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40:45

The CFPB’s Proposed Personal Financial Data Rights rule
In this episode, Jenn Winston sits down with Mike Heller to discuss the CFPB's new proposed Personal Financial Data Rights rule. Mike answers questions about what credit unions, CUSOs, and fintechs need to know so they can be ready wh...
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Season 2
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Episode 15
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37:36

Getting ready for the NACUSO Conference
Pre-NACUSO Conference Roundtable! Mike, Jenn, and Mike get together to give a preview to their "Hot Topics" presentation at next week's NACUSO Conference. It covers topics and trends that we are looking at prevailing in the industry.
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Season 2
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Episode 14
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28:56

The Corporate Transparency Act: A Journey through the Maze
Mike Mulvey returns to In the CU for a deep dive into the Corporate Transparency Act, a new set of FinCEN regulations that include reporting obligations that could impact your CUSO.
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Season 2
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Episode 13
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31:15

An Interview with the Honorable Rodney Hood
Brian Lauer speaks with NCUA Board Member Rodney Hood.
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Season 1
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Episode 12
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36:05

What makes a Financial Institution - with Amanda Smith
A conversation with Amanda Smith about whether your business is considered to be (seriously) a financial institution, what the FTC's Safeguards Rule is, and what your business needs to know about it.For more guidance about the Safeguard...
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Season 1
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Episode 11
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23:41

Talking With Mike Mulvey About Corporate Separateness
In today's episode, Mike Mulvey returns to In the CU to discuss the legal and operational importance of corporate separateness
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Season 1
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Episode 10
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23:54

Speaking with NACUSO CEO Jack Antonini
A conversation with Jack Antonini on his time at NACUSO and what's next...
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Season 1
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Episode 9
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28:21

Looking at the CUSO Examination Process with Mark Treichel
An inside look at the CUSO examination process with former NCUA Executive Director, Mark Treichel. Website:
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Season 1
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Episode 8
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31:56

Discussing Third Party Risk Management with Mike Heller
In this episode, Associate Attorney Mike Heller sits in the guest seat to discuss the importance of credit unions utilizing and reviewing a third-party risk management program and things to think about when conducting vendor due diligence.
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Season 1
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Episode 7
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22:41

Discussing the Proposed Changes to Non-Compete Clauses with Mike Prior
In the Cu speaks with Mike Prior, the CEO/President of Priority Financial Group about the industry impact of a recent rule proposal from the FTC to prohibit the use of non-compete clauses. “Investment advice offered by PFG Advisors....
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Season 1
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Episode 6
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20:35

Learning About Charitable Foundations with Amanda Smith
Want to know more about creating a charitable foundation? ML&S Partner Amanda Smith goes into detail about what it takes.
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Season 1
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Episode 5
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22:58

Exploring Two New NCUA Rules with Brian Lauer
In the CU speaks with attorney Brian Lauer about how two new NCUA rules could impact the credit union/CUSO industry.
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Season 1
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Episode 4
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23:06

Talking credit union advertising with Jennifer Winston
In the CU welcomes attorney Jennifer Winston to give you a primer on hot topics in credit union advertising. Listen for a timely conversation about advertising via Tik Tok, sweepstakes, and more!
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Season 1
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Episode 3
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16:27
