In The Tranches of Structured Finance
In The Tranches of Structured Finance
Latest Episodes
Credit Markets Are Diverging—Here’s What the Data Says
Are consumers actually holding up—or are cracks starting to form beneath the surface?In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad returns to break down what the latest data is really saying across ...
Are the Kids Still All Right? Reassessing the Financial Health of Younger Americans
In this episode, Vadim revisits a question first explored three years ago: are younger American households actually struggling—or are the headlines missing the real story? Drawing from dv01’s latest research publication, Are the Kids...
Consumer Credit Check-In: Vintages, Prepayments, and Investor Signals
In this episode of In the Tranches of Structured Finance, Vadim addresses follow-up questions from dv01’s recent consumer credit webinar and provides an updated view on consumer credit performance across key markets—focusing on what th...
Under the Hood: Auto Market Performance, Origination Trends, and the Lessons from Tricolor
In this episode, Vadim takes a deep dive into the auto finance market—from the recent headlines surrounding Tricolor’s bankruptcy to the broader trends shaping credit performance and origination behavior. The conversation begins with Tri...
Beneath the Headlines: What TransUnion & Fed Data Reveal About Household Health
In this episode, Vadim takes a wide-angle look at U.S. household finances, combining the latest TransUnion credit trends with the Federal Reserve’s Distribution of Financial Accounts ("DFA"). He unpacks how early 2024’s spike in delinquencies h...