In The Tranches of Structured Finance
dv01's In The Tranches of Structured Finance podcast explores macroeconomic trends, sector performance, and the future of capital markets. As a leading market intelligence company in structured credit, dv01 provides transparency and actionable insights through loan-level data and research.
In The Tranches of Structured Finance
Consumer Credit Loan Performance Update (Data as of June 30, 2023)
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dv01
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Season 1
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Episode 6
dv01's quarterly update on consumer credit performance continues. Vadim looks at data through June 30, 2023 and discusses trends in Consumer Unsecured (outside of credit cards), Autos, and Mortgages, including:
- The Consumer Unsecured sector continue to tighten its credit box, with more lending going to borrowers with higher creditworthiness.
- Performance of Subprime Auto loans continues to worsen.
- Delinquencies for Non-QM Mortgages are at near-record lows.
Cited Research
- dv01: Non-QM Performance Report, June 2023
- dv01: Consumer Unsecured and Subprime Auto Performance Report, June 2023
- dv01: Consumer Unsecured Origination Report, May 2023
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