In The Tranches of Structured Finance

A Data-Driven Look at Consumer Credit in 2025

dv01 Season 2 Episode 1

In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad breaks down recent credit performance and origination trends across consumer unsecured, subprime auto, and non-QM mortgages.

Tune in for insights on:

  • Strong recovery in consumer unsecured performance
  • Plateauing trends in subprime auto, with rising loss severity
  • Worsening impairments in non-QM despite limited losses
  • Minimal credit impact from recent wildfires and hurricanes

Get the latest data-driven view on what’s really happening with borrowers in 2025.

Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.