Why is this election in the same league as the 1994 Elections? What if voting for a political party/ independent person was the same as you voting for them purely based on their behaviour or if you had to be in a relationship with them? Any fir...

It's been a year since I decided to click on that add to cart, bought the equipment and the software and FINALLY started. I thought... let me be honest about what really went down behind the scenes, what learned about myself and starting a podc...

Joy chats about the Genesis of it all,  what Vannie Kaap did for the culture, how it mastered the digital streets like a boss, a mysterious founder and then the shocking news on its Instagram? Say WHAT!?! Or is there something bigger comin...

We WON! But, what’s with some South Africans being All Black supporters?  What does the Springbok brand represent? What’s the financial game plan when the Springboks hang up their boots? Joy also chats about the 1-point impact, 3 lessons w...

With less than 3 months left of 2023, now is not the time to give up. In this episode Joy gets candid about spring cleaning money goals, getting ready for the Festive season, January not being too long and how to push the reset button when it c...

Join Joy where she gives you a breakdown of what the BRICS Youth Council is, why we as the South African youth need to know about this, what it means for us, our futures and why the 2024 Elections are more important than 1994.  ...

How did it start ?  Why did those five countries decide to come together ? They have their own bank ? What's the real lesson behind BRICS ?Resources📚·https://brics2023.g...

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Being the 2023 Top16 Yoba Winner in the Hair & Beauty Category, will this company be the future African version of Fenty? Being a confident leader, the founder started the company at the age of 14. What is this company all about? How has it...

Fam, you would want to get some fancies after this episode…It’s Women’s Month and in this episode Joy will chatting about how fancies, the profits from selling Tupperware products & other OG side hustles, were used to not only pay for schoo...

It's FINALLY payday weekend! I'm sure that most of us are trying to save as much as we can, while stretching our funds as much as possible. A popular way to do it is to sign up for a rewards program. But what are loyalty/ rewards programs ? Wha...

Fam, concert & festival season has FINALLY arrived! With ticket sales happening every week, it can almost make you feel as if it’s a Black Friday sale if you don’t buy it right now. But if you add it all up….it can actually make you broke B...

Fam, we have Eskom, Prasa, SAA, Transet & now possible the NHI Fund? For those who will need medical care in the future, I highly suggest that you get to know this new & proposed SOE. What’s the impact on asylum seekers & non-South ...

Fam, what we think of ourselves & what our values are will reflect in our bank accounts. Hence, the intro includes “the way we think ultimately affects our financial decisions.” But, how much value, if any, do we attach to our hair? Are we ...

Fam, in this episode Joy gets candid about what she wished she knew about & experienced in her early 20s, especially when completing matric, during her varsity days & when she graduated. She’ll also chat about:   

Who is Lift? Who are the founders? What was the industry like when it arrived on the scene, namely South African commercial carriers getting cancelled & the impact of the COVID-19 pandemic? Join Joy where she answers these questions and sha...

Fam, with last week’s interest rate hike, have you ever thought about how one can build a credit score in this economic climate? Why do you need a credit score? Which factors should one consider before applying for credit? Which signs serve as ...

Most people think that more money will solve all their problems, but that was clearly not the case for those on Mzansi Magic’s hit show “I blew it”. Fam, the way the people, who received millions of Rands, spent and lost all of it? Madness! Pur...

Does your current job make you feel like you're always at irritation station ? Is the work that you do, bland & tasteless, not challenging you in any way ? Thinking of changing jobs?  Moving to a different division or even into a new i...

Fam, it’s more exciting and fun when you look back at your goals and you smashed them. On the other hand, I know you want to avoid it all together when you know that you're no way near reaching the first milestone, let alone reaching it. Trust ...

What is deposit insurance? Do you really lose all your savings and fixed deposit amounts above R100 000 if a South African bank collapses? How many South African Banks have collapsed in the last 30 years? What happened with Silicon Valley Bank ...

Talk about defending on the field and defending your inheritance. Join Joy where she chats about this play, why he transferred it to his mother, mommy’s boys and wealth protection. RESOURCES📚•https://www.kaya959.co.za/news/p...

Guess who went to Ghana...Yes fam, it was me, myself and I. In this episode I’ll share my planning tips for a solo trip from South Africa to Ghana, my expectations, all things related to day tours, accommodation, flights and so much more. <...

Most of us saw on the news that South Africa got greylisted, but do we really know what this means? Who made this rule? Does this have an impact on the country, foreign investors and on us? What is the likelihood of us getting off the list? Is ...

Have you ever ignored those bank statements, knowing well that it has a big overdue sign on it? Did you start emotionally eating because you were deep in your feels when you realised how you were spending your money? Guess what, Joy has been th...