Retiring With Enough

Is Any Safe Withdrawal Rate Truly “Safe”?

Dr. Peter Guidry, CRPC™, LLC Episode 191

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0:00 | 24:28

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“At 3 percent, you are probably safe; at 4 percent, you are taking real risks; and at 5 percent, you had better like cat food and vacations very close to home." -Attributed to various, popularized in financial planning circles.


A Safe Withdrawal Rate is the amount of money that you’re supposed to be able to remove from your portfolio each year without the portfolio running out of money during a person‘s lifetime.

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