Retiring With Enough
Retiring With Enough focuses on Simplifying Retirement through three main paths to a happy retirement: Money, Purpose and Freedom. Dr. Guidry maintains a CRPC™ (Chartered Retirement Planning Counselor) designation and has over 70 years of life experience with over 50 years investing experience as a DIY (Do It Yourself) investor.
Episodes
201 episodes
Retirement is Not the Finish Line
Finding purpose in retirement is often less about discovering one perfect calling and more about intentionally building a meaningful life. My initial vision was to quit practicing Dentistry one year after I transitioned my practice....
Delaying Social Security: Is It Worth the Wait?
If delayed claiming of Social Security benefits is such a great deal, why do only about 4% to 9% of Americans actually wait until age 70 to collect Social Security? Are the other 91% of Americans ignorant of this strategy, or is there som...
Retirement With Purpose- Cesar A. Aguirre
Join me and Cesar A. Aguirre as we discuss his book: Retirement With Purpose The Ten R's for a Joyful Retirement.
The Value of Being Underestimated
Being underestimated is a powerful advantage that allows you to work in silence and surprise others with your success. It serves as a competitive edge, fostering the freedom to take risks, innovate, and prove assumptions wrong without the p...
Simplified RMDs: Timing and Tactics
I started taking RMD‘s two years ago. RMDs may be straightforward, but the decision is not! ...
The Emotional Side of Aging Parents
Join Sarah Thompson and me as we discuss in detail her experiences with ill and aging parents.
Push, Pull, or Pause: The Smart Way to Transfer Money
I don’t know if you’ve noticed, but writing checks is almost a thing of the past. Most people write very few, if any, checks anymore. The digital transfer of money has become quicker and easier with the advent of multiple options for cash trans...
Hack Fatigue: Trump Accounts and Public Trust
"Hacks" are everywhere, including an article I recently read concerning the Trump account "hack" that could turn small savings into a tax-free fortune. After reading the article, I felt it was technically correct, but disingenuous. It is not pr...
Fun Buckets and Retirement Spending
Kevin Sebesta, CRPC joins me for a fun and entertaining discussion about spending in retirement. We speak about how to maximize spending for fun, travel, and personal care.
Can You Think Your Way to Happiness?
You can’t think your way out of every hardship, but you can train your mind to notice joy more easily, recover faster from setbacks, and create meaning even when life isn’t perfect. Shifting mindset isn’t about positive quotes...
Is Any Safe Withdrawal Rate Truly “Safe”?
“At 3 percent, you are probably safe; at 4 percent, you are taking real risks; and at 5 percent, you had better like cat food and vacations very close to home." -Attributed to various, popularized in financial planning circles.<...
The Red Thread
I feel strongly that people are put in certain places, exposed to certain individuals, and placed in certain situations for specific reasons. Whether your belief is based on faith, kismet, fate, destiny, or happenstance, there are references to...
Retirement All Stars #7- Tim Hamburger
Join me as I interview Tim Hamburger, a unique and giving person who shares his life and financial story.
Can AI Build a Better Retirement Plan?
I've been contemplating recently whether AI could be a useful aid in retirement planning. I asked ChatGPT about the benefits and problems with using AI for retirement planning, and asked ChatGPT to formulate a retirement plan for me.
The Big Circle
"If some lives form a perfect circle, others take shape in ways we cannot predict or always understand." -Nicholas SparksThis is the SIXTH, and most likely the last podcast about the reestablishment of our household into our cur...
Your Life Isn’t the Problem- Your Mind Might Be
“Most folks are as happy as they make up their minds to be” -Abraham LincolnIf happiness is not a natural gift bestowed on some people, but not others, can the ability to choose happiness be learned?
How to Protect Your Portfolio When Markets Run Hot
Kevin Lyles, CRPC™️ joins me in a discussion about risk mitigation when market valuations are high.Are there actions to take, and when are these actions appropriate?
What Happens if You Retire with a Mortgage?
The question of entering retirement mortgage-free is interesting because it has financial, behavioral, and emotional components. In this podcast I discuss Taylor's financial position, and use Taylor's review as a gateway to the disc...
The Power of Words: Can What We Say Shape Reality?
"Words are, of course, the most powerful drug used by mankind." — Rudyard KiplingI am a firm believer that words are powerful. But, that pow...
The Seduction of Curling
"Curling is nicknamed 'chess on ice' because strategy plays just as important a role as skill." -Brant CurlingThere’s something hauntingly seductive in the extreme slowness and choreography guiding the release of the stones....
Aging and Elder Care with Kevin Sebesta, CRPC™️
Join Kevin Sebesta, CRPC™️ and me as we discuss many aspects of aging and elder care. Along with general aspects of aging, Kevin and I discuss our personal journeys with aging parents.
Who Wins: Lump-Sum vs Dollar-Cost Averaging
Both lump-sum investing and dollar-cost averaging are valid investment approaches. But, is one approach better than the other?
Work for a Fee, Work for Free, Work for Me
What happens when your work is no longer profitable? Is it time to quit work altogether, or does it provide the opportunity to work free, or work for me?
