Retiring With Enough
Retiring With Enough focuses on Simplifying Retirement through three main paths to a happy retirement: Money, Purpose and Freedom. Dr. Guidry maintains a CRPC™ (Chartered Retirement Planning Counselor) designation and has over 70 years of life experience with over 50 years investing experience as a DIY (Do It Yourself) investor.
Episodes
193 episodes
Fun Buckets and Retirement Spending
Kevin Sebesta, CRPC joins me for a fun and entertaining discussion about spending in retirement. We speak about how to maximize spending for fun, travel, and personal care.
Can You Think Your Way to Happiness?
You can’t think your way out of every hardship, but you can train your mind to notice joy more easily, recover faster from setbacks, and create meaning even when life isn’t perfect. Shifting mindset isn’t about positive quotes...
Is Any Safe Withdrawal Rate Truly “Safe”?
“At 3 percent, you are probably safe; at 4 percent, you are taking real risks; and at 5 percent, you had better like cat food and vacations very close to home." -Attributed to various, popularized in financial planning circles.<...
The Red Thread
I feel strongly that people are put in certain places, exposed to certain individuals, and placed in certain situations for specific reasons. Whether your belief is based on faith, kismet, fate, destiny, or happenstance, there are references to...
Retirement All Stars #7- Tim Hamburger
Join me as I interview Tim Hamburger, a unique and giving person who shares his life and financial story.
Can AI Build a Better Retirement Plan?
I've been contemplating recently whether AI could be a useful aid in retirement planning. I asked ChatGPT about the benefits and problems with using AI for retirement planning, and asked ChatGPT to formulate a retirement plan for me.
The Big Circle
"If some lives form a perfect circle, others take shape in ways we cannot predict or always understand." -Nicholas SparksThis is the SIXTH, and most likely the last podcast about the reestablishment of our household into our cur...
Your Life Isn’t the Problem- Your Mind Might Be
“Most folks are as happy as they make up their minds to be” -Abraham LincolnIf happiness is not a natural gift bestowed on some people, but not others, can the ability to choose happiness be learned?
How to Protect Your Portfolio When Markets Run Hot
Kevin Lyles, CRPC™️ joins me in a discussion about risk mitigation when market valuations are high.Are there actions to take, and when are these actions appropriate?
What Happens if You Retire with a Mortgage?
The question of entering retirement mortgage-free is interesting because it has financial, behavioral, and emotional components. In this podcast I discuss Taylor's financial position, and use Taylor's review as a gateway to the disc...
The Power of Words: Can What We Say Shape Reality?
"Words are, of course, the most powerful drug used by mankind." — Rudyard KiplingI am a firm believer that words are powerful. But, that pow...
The Seduction of Curling
"Curling is nicknamed 'chess on ice' because strategy plays just as important a role as skill." -Brant CurlingThere’s something hauntingly seductive in the extreme slowness and choreography guiding the release of the stones....
Aging and Elder Care with Kevin Sebesta, CRPC™️
Join Kevin Sebesta, CRPC™️ and me as we discuss many aspects of aging and elder care. Along with general aspects of aging, Kevin and I discuss our personal journeys with aging parents.
Who Wins: Lump-Sum vs Dollar-Cost Averaging
Both lump-sum investing and dollar-cost averaging are valid investment approaches. But, is one approach better than the other?
Work for a Fee, Work for Free, Work for Me
What happens when your work is no longer profitable? Is it time to quit work altogether, or does it provide the opportunity to work free, or work for me?
Quitter's Day 2026
“It doesn’t matter how slowly you go as long as you do not stop.“ -ConfuciusA little over a week ago, I watched with sadness as newscasters gleefully announced that January 9, 2026, had been proclaimed the unofficial ...
Investing in Regular Increments
We are convinced that the average investor cannot deal successfully with price movements by endeavoring to forecast them. -Benjamin GrahamLate in 2025, I stated I would devote a blog and podcast to dollar-cost averaging. I feel ...
How to Ruin Kids
Raising and educating children is not easy. Kids don’t come with instruction books! Parenting information is not standardized. With kids, one size fits one, not one size fits all!
Can Active Management Beat Passive Investing?
Join Kevin Lyles, CRPC™ and myself as we discuss the merits of active management and passive investing. In this episode Kevin critiques my decision to engage an advisory firm to manage a portion of my assets and my reasons for this decision.
Liquidating Stocks and Moving to Cash- Part 2
Looking back can be painful, especially if you've made a bad decision. This two year look back explores whether staying invested in stocks or selling and moving to the sidelines was the best decision two years ago.
Year End Review 2025
The end of the year is a great time to look forward and backward to evaluate where you've been, and where you're going!
Year-End Cash Gifts
“Money doesn’t change men, it merely unmasks them.” -Henry FordSeveral years ago, my wife and I decided we would not wait until we were deceased, but would instead provide financial gifts to our children while we were still aliv...
