💰 Down Payment Myths Busted + Renovation Loans Explained

In this episode of the Mortgage Heroes Podcast, Brian and Will tackle one of the biggest roadblocks to homeownership — the down payment. 💥 From crushing the myth that you need 20% down, to exploring real down payment assistance (DPA) options that actually work in today’s market, this episode is packed with real-world strategies that are helping buyers get into homes right now.

🚨 Plus — we break down the growing trend of "Fix and Keep": how everyday buyers (not just investors) are using renovation loans with VA, FHA, and Conventional financing to transform outdated properties into dream homes — and even add value with ADUs! 💪🏡

Whether you're a first-time buyer, someone without a large down payment, or a homeowner looking to build wealth by upgrading what you already own — this episode is for YOU.

🔑 Topics Covered:

- The truth about down payment assistance programs (grants, forgivable & repayable loans)

- Who qualifies and how to apply

- The power of renovation loans: "Fix & Keep" instead of flipping

- Using VA/FHA/conventional rehab financing

- Creating generational wealth through real estate

- Real-life case studies and financing strategies that are working right now

👇 Have questions? Drop them in the comments or reach out directly!

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