Mortgage Heroes's Podcast
"The Mortgage Heroes Podcast". Each week Memo, Brian and Andy will break down the latest in real estate & mortgage, dive into the details of what's going on in the markets, and talk about how you can WIN in real estate and mortgage!
Episodes
215 episodes
VA Homeowners: Turn Your House Into Long-Term Income & Legacy | Lloyd Stanford
Your VA loan can do more than help you buy a home — it can help you build long-term income, stability, and legacy.In this episode of the Mortgage Heroes Podcast, Brian and Will sit down with retired Command Master Chief Lloyd S...
How Smart Investors LEGALLY Avoid Massive Taxes with 1031 Exchanges
Why are so many real estate investors leaving California right now? In this episode of Friends of Mortgage Heroes, we sit down with Chris Armao from APX 1031 Exchange to talk about what’s REALLY happening in the investment property world in 202...
How San Diego Homeowners Are Turning Garages Into $10,000/Month Cash Flow
Thinking about converting your garage into an ADU or rental unit in San Diego? In this episode of Mortgage Heroes, we break down the REAL process behind garage conversions, ADUs, financing options, construction costs, cash flow strategies, and ...
This App Changes Real Estate Investing FOREVER (San Diego ADU Tool)
What if you could instantly find out what you can build on ANY property… in seconds?In this episode of Friends of Mortgage Heroes, we sit down with real estate investor, broker, and entrepreneur Miguel Aldrete to break down his ne...
San Diego Housing Market SHOCK: Why Rent Prices Aren’t Rising in 2026
What’s REALLY happening in the San Diego housing market right now?In this episode of Friends of Mortgage Heroes, Andy sits down with experienced real estate professionals Billy & Yesenia to break down the surprising trends shaping t...
He Started a Business at 17… Now He’s Scaling Fast | The Power of Networking & Showing Up
What does it look like to start a business at 17… and actually make it work?In this episode of Friends of Mortgage Heroes, we sit down with Noah Burroughs — a 20-year-old entrepreneur who built a pressure washing business from the groun...
Why Collaboration Beats Competition in Business
What happens when your first business fails?For Dave Fraser, it became the foundation for building one of the top deck and outdoor living companies in the country.In this episode of Friends of Mortgage Heroes, we s...
Rates Are Changing FAST… Are Buyers Finally Winning in 2026? | Mortgage Market Breakdown
Are homebuyers finally catching a break in today’s market? 👀In this episode of the Mortgage Heroes Podcast, we break down what’s really happening with interest rates, buyer demand, affordability, and inventory—and what it m...
Why Landlords Are Struggling in 2026 And How Property Management Fixes It
Rental properties are supposed to be passive income… right? Not so fast...In this episode of Friends of Mortgage Heroes, Andy sits down with Dina King of We Lease USA to break down what’s really happening ...
The Biggest Mistake Homebuyers Are Making Right Now
Everyone is waiting for interest rates to drop…But what if that’s the biggest mistake you can make?In this episode of Mortgage Heroes, we break down why trying to time the market is actually costing buyers MORE mon...
Winning in Today’s San Diego Real Estate Market | Strategies for Buyers, Sellers & Investors
In this episode of the Mortgage Heroes Podcast, we sit down with Douglas “DJ” Gutierrez — San Diego real estate investor, community member, Marine veteran, husband, and father of three girls — to break down what’s really happening in today’s ho...
Why Most People Are Bad at Communication (And Don’t Even Know It) | NLP Coach Kody G
Communication is the most important skill in business, relationships, and leadership — yet almost nobody is actually trained to do it well.In this episode of Friends of Mortgage Heroes, Andy sits down with NLP coach and communication st...
Buy Now or Wait? ADUs, Falling Rates & San Diego’s 2026 Housing Shift
Is it finally time to make a move?In this episode of Mortgage Heroes Weekly, Andy and Brian break down three of the biggest topics dominating San Diego real estate right now:🏠 Multi-generational homes & ADUs (Accessory Dwell...
What happens when a 23-year Special Operations veteran leaves the military…and loses his identity?
What happens when a 23-year Special Operations veteran leaves the military… and loses his identity? In this powerful episode of Friends of Mortgage Heroes, we sit down with Shannon Daniel, founder of Tribe Cold Plunge, to talk about:- T...
Are ARMs Smart Again in 2026? How to Use Adjustable Rate Mortgages Strategically
Are Adjustable Rate Mortgages (ARMs) making a comeback… and should you actually consider one?In this episode of the Mortgage Heroes Podcast, Andy and Brian break down:✔️ When an ARM makes sense (and when it absolutely doesn’t)...
5 Moves You Must Make to Buy a Home in 2026 (Even With Limited Savings!)
In this episode of the Mortgage Heroes Podcast, Andy and Brian dive deep into the 5 key areas every future homebuyer must address to successfully purchase a home in 2026 — even in today’s challenging housing market.From credit...
From Service to Homeownership: VA Loan Truths & Military Housing Strategy for 2026
In this episode of the Mortgage Heroes Podcast, we're joined by retired Command Master Chief and real estate expert Lloyd Stanford from Big Block Realty to tackle one of the most important topics facing service members today: how to navigate mi...
Saving Lives Beyond the Uniform | Zero8Hundred's Mission for Veterans & Families
In this powerful and heartfelt episode of Friends of Mortgage Heroes, we sit down with Talia Gaytán and Ashley Camac of Zero8Hundred, a nonprofit deeply committed to helping active duty service members, veterans, and their families tra...
🎯 Should You Refinance Now or Wait?
Refinancing your home can be tricky—especially when interest rates are falling. In this episode of Mortgage Heroes, Andy, Memo, and Brian dive deep into why timing your refinance may be even more important than the rate itself. We break ...
How to Use DSCR Loans to Build Wealth in Real Estate (Even in a High-Rate Market)
In this episode of the Mortgage Heroes podcast, we break down one of the most misunderstood yet powerful tools in the real estate investor's toolkit: DSCR loans (Debt Service Coverage Ratio). Whether you're a seasoned investor or just discoveri...
🏡 Mortgage Rates Are Dropping Fast! Why 2026 Could Be Your Best Year to Buy a Home
In our first Mortgage Heroes Weekly episode of 2026, Andy and Brian break down the massive $200 BILLION move by Fannie Mae and Freddie Mac to buy mortgage-backed securities — a move designed to lower mortgage rates and jumpstart homebuyer activ...
💥 How Roxy Kelemen Became a Title Legend: 30 Years of Grit, Grace & Real Talk 💥
In this powerhouse episode of Friends of Mortgage Heroes, we sit down with the unstoppable Roxy Kelemen of Ticor Title — a San Diego icon who's been dominating the title industry for nearly three decades. From crying in her car after a brutal f...
From Realtor to 20K+ Followers: How Danny Quesada Built San Diego’s Most Trusted Local Brand
🔥 In this episode of Friends of Mortgage Heroes, we sit down with San Diego local influencer, real estate pro, and content strategist Danny Quesada — better known online as @SanDiegoCALiving — for an in-depth conversation about how he transiti...
💔 Veteran Suicide Awareness: A Candid Conversation with Zero8Hundred CEO Ashley Camac
❤️ Filmed in memory of Xavier Zamarron “The Cowboy Hat Guy” 🤠This urgent and heartfelt episode of Friends of Mortgage Heroes addresses a difficult but crucial topic: veteran suicide prevention. Following the tragic loss of our friend Xa...
Portable Mortgages: The Bold New Idea That Could Change Real Estate Forever, or Not…
In this week’s episode of the Mortgage Heroes Podcast, Andy and Memo break down the latest buzz in the housing and mortgage world: Portable Mortgages. 🏡📦Could this proposed mortgage innovation unlock mobility and help fix the housin...