🔥 In this powerful episode of Friends of Mortgage Heroes, we sit down with *Anthony Castillo* — U.S. Navy veteran, industry disrupter, and founder of Eminent Energy. With over \$100M in solar sales under his belt, Anthony shares his incredible ...

This week on the Mortgage Heroes Podcast, Andy and Brian break down the latest housing headlines and what they really mean for buyers and sellers this summer. From a positive outlook in the Newsweek housing forecast to concerns over mortgage de...

Buyers who are hungry may start seeing more seller concessions as affordability continues its crushing pressure on most aspiring owners. All hope is not lost though because we see prices holding steady or slightly declining in pockets where sel...

2025 looks like it will be a good year to be a buyer. And that may mean it’s also a good year to be a seller. Either way, preparation is the name of the game as pressure mounts on inventory, interest rates…and even the public officials.

All things housing related have been catapulted to the forefront of many conversations these days. With Tariffs dominating the headlines, it’s kind of surprising; however, when we observe the connection points of broad economic policy moves on ...

Born and raised in Los Angeles, Anthony is a devoted family man and a seasoned Navy Chief with 21 years of service as a Logistics Specialist. In addition to his military career, he’s a licensed real estate agent for California and a Multi-state...

The stock market rout that began last week took mortgage rates right along with them. Mortgage rates across all types went down amid the tariff response inside the financial markets. This will create a “sweet spot” for homeowners and aspiring b...

National housing policy is making a big stink on the big stage right now, but at home we have some great news for future inventory. It just depends on who you ask. The developer AND the environmentalists are both happy, but will the community b...

Haters are my motivators…someone said that once, and it’s certainly advice that took root with today’s guest Sam Khorramian. He’s a 8X CEO on Inc. 500 list #26,

Almost immediately after January posted the record low for pending home sales, February’s numbers were just released and they’re already making a comeback. If things continue this way we could see a spring & summer buying season we’re norma...

This week Memo & Brian give their first hand account to the most trending topics on ChatGPT! It may seem like AI is taking over, but have no fear - the guys are here to tackle these top 4 trending conversations head on.- Real Estate...

True to his word, Andrew “Brings the wood” to make an impactful impression. His track record and acumen are making noise throughout San Diego county in a prety big way and there’s no signs of him slowing down. It is our honor and pleasure to ha...

Low interest rates to start of March were a welcome surprise. It looks like someone needs to tell home sellers of the optimism because upwards of 90% of people say they are worried about selling their home. Since we can’t have it both ways, whi...

The most recent pending home sales data was the worst on record…actually the worst, yet home prices remain elevated despite listing prices being slashed in certain areas? How can they both be true? By the way,  where is the avalanche of fo...

This week Memo and Brian break down some of the most widely held VA myths and misconceptions, detail little known facts, and share client stories of success using this amazing benefit. Whether you’ve used your VA home loan benefit before or not...

Let the arguments begin! (or continue?...🤔) The never-ending battle between supply and demand is ever present in mortgage and real estate. San Diego is doing fairly well with their ADU program, but not everyone’s convinced. While a vast number ...

Today we celebrate our 100th episode. Thank you for being alongside us in this journey. We are encouraged hearing your stories of success in real estate and mortgage. We’re also announcing the launch of our case study series, where Brian and Wi...

January was WILD for a lot of reasons, so what does the rest of 2025 have in store? The evolution of AI is applying pressure in a lot of industries, and real estate is no exception. There’s plenty of debate about home prices, mortgage rates, po...

Richard boasts a robust career in real estate, holding a license for over 19 years and serving as a founding partner and broker at 33 Property Management. His commitment to excellence is underscored by his achievement of a Certified Property Ma...

The jury is out on whether or not all the executive orders and demands from the new president will actually help housing in the short run and the long run. Housing agencies and even developers are chiming in on their stance while the interest r...

The out-of-control fires in Los Angeles have led to a laundry list of problems that reach well beyond the personal losses homeowners are dealing with. While economic uncertainty may be helping the interest rate market in the weeks to come, ther...

2025 is already off to a dramatic start. From the firestorms in Los Angeles to the deepening of the insurance problems California homeowners are bound to face. Headwinds in mortgage & real estate are already putting pressure on all fronts o...

Merry Christmas and Happy New Year. Thanks for joining us for the final episode of 2024. The Fed’s rate cut may be a “gift” - only time will tell which parts of the economy will benefit from their latest decision.  Numerous parts of the ho...

Everyone is wondering what housing will look like in 2025. Will this be the year that the “old normal” returns?

There’s no easy way to summarize all the data and information that’s swiftly changing in real estate and mortgage. From home sales and demand showing signs of life, to doubt that we will actually build enough housing to absorb buyer appetite….w...