Mortgage Heroes's Podcast
"The Mortgage Heroes Podcast". Each week Memo, Brian and Andy will break down the latest in real estate & mortgage, dive into the details of what's going on in the markets, and talk about how you can WIN in real estate and mortgage!
Episodes
206 episodes
The Biggest Mistake Homebuyers Are Making Right Now
Everyone is waiting for interest rates to drop…But what if that’s the biggest mistake you can make?In this episode of Mortgage Heroes, we break down why trying to time the market is actually costing buyers MORE mon...
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Season 1
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Episode 145
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19:28
Winning in Today’s San Diego Real Estate Market | Strategies for Buyers, Sellers & Investors
In this episode of the Mortgage Heroes Podcast, we sit down with Douglas “DJ” Gutierrez — San Diego real estate investor, community member, Marine veteran, husband, and father of three girls — to break down what’s really happening in today’s ho...
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56:15
Why Most People Are Bad at Communication (And Don’t Even Know It) | NLP Coach Kody G
Communication is the most important skill in business, relationships, and leadership — yet almost nobody is actually trained to do it well.In this episode of Friends of Mortgage Heroes, Andy sits down with NLP coach and communication st...
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40:55
Buy Now or Wait? ADUs, Falling Rates & San Diego’s 2026 Housing Shift
Is it finally time to make a move?In this episode of Mortgage Heroes Weekly, Andy and Brian break down three of the biggest topics dominating San Diego real estate right now:🏠 Multi-generational homes & ADUs (Accessory Dwell...
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Season 1
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Episode 144
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36:31
What happens when a 23-year Special Operations veteran leaves the military…and loses his identity?
What happens when a 23-year Special Operations veteran leaves the military… and loses his identity? In this powerful episode of Friends of Mortgage Heroes, we sit down with Shannon Daniel, founder of Tribe Cold Plunge, to talk about:- T...
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1:06:38
Are ARMs Smart Again in 2026? How to Use Adjustable Rate Mortgages Strategically
Are Adjustable Rate Mortgages (ARMs) making a comeback… and should you actually consider one?In this episode of the Mortgage Heroes Podcast, Andy and Brian break down:✔️ When an ARM makes sense (and when it absolutely doesn’t)...
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Season 1
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Episode 143
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39:57
5 Moves You Must Make to Buy a Home in 2026 (Even With Limited Savings!)
In this episode of the Mortgage Heroes Podcast, Andy and Brian dive deep into the 5 key areas every future homebuyer must address to successfully purchase a home in 2026 — even in today’s challenging housing market.From credit...
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Season 1
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Episode 142
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36:37
From Service to Homeownership: VA Loan Truths & Military Housing Strategy for 2026
In this episode of the Mortgage Heroes Podcast, we're joined by retired Command Master Chief and real estate expert Lloyd Stanford from Big Block Realty to tackle one of the most important topics facing service members today: how to navigate mi...
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Season 1
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Episode 141
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45:48
Saving Lives Beyond the Uniform | Zero8Hundred's Mission for Veterans & Families
In this powerful and heartfelt episode of Friends of Mortgage Heroes, we sit down with Talia Gaytán and Ashley Camac of Zero8Hundred, a nonprofit deeply committed to helping active duty service members, veterans, and their families tra...
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Season 1
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51:39
🎯 Should You Refinance Now or Wait?
Refinancing your home can be tricky—especially when interest rates are falling. In this episode of Mortgage Heroes, Andy, Memo, and Brian dive deep into why timing your refinance may be even more important than the rate itself. We break ...
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Season 1
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Episode 140
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26:59
How to Use DSCR Loans to Build Wealth in Real Estate (Even in a High-Rate Market)
In this episode of the Mortgage Heroes podcast, we break down one of the most misunderstood yet powerful tools in the real estate investor's toolkit: DSCR loans (Debt Service Coverage Ratio). Whether you're a seasoned investor or just discoveri...
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Season 1
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Episode 139
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43:16
🏡 Mortgage Rates Are Dropping Fast! Why 2026 Could Be Your Best Year to Buy a Home
In our first Mortgage Heroes Weekly episode of 2026, Andy and Brian break down the massive $200 BILLION move by Fannie Mae and Freddie Mac to buy mortgage-backed securities — a move designed to lower mortgage rates and jumpstart homebuyer activ...
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Season 1
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Episode 138
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27:40
💥 How Roxy Kelemen Became a Title Legend: 30 Years of Grit, Grace & Real Talk 💥
In this powerhouse episode of Friends of Mortgage Heroes, we sit down with the unstoppable Roxy Kelemen of Ticor Title — a San Diego icon who's been dominating the title industry for nearly three decades. From crying in her car after a brutal f...
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1:13:08
From Realtor to 20K+ Followers: How Danny Quesada Built San Diego’s Most Trusted Local Brand
🔥 In this episode of Friends of Mortgage Heroes, we sit down with San Diego local influencer, real estate pro, and content strategist Danny Quesada — better known online as @SanDiegoCALiving — for an in-depth conversation about how he transiti...
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1:00:40
💔 Veteran Suicide Awareness: A Candid Conversation with Zero8Hundred CEO Ashley Camac
❤️ Filmed in memory of Xavier Zamarron “The Cowboy Hat Guy” 🤠This urgent and heartfelt episode of Friends of Mortgage Heroes addresses a difficult but crucial topic: veteran suicide prevention. Following the tragic loss of our friend Xa...
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44:16
Portable Mortgages: The Bold New Idea That Could Change Real Estate Forever, or Not…
In this week’s episode of the Mortgage Heroes Podcast, Andy and Memo break down the latest buzz in the housing and mortgage world: Portable Mortgages. 🏡📦Could this proposed mortgage innovation unlock mobility and help fix the housin...
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Season 1
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Episode 137
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22:45
From Dream to Destination: How Erick Espinosa Built O2 Resort in Mexico’s Wine Country
From Dream to Destination: How Erick Espinosa Built O2 Resort in Mexico’s Wine CountryWhat does it take to turn a dream into a destination?In this inspiring episode, we sit down with Erick Espinosa, the visionary founder of O2 Res...
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1:26:39
Underwater Mortgages & 50-Year Loans?! The Truth About These Alarming Housing Trends
This week on Mortgage Heroes Weekly, we tackle two of the most controversial and timely topics in real estate today: the rise in underwater mortgages and the proposal of a 50-year mortgage as a solution to affordability issues.💥...
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Season 1
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Episode 136
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32:02
💡From Memory to Millions: Exit Strategy Secrets for Business Owners | w/ Jeffrey Czajka
What if the key to your business success AND your exit strategy was hidden in your memory? In this episode of Friends of Mortgage Heroes, we welcome back Jeffrey Czajka — founder of Advisor Growth Solutions and a Certified Exit Planning Advisor...
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43:22
📉 Mortgage Rates, Lock-In Effect & 2025 Housing Market Moves
In this episode of the Mortgage Heroes Podcast, Brian and Will dive deep into two of the hottest topics affecting real estate and homeownership today:✅ Mortgage Rates Tick Up (Again):We break down what recent rate increases mean for...
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Season 1
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Episode 135
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28:44
📉 Are Mortgage Rates REALLY Dropping? What Homebuyers Need to Know Before 2026! 🏠
In this week’s episode of the Mortgage Heroes Weekly Podcast, Andy and Brian break down two major trends shaking up the housing market: lower mortgage rates and a surprising surge in existing home sales to a seven-month high.<...
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Season 1
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Episode 134
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25:52
The Untold Story of USS Indianapolis — Why Hollywood Keeps Getting It Wrong | Sara Vladic Interview
What really happened to the USS Indianapolis? 🎙️ In this unforgettable episode of Friends of Mortgage Heroes, Andy sits down with long-time friend, author, filmmaker, and historian Sara Vladic, co-author of Indianapolis and director of the accl...
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1:17:24
💥 250,000 Doors Knocked 1,000+ Salespeople Trained: Ashton Buswell on Faith, Family & Sales Mastery
In this powerhouse episode of Friends of Mortgage Heroes, we sit down with Ashton Buswell, VP of Sales Acceleration at Legacy Power — a man whose legendary door-to-door journey has seen him knock over 250,000 doors, train more than 1,000 salesp...
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1:03:44
📉 Are Mortgage Rates Stuck Above 6% Until 2028?! | What the Experts Are Getting WRONG
This week on the Mortgage Heroes Podcast, we dive into TWO red-hot topics shaking up the housing market: mortgage rates and credit requirements! 🔥💥 First up: A new article claims mortgage rates won’t dip below 6% until 2028 — but we’re ...
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Season 1
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Episode 133
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5:30
📉 Rates Dip, Foreclosures Rise: What This Means for Buyers, Sellers & Investors
Mortgage rates are dipping — but is that enough to offset the growing wave of foreclosures? In this week's episode of the Mortgage Heroes Podcast, Andy, Brian, and Will dive into the latest housing market trends, including rising foreclosure ac...
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Season 1
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Episode 132
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31:25