Mortgage Heroes's Podcast
"The Mortgage Heroes Podcast". Each week Memo, Brian and Andy will break down the latest in real estate & mortgage, dive into the details of what's going on in the markets, and talk about how you can WIN in real estate and mortgage!
Mortgage Heroes's Podcast
🎯 Should You Refinance Now or Wait?
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Refinancing your home can be tricky—especially when interest rates are falling. In this episode of Mortgage Heroes, Andy, Memo, and Brian dive deep into why timing your refinance may be even more important than the rate itself. We break down key strategies to help you make smart, informed choices when the market is shifting.
We cover:
✅ Why waiting for the “perfect” rate can backfire
âś… How to avoid analysis paralysis and act with confidence
âś… What the 210-day refinance rule means for VA and FHA loans
âś… Creative refinance strategies like cash-out and interest-only options
âś… Real-life examples of homeowners using equity to build ADUs
✅ Why preparation—not perfection—is your refinance superpower
✅ Who should refinance now—and who shouldn’t
If you’ve ever asked, “Should I refinance now or wait for rates to drop more?” this is the episode for you.
📌 BONUS: Learn how real families are turning home equity into powerful financial tools—even in a slow market.
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