Ep877 Money and Energy

We all know about budgeting our money and scheduling our calendar. But if you are managing your capital while completely bankrupting your energy, you’re still losing the game. True productivity isn't just about managing logistics—it's about maximizing alignment.

In this episode, we pull back the curtain on high-level project management frameworks and translate them into a blueprint for personal transformation. We break down the exact strategies used by elite operators to align the four core currencies of execution: Time, Energy, Resources, and Budget.

If you are currently balancing a demanding daily schedule while trying to build your exit plan or scale your next big venture, this episode is your operational playbook.

Transcript

SPEAKER_00 0:01

Yo, it's your main man Rahim Ra CL man back with another weekly lesson. Today we're gonna get back into what? Planning. Today we're gonna get back into being strategic. You feel me? Like every single day you make a choice to invest your most valuable assets, which is your what? Your time and your money. But without a with without a strategic plan for allocation, you essentially are throwing darts in the dark. You feel me? Shit just is not finna hit. You feel me? Today we're gonna script away the complex corporate jargon and look at the raw discipline and resource management. You feel me? I'm gonna show you how to audit your current setup, prioritize your high impact task, and allocate your budget so every dollar and every single hour works for you. You feel me? Not against you. So if you're ready to get yourself optimized, man, let's dive right into it, man. Like let's get right into it. Like this is not gonna be a long one, you feel me? Because I'm going over it in increments on purpose. You feel me? I'm making these subjects and these topics longer on purpose so you can get all see the whole sandwich, the bread, the lettuce, the tomato, you feel me? That you want to see everything on there. You just don't want to smash it down, all right? So I'm just gonna put this on your brain piece by piece, right? And today, man, we're finna get right into it, man. And the first thing is, man, you want the you want your allocation framework. You feel me? Like your allocation is basically saying, okay, where's this finna go? You feel me? Well, where am I finna allocate this at? You feel me? Where am I finna put this thing that I know is finna put me in a better place? You feel me? Where am I finna put my time and my money? You feel me? Like, where is that finna go? Because once I know this, guess what? I can operate differently. You feel me? And let's go to phase one, man. Phase one is the resource and budget audit. You feel me? Plugging in the leaks. You feel me? Because everybody got leaks, everybody got something to just letting the money leak. You feel me? You don't allow no money to just go slowly, you feel me? Because you're not seeing your feeling. So before you can allocate anything effectively, you have to know where the bleeding is happening. You feel me? Most businesses and creators aren't short on resources, they are they are just leaking them. You dig like you letting the resources go by your time, your energy, your money, just putting it in the wrong place. So the framework 80/slash 20 time and cash audit. The concept 80% of your outputs, revenue, and growth comes from 20% of your inputs, tax, and expenses. Conversely, 80% of your scripts and waste cash comes from low over low impact overhead in administration blow. How to explain it on camera? So we have to stop guessing where the money and time went. You need to run a ruthless seven-day audit. Document every dollar spent in every hour in every hour your time locks. Group them into two categories: production access, things that directly drive growth and revenue, and drain variables, tax or subscription that keep lights on but add no for momentum. If software to a manual process and isn't effectively buying back your time or generating revenue, it's time to cut back on it. So you can use this method with anything in life. You feel me? Y'all heard what they just said, right? Like production access. Like, what am I doing that's productive? Okay, I'm going to work. Okay, I'm reading. Okay, I'm writing. You feel me? Okay, and the next thing you want to do is what the drain verbals. Okay, what is draining my energy? You feel me? Okay, I'm I'm using drugs. Okay, I'm um I'm misusing my uh my money. You feel me? Like, once you see, okay, I'm I'm misusing it this way, and I'm using it good this way, okay. Let me take some of these verbals out. You feel me? This is gonna help me add to let me take them out or what lessen the most it's possible, right? So once I do that now, okay, I see where I'm going wrong with. You feel me? I could I really did a seven-day audit. Like he says a seven-day audit. We're gonna look at this this day by day, write everything down in the book, right? So you know me. You can go get one of these, like this is a greater, right? This is my money tablet, this is my money binder, right? So I go in this, I see what I spent, and I haven't been on my average where I'm watching my five dollars expenses, you feel my six dollar expenses. So now I'm to the point where okay, let me audit all of you feel me. Like I'm now I even get stressed over spending four or five dollars, you feel me? Because I don't want nothing to go. You feel me? I want everything to stay in to I'm allocating it to the right place. You feel me? Like this all it's all about allocation. Like, where is it going? You feel me? Like putting it in pencil when you haven't done it yet, but putting it in pencil so when you do put it, when you do get done with it, you erase it and you put it in the pen, right? So that just keeps you from not knowing it's finna uh just blindly hitting your, you know, you already knew it's gonna come out. You feel me? You already got the money in there, right? And let's get to phase two, right? This is the bullet, the budget allocation. The pay your growth first system. Once the leaks are plugged, you need to rigid system for the cash that remains. Instead of managing a budget defensively, just trying to survive bills, use offensive allocation, okay? Okay, I like this type of talk, right? The framework 50 30-20 rule for the business slash content assets. 50% of the core operation, the absolute bare minimum required to keep the engine running at the level of essential team members, vital source um software and necessary overhead, right? 30% the leverage and growth. This is the offense. You allocate 30% to things that scale your output and paying for the high-level skill tasks like an input editor or a um specialized contractor, marketing and upgrading infrastructure that directly increases speed, right? And 20 20% margin slash opportunity fund cash that allocates to do nothing except sit there. This prevents burnout because it removes the essential panic of when a client drops or unexpected expenses hit. It gives you the breathing room to make the strategic, unhurried decisions, right? So once you know, like, okay, I I can go ahead and get this out of the way. You feel me? I can um let me allocate this. You feel me? Like, I got to the point, I just unlocked this and I save my goals for the week. What is my saving goals for the week? What is my spending goals for the week, and what is my investing goals for the week? You feel me? Like, set your shit up like that. You feel me? Like, have your money goals so you can have somewhere so we you can have somewhere to go. You feel me? Because if you got nowhere for it to go, it's going to the it's going to the store. You feel me? It's it's it's going to where it's gonna post to go to. In the day, ma'am, you know the cherries, you know. I'm eating this every day. I know I have to make consistently showing y'all this, but this is every day. If I'm gonna try to eat my best to eat something fibrous, you feel me? Keep my body good and you know clean. All right. Let's go to phase three, right? It's your time and energy, and your team and energy allocation. Come out the output without burnout. Managing human capital or your own energy is if you're a solo operator, is where the scaling plan fails. People are not machines, you cannot allocate them at 100% capacity indefinitely. The framework. 70% rule the one that's critical metrics. The concept never schedule your team or or yourself to 100% capacity. If a team member calendar is book solid for 40 hours a week with the execution, any sudden pivot, mistakes, or urgent tasks pushes them into overtime and cognitive fatigue. How to explain it? If you look at your team schedule and it's packed wall to wall, you are driving a car with a with the um RPM constantly in the red, it will break down instead of allocation of 70% of their time to the um core execution. You leave 30% buffer time for deep focus and creative problem solving or absorbing the unexpected friction. You feel me? So it's saying, like, man, you know, okay, what do I need to be doing? I don't need to put all my time into this, you feel me? So let me put such and such time into this. You feel me? Let me put this many times to this. So you allocating your time and your what? Energy. This all you know evolves around you planning. You feel me? Like, where's my money going and where's my energy going? You feel me? Because these two I can, you know, just keep constantly getting back. You feel me? Especially if I'm just so used to losing my energy. Running, going working all week, getting out of work, having no energy, spending all my money, doing it again. Like it it's it's it's it's like a um redundant process. So we gotta see how we can get this thing into a nutrient in a uh nurturing spot, right? So man, that's it for this part, man. So have those buffers, man. Have those allocations, have those things that can just make your cues better, right? Let me make sure I'm not missing nothing, right? Okay, the mm-hmm. Okay, yeah, that's everything, right? So this this is for this segment, man. And I made it as long as I can, and I broke it down as long as I can. But the main, if you don't get nothing out this video, get the what? The energy and your money. Know where they're going. You feel me? You got 168 hours in the week. Where's all of my energy going? You feel me? You got you if you got a job and you know how much you're finna get paid, okay? You got this much coming in, okay. How much is staying with me? How much is for bills, you feel me? And how much is going getting invested? You feel me? So let me put that in my mind. Let me put that on my brain, man. I hope this video got in some type of way, man. I hope this put it on y'all's brain because everything I'm putting on y'all, I'm trying to put it on myself too. You feel me? I'm not the most disciplined person. I'm I'm I'm I'm not the person that I know I should be. You feel me? But I know I keep trying. You feel me? The more I keep trying to be this person that I'm trying to be, the better I'm gonna get at being this person that I'm trying to be. You feel me? So that's how you gotta look at it. You feel me? So I will be the person that I want to be. You feel me? I will be the person that I want to be. It's a um, it's something I got in here, but it's hardly in the kitchen or in my car. But I got like a quote, say, I will be who I am, something like that. But you know, you're gonna be who you're trying to be. You feel me? You keep trying to be broke, you're gonna be broke. You keep trying to be rich, you're gonna be rich. You keep trying to be mediocre, you're gonna be meanless. You keep trying to be a follower, you're gonna be a follower. You keep trying to be a party person, you're gonna be a party person. You keep trying to do nothing, you're gonna be nothing. And it's that simple, man. So once we know what we're growing and we know what we're doing in life, man, we're gonna keep on doing it. We're gonna keep on shining, we're gonna keep on not what whining, man. You feel me? Because complaining, that's the quickest way to catch you a plane to nowhere. You feel me? So this video helps y'all, man. Y'all like, comment, and subscribe, man. I'm finna get on y'all SMO in the next vid, man. Nothing but planning and talking about how to plan this shit up. So how I'm gonna make the best plan to be the man, man. Let's go, man.