Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.
If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.
Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
179. The Skill of Having Money: Why You Keep Spending Your Savings
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If you’ve ever saved money, watched your account start to grow… and then suddenly found yourself spending it on things that felt completely justified, this episode is for you.
We’re talking about a skill most women were never taught: the skill of actually having money.
Not just making money.
Not just spending money.
But letting money stay in your life long enough to become savings, security, peace, investing, and wealth.
This episode breaks down why so many women who make good money still struggle to keep it, and why money can seem to disappear just as quickly as it comes in.
We’ll get into:
- Why saving money can feel surprisingly uncomfortable.
- The real reason your brain starts finding places for money to go once it starts accumulating.
- How overspending quietly keeps wealth from building over time.
- Why more income does not automatically create financial security or peace of mind.
- The mindset shift that helps you build wealth without feeling deprived.
If you’ve ever:
transferred money into savings… only to spend it shortly after…
used bonuses for “important” purchases that kept delaying your financial goals…
or felt like your income has increased but your peace has not…
this episode will help you understand what’s actually happening underneath those patterns.
Because this isn’t about being irresponsible.
And it’s not about never spending money.
It’s about expanding your capacity to actually have money instead of immediately turning it into something else.
And once you learn that skill, your income can finally start becoming what you actually want it to become:
peace of mind, savings, debt freedom, investing, options, and long-term wealth.
If you’re realizing this is the exact pattern you’ve been stuck in, this is the kind of work we do inside money coaching.
Ready for support?
If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.