Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.
If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.
Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Episodes
178 episodes
177. Why Building Wealth Feels So Hard (Even Though It’s Actually Simple)
If you’ve ever felt like building wealth is complicated, overwhelming, or something everyone else understands except you… this episode is for you.We’re talking about why wealth building is actually much simpler than most people make it o...
176. Why You Make Good Money But Still Don’t Feel Wealthy
If you make good money but still feel like you should be further along financially, this episode is for you.We’re talking about what it really means to be a high earner, not rich yet, and why your income isn’t translating into actual wea...
175. Why You Pay Off Debt and End Up Right Back in It
If you’ve ever paid off debt, felt relieved for a moment… and then found yourself right back in it, this episode is for you.We’re talking about why getting out of debt isn’t actually the hard part, staying out is. And why the way you pay...
174. How to Start Real Estate Investing with Scott Carson
In this episode of Becoming the Wealthy You, I am joined by a true powerhouse in the real estate world, Scott Carson. Scott brings over 20 years of experience to the table, specifically in the niche of distressed properties and mo...
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173. Why You Keep Overspending (The #1 Wealth Stealer)
If you’ve ever found yourself spending money out of boredom, stress, or just because you felt like it… and then later wondering where your money went, this episode is for you.We’re breaking down what’s really going on when you keep overs...
172. How Social Media & Convenience Are Driving Your Overspending (The Social Spender & Convenience Spender)
If you’ve ever found yourself spending money because everyone around you is… or because it just feels easier in the moment, this episode is for you.We’re talking about two sneaky spending patterns that don’t always look like a problem at...
171. How People Pleasing and Burnout Lead to Overspending (The Over-Giver)
If you’ve ever found yourself spending money on other people… and then feeling a little stretched, depleted, or even resentful afterward, this episode is for you.We’re talking about a type of overspending that doesn’t always look like a ...
170. Why You Overspend When Life Is Going Well (The Experience Enhancer & Rewarder)
If you’ve ever found yourself spending more money when life is going well… this episode is for you.We’re talking about a different side of overspending. Not the kind that happens when you’re stressed or overwhelmed, but the kind that sho...
169. Why You Overspend When You’re Bored or Stressed (The Boredom Buyer & Relief Seeker)
If you’ve ever found yourself spending money when you’re bored… or buying something just to take the edge off a stressful day, this episode is for you.We’re talking about two of the most common overspending patterns: the Boredom Buyer an...
168. The 7 Hidden Overspending Patterns That Keep High Earners From Building Wealth
If you make good money but still feel like you should be further along… this episode is for you.We’re talking about the real reason your income isn’t turning into wealth, and it’s probably not what you think.This isn’t about budge...
166. Retirement Isn't Just About Money | Why You Must Invest in Your Health & Wealth Now with Janice Saunders
Janice Saunders is a Bronx native, life coach, author, and the creator of the Seasonal Sisters Universe. She helps women cut through overwhelming health information and turn it into practical, sustainable habits they can actually maintain. Blen...
165. Why You Keep Overspending and Falling Back Into Credit Card Debt (Even With a Good Income)
164. Reactive vs. Proactive Money Management | Why You Still Feel Behind (Even With a Good Income)
160. Financial Anxiety is Real - And Extreme Frugality Isn't the Fix with Nicole Stanley
Nicole Stanley is owner and head money coach at Arise Financial Coaching. Her mission? Shame-free, accessible financial education that empowers women. As a Latina entrepreneur and personal finance expert, Nicole paid off significant debt and gr...
159. Fell Off Your Money Goals? Here’s How to Get Back on Track with Allison Baggerly
In this episode, Allison and I talk about why people fall off financial goals, how to reset without starting over, and simple money strategies that actually stick.Grab Our Free Resources:
157. Why New Year’s Resolutions Fail - And What People Who Succeed Do Differently with Money