Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.
If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.
Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
182. Why You Keep Waiting Until You Feel Motivated to Fix Your Money
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If you started the year with big financial goals but now realize you’ve barely thought about them in months, this episode is for you.
Maybe you said this was the year you were going to save more money, stop overspending, pay off credit card debt, or finally get serious about building wealth.
And maybe you meant it.
But now we’re about halfway through the year, and you may be wondering how you got off track again.
In this episode, we’re talking about why so many women wait until they feel motivated to fix their money, and why that pattern may be keeping them stuck longer than they realize.
We’ll get into:
- Why the halfway point of the year can bring up so much frustration.
- How fresh start energy can help you, but also work against you.
- Why waiting to feel ready may be costing you more than you think.
- The pattern that keeps turning one money mishap into months of avoidance.
- What needs to shift if you want to stop starting over financially.
If you’ve ever thought:
“I’ll start again Monday.”
“I’ll get back on track next month.”
“I’ll deal with this after things settle down.”
Or:
“I just need to feel motivated again.”
This episode will help you see what may actually be happening underneath that delay.
Because getting back on track financially may not require the perfect date, the perfect mood, or the perfect plan.
It may require something much simpler.
Ready for support?
If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.