TDJ Equity Funding Insiders Podcast
TDJ Equity Funding Insiders Podcast
Welcome to the TDJ Equity Funding Insiders Podcast — where business owners and real estate investors get the real scoop on securing capital and scaling with confidence.
Hosted by TDJ Equity Funding, we go beyond the surface to uncover the funding strategies banks won’t tell you, break down real-life lending scenarios, and bring in industry insiders who know how to move money and make things happen. Whether you're growing a business, flipping properties, or trying to navigate today's tough lending environment, this podcast is your financial power tool.
We also feature episodes from our powerful Giving Power to the Business Owner (GPBO) series — an unfiltered, educational series where experts share game-changing insight on business, money mindset, franchise ownership, commercial lending, and more. If you’ve been looking for a resource that mixes real funding talk with real results — you’ve found it.
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TDJ Equity Funding Insiders Podcast
#27 Unlocking Hidden Tax Benefits with Cost Segregation with Surit Patel
Imagine unlocking thousands of dollars in tax savings and improved cash flow from your commercial property while positioning yourself for better loan terms. That's exactly what cost segregation can do, yet most small business owners have never heard of this powerful financial strategy.
In this eye-opening episode of TDJ Equity Funding Insiders Podcast, host Jacqueline Jackson welcomes Sarit Patel from Sahan Consulting to demystify the process that wealthy investors have been using for decades to maximize their returns. Patel, drawing from his experience as both a hotel owner and tax strategist, breaks down how properly categorizing building components into different depreciation schedules can create substantial tax benefits while simultaneously improving your financial position with lenders.
The conversation reveals how the Tax Cuts and Jobs Act of 2017 supercharged this strategy through bonus depreciation, allowing property owners to potentially write off hundreds of thousands of dollars in the first year of ownership. But this isn't just about tax savings – it's about strategic financial positioning. As Jackson points out, showing minimal profits on tax returns might reduce your tax bill, but it can devastate your chances of securing business financing. Cost segregation offers the best of both worlds: legitimate tax savings that actually improve your loan worthiness.
What makes this episode particularly valuable is the practical advice for implementation. Patel explains the different approaches to cost segregation studies, from DIY methods to comprehensive engineering-based assessments, and shares real-world examples of how business owners used this strategy to survive economic downturns by converting tax savings into operational cash flow. He also addresses common misconceptions, explaining how cost segregation specialists work collaboratively with CPAs rather than competing with them.
Whether you're a seasoned property investor or a small business owner who recently purchased your first commercial building, this episode delivers actionable insights that could transform your financial strategy. Connect with Sarit Patel through the TDJ Equity Funding website or directly at www.sahanconsulting.com to discover how cost segregation might benefit your specific situation.
If you need assistance in obtaining funding, email us at podcast@tdjequityfundinginsiders.net. Tell what the scope of funding is needed and the amount. A broker will contact you to discuss your funding needs. And remember, at TDJ Equity Funding, we do not force your funding needs into a lender's box but find a lender's box that fits you!
Ready to get the inside scoop on equity funding? Tune in to TDJ Equity Funding Insiders Podcast for an in-depth look at what it takes to access financial capital and maximize your investments. Hear from experienced professionals, including bankers, underwriters, loan officers and industry experts, as they share their unfiltered stories and valuable lessons on securing funds.
Speaker 2:Okay, we want to thank you all for joining us today on Giving Power to the Business Owners Series by TDJ Equity Funding, located in Frisco, texas. I'm your host and loan broker, jacqueline Jackson, and today at TDJ we try to have a series of where we can teach you guys some things that would help make the loan process a little bit better. These are designed to equip the business owner with the knowledge and tools you need to navigate the loan process, the approval process, with confidence. So what we've done is get complimentary industries that can add to you getting a loan for your business. But with this one it's so special is because people don't realize that it's not about your credit per se or your business credit. It's more important the cash flow, and cash flow is what we're talking about with people to understand.
Speaker 2:So what we're bringing today our topic is, I guess, on cost segregation strategies with Sarit Patel and he's with Sahan Consulting that's located here in DFW, and so what Mr Patel brings to us, he brings a background where he's worked with inventory control in the big box stores. He's worked with them and then he also has his own consulting company and this is why he's with us now, but before that he actually owned hotels, motels, and in the process of doing a motel, he saw how advantage that was based on what he learned to the fact that he started helping other people. So we are really, really blessed to have him with us today and for him to give us some insight. So, so insight. So let's start with Mr Patel. I want to welcome you to our show.
Speaker 3:Thanks, Jackie. Thanks for having me on. I appreciate the opportunity.
Speaker 2:So we're going to start this off with the thing that a lot of people want to understand what is cost segregation? If you could start explaining it to us and how that works.
Speaker 3:Sure Cost segregation studies offer a commercial property owner or an investor the ability to utilize the assets under the current ownership by leveraging accelerated depreciation within the building. That's in order to increase the depreciation expense right on the tax return. This can be accomplished in the first year ownership. Most likely is through bonus depreciation through the Tax Care and Jobs Act tax return. This can be accomplished in the first year ownership. Most likely it's through bonus depreciation through the Tax Care and Jobs Act of 2017. The idea was, by the federal government, to allow you to defer the federal and state taxes to get more cash flow today and get your money today. Because what do you think happens when the property owner sees a huge tax refund? They're going to be liquid and they're going to have cash flow for another loan.
Speaker 2:Exactly and on this side that we're talking at, on the cash flow side that he's mentioning is that when it comes to you doing your applying for a loan, you have to show that you can afford the loan. That's what people don't understand. You have to show that you can afford the loan. That's what people understand. You have to show that you can afford the payment and sometimes what happens when you do your expenses and your taxes and everything, sometimes your cashflow doesn't look as well. And this is where the cost segregation can come in. For those that, if I'm correct now correct me if I'm wrong that you're a business owner and you own property and inventory, Are we correct?
Speaker 3:That's what we're talking about, right? That's correct. It has to be an income generating property it could be a multifamily, it could be a residential, but if you're collecting rent or you are drawing income or using that building and its assets to make income, it can be done.
Speaker 2:Okay, and that means like, if you are owner, occupied right For it's a commercial building, so if I'm a cleaners and I own my own business and I own that building, then I need to be doing cost segregation. Is that what you're saying?
Speaker 3:Yeah, you, you would recommend you do cost segregation.
Speaker 2:Okay, how would that work for the cleaners? What would we do when we do cost segregation? Give us some ideas, some examples.
Speaker 3:So the cleaners, or any building for that matter, they allow you to. The IRS allows you to separate or segregate the cost of the assets into different lifespans. So the useful life of a fixture, a plumbing fixture, a lighting fixture, is going to be five years typically, versus the parking lot or the land that it's on or that has been renovated. That can be 15 or even versus even the building itself, which is in 27 and a half or 39 year property.
Speaker 2:Exactly. So I guess what I have is I have a picture I think you and I had talked about it that I did want to show everyone and get a more of an understanding. If that's OK with you, we want to kind of show them something where you can kind of explain a little bit more. So let's find that here we go and let's share it for everybody. So if you could, can you all see that? Can you see it as well?
Speaker 3:It's a little small.
Speaker 2:Oh, let me see, I make it bigger. Does that help?
Speaker 3:That made it smaller.
Speaker 2:Made it smaller, wow, okay, hold on, let's see if we can do that. Maybe we should put that in print, but anyway, hopefully let's go through and try to explain this to everybody of what that actually looks like. Okay, so hopefully you can see some of this, if you can. If not, I can go through it If you can. If not, I can go through it. Right here he's showing a study where, without a cost segregation study, you're looking at, like you said, a building, right, and you look at the depreciation is twenty seven point five years. Roughly seventy five thousand a year is all you can probably get off that property without cost segregation, right?
Speaker 3:So for each year of the twenty seven and a half years, yes, Right For that.
Speaker 2:So now can you see the segregation? I want you to explain this to everybody how, with segregation, segregation, how that worked. Can you see that when you go through?
Speaker 3:Yes, OK, so what you do is the building or the property itself is split into two different ways. Just like Jackie mentioned a building, a certain percentage of building and the rest of it's an asset is typically about 20% plus or minus a few. So what the cost segregation study does, it splits up the building portions of it into the individual class lives. So the building, obviously in the 27 and a half years. And then you have personal property. It can be sinks, it could be flooring, it could be anything in those realms. So five, seven or 15 year properties, and the IRS dictates what the class lives are. So you don't have to think about it, it's already in the books. And then you have land improvements, many landscaping, things like that. Those are typically in the 15 year property land. And then you have obviously the land.
Speaker 2:Right, that's on it. So now this also works for and I think you and I had talked about it If you're a real estate investor and you have property, right, so can we do the cost segregation based on our real estate deals that we have, that we have in our portfolio as well, can we? Do that Okay.
Speaker 3:Yeah, you can. So what you, what you do is you, the investor, can then just take that, take that asset upon closing. You then just try to do a cost segregation study, hopefully the first year. That's when you're going to actually make the most money off of it and you're going to be able to put that into your books and into the tax return for that year.
Speaker 2:Exactly, and so on our side, as a loan broker, we deal with business loans. Just so you guys can understand how this can really really help you. I know everybody's used to the profit and loss. You know that you showed that I made this much money and this is how much everything costs. This is what I'm left with. Well, that's how we look at it from the business side on the, I guess, on the other side but behind the scenes, what they're looking at is. They're looking at seeing is his.
Speaker 2:Do you have your benefits? I guess more like what you're saying Do you see where you're saving on depreciation? Because sometimes people believe and you can help me with this too that if I showed it I didn't make any money, I won't owe anything for IRS. Well, the problem is, if you show you're not making any money, you won't make any. You won't get a loan either. So this is where you can go and do the segregation. Have that done? Now, that's what we're going to talk about. Who does this to help us to do this? Because we do, like I said, we can't get this done and it would help on the cash flow, but how would you help us to get? This is what I'm saying. What would happen?
Speaker 3:So what ends up happening? The idea is it's just like in your personal tax return. You want to lower your adjusted gross income to as low as possible so that you don't owe the government too many taxes. Just having said that, when you purchase a property, you want to lower the amount of income you have and cost segregation allows you to inflate the depreciation expense line on the tax return to make that depreciation expense larger.
Speaker 3:A lot of times it could go negative, but that negativity allows you to get more cash because it's showing the IRS that you're not only a functional business but also knows that you're taking advantage of tax strategies such as this to get yourself up and running so that the following year, when you have that tax return come back as a good refund, you can then go to get a loan and it shows on the cash flow. So if I'm not mistaken, jackie, when you look when someone an investor applies for a loan, they're not looking at the tax return for a loan. They're not looking at the tax return, they're looking at various other things. You guys are looking at various other things to allow for that loan to be happening.
Speaker 2:Exactly, and one of that.
Speaker 2:Let me say that you made a good point, and one of that is that they are looking at necessarily of how you that depreciation is done, because sometimes, like you said, you can depreciate down to zero for the IRS but in cost segregation, when you depreciate and use that, the underwriters see that as if it is more of a cash flow value you've actually just put in and they can put that cash flow amount, that amount that you segregate, they can put it back in as part of your cash flow, but yet you still can get the deal we try to do I guess, ancient discount, but the lower taxes with IRS at the same time.
Speaker 2:That's why cost segregation is so important to business owner, because what we do is nobody touches it, nobody does anything with cost segregation. We just file our taxes and move on, unless you have someone that brings it to you to say, hey, this is how you can save on your taxes and in the same time, increase your cash flow. That's what we're trying to talk to everybody. So let's, if you can, talk a little bit again about how the cash flow can happen when they're actually doing their taxes the way you're suggesting.
Speaker 3:So what? And you everybody's heard the phrase of the rich get richer. Well, this is one of the strategies for how the rich are getting richer. It's right there in the IRS, a book.
Speaker 2:It's 700 pages long, it's nothing illegal, we just don't know about it, that's all.
Speaker 3:Yeah, a lot of accountants, some accountants, they're not supposed to know the entire tax law. It's just not happening. So they stay in their bubble, they stay in their few hundred pages and go from there.
Speaker 3:That's what brings in someone like me to say, hey look, I need to be a hundred feet deep and be the specialist for that accountant or that old agent that's doing the taxes. So an example you can just and there's several clients and prospects that I've come across and done an estimate for, but here's a typical example If you have a $2 million office building, we find a way to separate things like the parking lot, office furniture, lighting fixtures, plumbing fixtures, hvac, into the correct lifespans the 5, 7, 15, typically then 27 and a half 39 year properties, based on the building type, and recalculate that amount of depreciation. If you need to fill out tax forms, we can help you do that too, just to get the numbers right, because the name of the game is accuracy. Without the accuracy you don't know what you're getting and you're just ballparking things and guess who's going to come looking for you? It's going to be the IRS, so anyway.
Speaker 3:So the biggest bucket of asset classes that we work with is five-year property. That's typically about five to 20%. I do a ballpark range because every property type is different. So for this particular one, the office building type still about five or 20% of that $2 million value the parking lot of 15 years. It accounts for 5% to 15% depending on how big the parking lot is and how much of that purchase price of it was.
Speaker 3:That can add up to be about $200,000 over the course of the first years first few years of it, and that includes a bonus depreciation which you would get in the first year, depending on the tax year that you're doing the study for. And that's critical for the success of the building and the business, for the investors.
Speaker 2:Exactly so this, again, what we try to do with our giving power to the business owner is like what you said most of us don't even know this type of value is available for us. And you're right, it's a lot of things people assume because CPAs are not saying it. But we assume the CPA can handle all of that your taxes, any advantage and, like you said, there's no way they're going to know all of it. That's why it's important that business owners always charge us first with the knowledge. We have to get this knowledge. We have to do the extra to find out.
Speaker 2:So when you hear stuff you're not familiar with, find out about a research. It may be something that will save you money. We know it does help for you all to know about cost segregation because, he's right, a lot of our clients that's more on the higher end they do this. They do the big companies, the big retail stores the higher end they do this. They do the big companies, the big retail stores, and big they do this stuff. It's the small business owner that's, like I said, the cleaners that owns his business and the parking lot and everything that they don't do. That you know we have.
Speaker 3:So go ahead you have to also pay attention to the fact that how do these people get big? How do they get large? They had to do tax strategies like this yes they had to make. They had to make moves that are like this to make become big right, right.
Speaker 2:So my thing is this if you have a business, you have your account and you own property. Okay in that business, right, if you own property you own personal property, you own a, you own personal property, you own a building you need to talk to a segregation, a cost segregation advisor. That's what I think right, because it's not conflict. If I'm correct, you're not conflicted with CPA, you're just bringing some more value in. So how do you work with the CPAs? On what part do you play with them, getting you and a CPA?
Speaker 3:So I don't just work with CPAs, I work with enrolled agents, any kind of tax advisor it could be yourself. If you do your own taxes and you feel comfortable doing your taxes, bless you first of all. But if you do your own taxes, I can work with you. I'm just an extension. Think of it like when you go to your doctor, your physician, right? Your physician doesn't cover cardiology. They don't cover your skin, they don't cover your guts, your brain, all this stuff. That's what I'm for, that's what a specialist is for and that's what I'm for.
Speaker 3:I'm the guy that helps you to do the taxes for buildings correctly, right. And I don't work with just CPAs. I work with enrolled agents, with yourself, with any kind of anybody that touches and prepares taxes. And you don't even know. There are some people that don't even know. I'll, I'll talk with several, even the CPAs, right, I don't know. Tell me about a cost segregation, help me understand it, and I'll sit down and I'll I'll have a talk with them about. Hey, this is how I can help you and how you can help me.
Speaker 2:OK, so in all, in turn it helps our clients.
Speaker 3:And a big, a big crux is a big hurdle that I come across with with CPAs and enrolled agencies. They don't know how to fill out certain tax forms or they don't want to do it. I said well, hey, I can do it for you.
Speaker 2:Okay.
Speaker 3:We can take care of that for you. We just the idea is we're both on the same team. We're still working for your client.
Speaker 2:Right.
Speaker 3:We're trying to make your time whole, your client whole.
Speaker 2:Okay. So if, if I have a CPA with me with my business, I can have you alone too, whether it's my tax preparer or I'm doing it myself, you business, I can have you alone too, whether it's my tax preparer or I'm doing it myself. You're saying you can still help me with the cost segregation part of it for my time. Okay, absolutely and that's.
Speaker 3:We're in lockstep. We're not enemies.
Speaker 2:I don't want to be your enemy right and it's something that actually adds to because and I know you say that we say enemies just so you guys know the conversation that you and I have, and a lot of people in the industry, is that sometimes people feel that when it comes to money, anything with the finance and the IRS, anything that people are after to get you out, to get you, and that's not what we're doing.
Speaker 2:We're trying to give you some more knowledge of what you can do that can make your business grow, because we know funding makes the business grow. But when you are looking for I'm just saying you're looking for $500,000, but because you couldn't cashflow, they offer you 123. You know what I'm saying. So that's what we're saying. These things matter and it makes a difference on the back end, on the underwriter, so they can look at like, okay, they can't afford a half a million dollar loan. And that's the thing we've seen a lot of times, and I want to say this so you'll know too, surat, that we have seen people that were denied a loan or didn't get exactly what they needed based on the fact they should have did a cost segregation on their building and their inventory.
Speaker 3:Well, yeah, and so let me back up and give you the implications of what a cost segregation can do in the first couple of years.
Speaker 3:Because it's critical for a business to start making money in the first couple of years. That's when they're most vulnerable of closing. So when an investor buys a property or starts doing a cost segregation remember, the name of the game is cash flow. So if you are cash flowing, you are reinvesting that money into the business to grow that much faster and get yourself out of that hole as fast as you can. Because if you do a cost let's just say for 2024, someone does a cost segregation study and I get them, let's say for around figure $100,000, depending on how big, it is right, but $100,000 can be payroll during COVID that there's an implication there. It and there are several stories I heard in this in this industry during covid where they did a cost segregation simply to cover their payroll, to bridge them as a basically as a bridge loan, right, but it's their own money, they didn't have to pay back to anybody except for themselves and they survived. You remember, restaurants were closed for about six to seven months here during peak COVID.
Speaker 3:Well at the end of 2020, what happened? They're open. We opened up the doors as society. And what happened? They're able to make payroll and they're thriving, whereas if they open in 2019, guess what? Without an influx of cash and more likely.
Speaker 3:the loan industry wasn't giving them out either. They're less likely and more strict. They come to someone like me and get that cash flow right on the 2020. On their 2019 tax return. Right, they derailed it, which you can do that on a cost segregation study. You can go back in time and say, hey look, this is when I bought the property, this is when I put it into service and this is what I'm due on my tax. On my 2019-20 tax return. They came out in April, june, september, whenever it came out, right, whenever you filed Right. The point is you get that cash then and guess what happened? You're thriving. Here we are in 2024.
Speaker 2:Right, so that's how the accounting can help that. Here we are in 2024. Right, so that's how the accounting can help. That's true, that's true. So, basically what you said and I like the part you said how we can go you can go back and pull money up to help them with their cash flow. This is simple stuff. Like I said, and you're right, you don't have to, and we did have people that would do that during that time because, you're right, the banks weren't really given because people had stopped, income had stopped. But those who did cost segregation and you are correct, they were able to pull in those numbers to help them where they could have cash flow, where they could do what they needed to do, and that's true, by going to you. But, like I said, that's something we just don't think we should do Now. You made a good point about when we start out in business. We should look at cost segregation. So how would that look with a start now with our business? How would that look?
Speaker 3:What do you mean?
Speaker 2:Like, if we have this cost segregation for our business, we start that I just bought my building. Should I start then when I first purchase it, for setting it up?
Speaker 3:Ideally, ideally, you want to do it as soon as possible in the first year and the the real. The reason is really simple okay, you have, you have collected no depreciation in the first year. It's zero dollars depreciation so far. So take that five year asset now you haven't depreciated that five yearyear asset, whereas if you do in the very first year now, you've got that much more to take off. Right, right. But that doesn't mean that you can't go back, like I mentioned in during the COVID example, right, if they opened in 2019, we could have went back to 2019, knocked off or re, re, brought back in that one year depreciation, which we did, and then go from there.
Speaker 2:Right and go for it, okay. So let me ask you this so what is something that you want everybody to take away? What you're talking about today? What is one thing you want them to take away?
Speaker 3:Don't be scared. Now we're talking to investors who take risks, so the scare part is probably mostly out the window.
Speaker 3:But don't be scared to ask questions. Don't be scared to talk to your financial team. Your financial team could be your advisor. It could be planners, it could be CPAs. There's many people in that financial team Loan officers, people like yourself too.
Speaker 3:Right, ask the question about what does the scenario look like if we pull this lever or these three levers? Right, but the process with the cost segregation is very simple. Right, you're going to run your thoughts by your tax pro or your financial team and then you're going to ask for a free estimate. And the best thing is there are different kinds of cost segregation studies you can do. There's a DIY method. There's a thing is there are different kinds of tile segregation studies you can do. There's a DIY method. There's a push a button method, like you just go online and just say, hey look, this is what the property looks like and this is what you can get me. Or you can do what I do, which is an engineering based study.
Speaker 3:Now, if you're owning property, you're more likely you're looking at hundreds of thousands of, if not millions, of dollars worth of asset. What's a couple of thousand dollars in the grand scheme of things to get it accurate, and what I mean by that, the engineering study that we do. We have someone that comes out to the property and assesses the differences in the cracks in your parking lot, the cracks in your flooring, if you have it, you know we're looking at exactly what these individual assets are worth right Within that building. Obviously, we're looking at the building itself, but we're also saying, hey, look, this flooring in the kitchen is worth more or less than the flooring in the common space, or this lighting fixtures out here in this room are worth more or less than those in this other room. And so we're the only way you can do that is when you have someone come to the property and assess that right, and that's what we're talking about.
Speaker 3:That uh I can't hear you, Jackie.
Speaker 2:Wait a minute. Did it cut off?
Speaker 3:Can you hear me?
Speaker 2:now Hold on. I can hear you. Are you muted? No, I don't think I'm muted. I hear myself.
Speaker 3:Hold on. Nope, I hear me, I hear you Now you go Now.
Speaker 2:You're back now. Yeah, I turned it off and turned it back on. That's technology for you. So basically, I put it with anybody have any questions, definitely you guys can ask him now. If not, we definitely want to invite everybody and let them know that we have on our website wwwtdjequallyllcnet that's behind me. We actually have a referral page where we have Patel on there where you guys can contact him. Leads to his website where you can book an appointment, because they can book an appointment with you to kind of discuss this. Am I correct?
Speaker 3:Yeah, it's easy to get hold of me. Just get on my website through Jackie's website, or you can reach me directly if you have my information.
Speaker 2:Right, Well, just give me your information now you can. You can go ahead and give it to them. We still going to have it shown up for them as well.
Speaker 3:Sure, so you can get hold of me through the website wwwsahanconsultingcom. S A H A N consultingcom, or you can just call me or text me.
Speaker 2:I'm really good responding through phone um 404-509-5247 okay and so if you would put that in the chat, put your, put your uh phone number and your website on the chat, okay, in the meantime? So, while he's doing that, what I want to let you guys know, we're trying to bring you things that will help you guys for us to understand how some of the loans work behind the scenes. It's not just going in the bank and giving them an application, it's really knowing what's expected out of you so you can have it, say, qualified. But they did not know, they lacked the knowledge of what all was needed to happen behind the scenes to make the loan actually come and, you know, come true. So that's where we are as far as teaching you guys that, some of that.
Speaker 2:So hopefully you all have gained some knowledge for it. But, like you said, we got your contact. His information is there, it's in the chat. Definitely you guys can use them and then you can also reach out, like I said, to our website. Is there anything else you would like our people to know before we close the show out today, mr patel?
Speaker 3:uh, no, I mean it doesn't take that long to do it. Um, we're closing up at the end of the year. We're kind of jet strapped to get make deadlines by the end of the year, but that doesn't mean that we can't go to rears. Like I said, tax date is in April, right, I don't know the exact date, but we get busy about beginning of March to put in requests for site service for people to come out.
Speaker 2:So do they need to start now? Get in with you now.
Speaker 3:The easiest way to do it. If you know you want to do it, go ahead and get in with you now.
Speaker 3:The easiest way to do if you know you want to do it, go ahead and get in contact with me Don't wait until February, March, April, because then what's going to happen is you're going to end up having I'm going to be delayed in getting back to you because everybody else has gotten ahead of you and you might end up filing for an extension. Right, we don't want that. We want you to get your money now.
Speaker 2:And we need that to be done so you can actually bring it in on your loan, especially if it's saving you money. I mean, you can get more in our case, you can get more money. So that's what we would need that to do. So that's why we want to like, say get started, make the poem, at least do the discovery call, okay, see what he can do for you. So when you look at getting loans you at least have that part kind of taken care of. That's what I'm thinking, okay.
Speaker 3:Well, we do free estimates. Free estimates, more or less, let you know what exactly to look for and we're relatively accurate.
Speaker 2:Okay On what you all do Exactly. You all do pretty good work. I know you came by referral, so you do pretty good, so that will be it for our show. We want to end our show for today and if you want to get in touch with Mr Patel, please visit our website referral page and sign up to be a part on our email community list. You'll see that as well on our website. So until next time, you all take care and be successful. Thank you all.
Speaker 3:Thank you so much All right.
Speaker 2:Bye-bye, bye-bye.
Speaker 1:We hope you enjoyed this episode of TDJ Equity Funding Insiders Podcast. If you'd like to be a guest or get in touch with us, please visit our website at tdjequityllcnet. Forward slash podcast or email us at podcast at tdjequityfundinginsidersnet. Until next time, take care.
