Retirement Done Right w/ David & Pat
Retirement Done Right is the podcast for smart, proactive retirees and pre-retirees who want to maximize their wealth, time, and lifestyle. Hosted by David Rath, CMT, CFA and Patrick Kalish, CFP® from Continuum Wealth Advisors, LLC, this show dives deep into retirement planning, investing, Social Security strategies, tax-efficient withdrawals, healthcare costs, and more—so you can retire with confidence.
Each episode delivers practical financial strategies, expert insights, and real-world advice to help you navigate the transition from career to retirement without stress. Whether you’re wondering how to create a reliable retirement paycheck, optimize your investments, or make the most of your golden years, Retirement Done Right has you covered.
🔹 New episodes every other week
🔹 Subscribe now to stay ahead on the latest retirement strategies
🔹 Leave a review to help others find the show!
Retirement isn’t the end—it’s just the beginning. Let’s make sure you do it right.
Retirement Done Right w/ David & Pat
5 Advanced Tax Tips To Create And Maintain A Low Tax Retirement
In this episode of Retirement Done Right, hosts David Rath & Pat Kalish are joined by Sarah Dorsey, CPA, to uncover five powerful, lesser-known tax strategies that can save you thousands and help you keep more of your hard-earned money.
🔹 Key Strategies Covered:
âś… Box Spreads: How to generate cash-like yield taxed at capital gains rates (not ordinary income).
âś… Section 351 Exchanges: Diversify a highly concentrated stock position WITHOUT triggering a massive tax bill.
âś… Mega Backdoor Roth: Supercharge your retirement savings with up to $66,000+ in annual Roth contributions (yes, you read that right).
âś… Charitable Giving Advanced Tactics: How to use Donor-Advised Funds (DAFs), Charitable Remainder Trusts (CRTs), and Qualified Charitable Distributions (QCDs) to maximize deductions.
âś… Qualified Opportunity Zones (QOZs): Defer and potentially eliminate capital gains taxes by investing in distressed areas.
📢 Who Should Listen?
• Investors with highly appreciated stocks or concentrated positions
• High earners looking to maximize retirement savings beyond standard limits
• Charitably inclined individuals wanting to optimize their tax impact
• Anyone interested in sophisticated wealth preservation strategies
Follow Us
Our Home Base
Disclosure
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.
Continuum Wealth Advisors, LLC (“Continuum”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Continuum and its representatives are properly licensed or exempt from licensure.