Retirement Done Right w/ David & Pat
Retirement Done Right is the podcast for smart, proactive retirees and pre-retirees who want to maximize their wealth, time, and lifestyle. Hosted by David Rath, CMT, CFA and Patrick Kalish, CFP® from Continuum Wealth Advisors, LLC, this show dives deep into retirement planning, investing, Social Security strategies, tax-efficient withdrawals, healthcare costs, and more—so you can retire with confidence.
Each episode delivers practical financial strategies, expert insights, and real-world advice to help you navigate the transition from career to retirement without stress. Whether you’re wondering how to create a reliable retirement paycheck, optimize your investments, or make the most of your golden years, Retirement Done Right has you covered.
🔹 New episodes every other week
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Retirement isn’t the end—it’s just the beginning. Let’s make sure you do it right.
Episodes
15 episodes
(Legally) Avoiding the 10% Early Withdrawal Penalty
Q1: Did you know there are 21 ways to avoid the 10% penalty for taking retirement money out before age 59 ½?A1: Yes, the IRS provides numerous exceptions to the early withdrawal penalty, with several designed for specific life events...
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5:44
What 2026 Markets Might Bring For Your Retirement
Disclaimer: The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a se...
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13:49
3 Potential Red Flags In Your Retirement Portfolio
This is for educational purposes only. Key Takeaways:"A-Shares" mutual funds charge upfront commissions (often ~5%) and higher ongoing fees. Ask your advisor if a cheaper share class of the same fund is available ...
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7:44
Questions You NEED To Ask Your Financial Advisor
🔍 Financial Advisors; The Truth About Fees, Fiduciaries & Holistic Planning In this revealing episode of Retirement Done Right, hosts Pat Kalish is joined by Andrew Heuss to pull back the curtain on the financial advisory indus...
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40:37
Is $1 Million Enough to Retire? The REAL Answer
How much do you really need to retire? The classic $1 million benchmark is a starting point, but is it your finish line? In this episode of Retirement Done Right, hosts David Rath and Pat Kalish, moderated by Andrew Heuss, tear ...
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37:55
5 Advanced Tax Tips To Create And Maintain A Low Tax Retirement
In this episode of Retirement Done Right, hosts David Rath & Pat Kalish are joined by Sarah Dorsey, CPA, to uncover five powerful, lesser-known tax strategies that can save you thousands and help you keep more of your hard-earned money....
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39:20
The Retirement Threat Your Advisor Didn't Mention
🔒CYBERSECURITY FOR RETIREES: Protect Your Life Savings from Digital Threats In this critical episode of Retirement Done Right, hosts David Rath & Pat Kalish sit down with Mark Hurley, CEO of Digital Privacy and Protection and f...
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32:08
Home Transition Coming Up? This Solution Changes Everything
🏠 Navigating a Home Transition? Here's How to Make It Stress-Free 🏠In this episode of Retirement Done Right, host Pat Kalish sits down with Erin Larkin-Maguire, founder of Good LineHomes, to unpack the emotional, logistical, and financi...
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31:29
How To Use An HSA In Retirement & Create A "Stealth" IRA
In this episode of Retirement Done Right, hosts David Rath & Pat Kalish reveal why Health Savings Accounts (HSAs) are the most underrated tool in personal finance—triple tax benefits, healthcare funding, and even retirement income boosts mo...
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29:54
Tools & Strategies To Taking On Healthcare In Retirement
In this episode of Retirement Done Right, David Rath and Pat Kalish sit down with Cole Craven, co-founder of Move Health, to break down the complexities of healthcare planning for retirees—from Medicare vs. marketplace options to tax-saving str...
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45:42
One Big Beautiful Bill Act - How Will It Impact Retirement, Estate Planning, & More
In this video, Continuum Group’s CPA Sarah Dorsey breaks down the proposed One Big Beautiful Bill Act and how it could impact your tax strategy, retirement savings, and financial future.📌 Key Topics Covered:✅ Potential tax bracket c...
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29:50
How to Pay Yourself in Retirement: A Step-by-Step Guide
Making the leap from accumulating wealth to spending it in retirement isn’t just a financial shift—it’s a psychological one. In this episode of Retirement Done Right, David and Pat explore what it takes to confidently transition from e...
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29:27
3: Tariff Talk
In this episode, David and Pat break down the market chaos triggered by recent tariff announcements and explore how fear-driven headlines can wreak havoc on investor behavior. They dive into the emotional traps investors fall into, like r...
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30:06
2: The Retirement Income Puzzle: What You Really Need (and Why Rules of Thumb Fall Short)
Most people approaching retirement have heard the usual advice: the 4% rule, the 25x rule, or the idea that you’ll only need 70–80% of your working income. But are these rules actually helpful or dangerously oversimplified?In...
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26:50
1: Four Common Estate Planning Mistakes (And How to Fix)
Estate planning is essential to ensuring your assets are distributed according to your wishes and your loved ones are protected. However, even the best intentions can go off track due to common mistakes. Here are four common estate planning mis...
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Episode 1
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18:13