The Financial Philosophers
We're here to help YOU learn how to grow, protect and use your money! We seek to empower You with the knowledge to apply specific financial strategies towards your ideal life, in connection with your deeply held values and goals. As professional financial planners with more than 10 years of experience, we embrace nuance and are willing to approach finance in unconventional ways. We strive to put thoughtfulness and intention behind every dollar we use and search for that perfect balance between planning for your future self and living in the moment. Chris is a CFP® professional, and Danny is a CFP® Candidate for Certification. We hope you enjoy the podcast, welcome your feedback, and can't wait to Philosophize these Finances!
For the video version of this podcast, check out our YouTube channel:
https://www.youtube.com/@financialphilosophers
To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.
Patreon:
patreon.com/TheFinancialPhilosophers
Episodes
113 episodes
Common 401(k) Mistakes that are Costing You Money - Episode 98
In today's episode, Chris and Danny walk through several common pitfalls related to retirement plan contributions (401k, IRA, etc.), investment selections, and other financial behaviors. There are many misconceptions surrounding retirement plan...
Weathering Inflation in 2026 - Episode 97
In today’s episode, Chris and Danny revisit the topic of inflation. With rising geopolitical tensions, tariffs, and signs of a potentially slowing economy, inflation is back in focus. They break down how it can impact your finances, what you ca...
Investing in Pokémon Cards - Episode 96
In today’s episode, Chris and Danny discuss the exploding popularity of investing in Pokémon cards. While it’s possible to make money buying and selling Pokémon cards, it doesn’t come without risk. They break down what investing in Pokémon card...
Important Tips for Filing your Tax Return - Episode 95
Tax season is upon us! Preparing to file your taxes can be daunting. There’s a lot of information to gather and keep track of, and it’s not always easy to remember everything that happened in your financial life over the past year. Did you sell...
2026 Financial Outlook: What Should You Be Doing? - Episode 94
In today's episode, Chris and Danny talk about what's currently on their minds as they look ahead to 2026, and why so many people feel uneasy about the financial and economic landscape right now. They touch on the growing political and economic...
Should You Surrender That Life Insurance Policy For Cash? - Episode 93
Before you (or someone else) surrender that permanent life insurance policy for its cash value, listen to this conversation. In today's episode, Chris and Danny walk through the real alternatives people rarely talk about: keeping the death bene...
Is a 50-Year Mortgage a Good Idea? - Episode 92
In today's episode, Chris and Danny discuss the newly proposed 50-year mortgage and what it could mean for homeowners and the housing market. While a 50-year loan could lower monthly payments, it may not be worth the trade-offs, such as slower ...
When Tax Deductions Don't Make Sense - Episode 91
In today's episode, Chris and Danny dig into the truth about tax deductions, what they are, why they matter, and how they can sometimes be overrated. Too often, people chase deductions without realizing they’re spending a dollar just to save a ...
Understanding the DNA of Every Investment - Episode 90
In today's episode, Chris and Danny focus on the core characteristics of every investment. From liquidity and guarantees to predictability and control, they break down how different assets behave on a fundamental level. No matter what type of a...
Financially Surviving the Government Shutdown in 2025 - Episode 89
In today’s episode, Chris and Danny discuss the government shutdown, its potential impact on your finances, and practical steps you can take to navigate the situation. Don’t lose hope, as there are always solutions to explore!
Expensive Things You Should Be Buying: A Financial Planner's Perspective - Episode 88
In today's episode, Chris and Danny discuss the importance of intentional spending and prioritizing quality over quantity. Much of financial planning focuses on being frugal, spending less, and saving more. However, it's equally important to re...
The Trials of Buying a Car, and the Perils of the Dealership - Episode 87
In today's episode, Chris and Danny discuss the current challenging vehicle market, and how one can better navigate the process of buying a car. Topics discussed include: current interest rates, vehicle prices, strategic down payment strategies...
Leveraging The New Tips Deduction For High-Paying Part Time Jobs - Episode 86
In today’s episode, Chris and Danny discuss the new Tips Deduction that was introduced as part of the One Big Beautiful Bill Act. How does this new deduction work? What are the important rules to be aware of? What are the limitations? Does this...
New Tax Laws: Unpacking The One Big Beautiful Bill (Part 3) - Episode 85
In today’s episode, Chris and Danny finish their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act). In this third episode, they unpack several additional key updates: changes made to student loans and ...
New Tax Laws: Unpacking The One Big Beautiful Bill (Part 2) - Episode 84
In today’s episode, Chris and Danny continue their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act). In this second episode, they unpack several additional key updates: the expansion of the QBI deduct...
New Tax Laws: Unpacking The One Big Beautiful Bill (Part 1) - Episode 83
In today's episode, Chris and Danny begin a two-part series exploring what’s inside the new tax legislation (i.e., The One Big Beautiful Bill Act) that's been making headlines.In this first episode, they unpack several key updates: the p...
Investing in Collectibles with Shawn Surmick (Reserved Investments) - Episode 82
In this episode, Chris and Danny sit down with Shawn Surmick, founder of Reserved Investments, for an insightful deep dive into the world of collectible investing. From vintage toys, graded video games, and LEGO sets to rare coins and fine art,...
When to Claim Social Security: Helping Your Parents (and Planning for Yourself) – Episode 79
In today’s episode, Chris and Danny dive into the complex decision of when to claim your Social Security benefits. Should you claim early, or is it better to wait? What are the financial implications of each choice, and how do they impact your ...
Buying or Selling a Small Business - Episode 78
In this episode, Chris and Danny dive into the complexities of buying and selling small, closely-held family businesses. The pursuit of personal gain often leads both buyers and sellers down paths that result in less-than-ideal outcomes. One of...
Buying Individual Stocks - Episode 77
In today's episode, Chris and Danny discuss the pros, cons, and important nuances around buying individual stocks. Many people love to buy stocks in the companies they know and love. However, most people don't understand what they actually own,...
What Returns Should We Expect from the Market? - Episode 76
In today's episode, Chris and Danny answer an important question from one of their listeners about what kind of returns we should expect in the market. Many people are left wondering where their extra dollars should go. Should you invest it? Sh...
How Will Tariffs Affect You? - Episode 75
Let's talk about Tariffs. What are they, how might they affect us, and what steps can we take to prepare for them?
This is NOT Financial Advice - Episode 74
In today's episode, Chris and Danny talk about the culture around the phrase "this is not advice." This phrase is used everywhere, and it often leaves the general public confused and frustrated. Chris and Danny peel back the curtains and talk c...