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Retirement Roadmap
Is your retirement plan rock solid? At MasterPlan Retirement Consultants, we specialize in constructing retirement plans designed to meet the challenges you could face in the course of a 20, 25 or 30-year retirement - or longer. Our tax planning, income planning, Social Security maximization, estate planning, healthcare planning, pension maximization, long-term care planning and other strategies are designed to maximize your retirement savings and income, while minimizing taxes and protecting your assets from outside forces that can disrupt your retirement.
On this podcast, we share videos about the issues retirees face.
Advisory services offered through MasterPlan Retirement Consultants, Inc., a Registered Investment Advisor in the state of Georgia. Insurance, tax and commodities services offered through Fricks and Associates, Inc. dba MasterPlan Retirement Consultants. The aforementioned are affiliated companies.
Episodes
84 episodes
Avoiding the IRMA Trap: Strategic Income Planning for Medicare
The Income-Related Monthly Adjustment Amount (IRMA) is a Medicare surcharge that can significantly increase your healthcare costs in retirement based on income from two years prior.• IRMA affects both Medicare Part B and Part D premiums...
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Season 3
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Episode 22
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24:47
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Time is Flying in 2025: Have You Caught Up With Your Financial Goals?
We examine essential mid-year financial steps that could help you finish the year strong and brighten your financial future. Time flies by quickly, making it crucial to check in on your financial goals periodically rather than putting them off ...
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Season 3
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Episode 21
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24:47
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Living Too Long: The Financial Risk
Longevity risk presents a significant challenge for retirees, with medical advancements potentially extending lifespans and creating decades-long retirements that require careful financial planning.• Running out of money in retirement i...
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Season 3
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Episode 20
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24:49
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Beyond the Check: Reimagining Retirement When Social Security Isn't Enough
Social Security has reached a milestone with the average check surpassing $2,000 monthly for the first time in June 2025, but this achievement highlights serious concerns about retirement security in America.• Maximum benefit for those ...
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Season 3
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Episode 19
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24:48
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Debunking Dangerous Retirement Myths
We explore eight common retirement planning myths that could potentially derail your financial future and explain why these outdated beliefs may no longer apply to today's retirement landscape.• The 4% withdrawal rule from the 1990s has...
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Season 3
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Episode 18
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24:48
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Shockproofing Your Retirement: Essential Safeguards
We explore the unexpected financial shocks that can derail even the most carefully constructed retirement plans and discuss strategies to help prepare for these challenges.• Healthcare costs average $315,000 for couples throughout retir...
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Season 3
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Episode 17
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24:47
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When Career Plans Crumble: Strategic Options for Pre-Retirement Layoffs
Facing a layoff when retirement is on the horizon can feel devastating. That carefully planned timeline suddenly collapses, leaving you wondering if your retirement dreams are still possible. But what seems like a crisis might actually be an op...
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Season 3
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Episode 16
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24:47
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Market-proof Your Retirement: Income Strategies for Any Market
The traditional rules of retirement planning have changed dramatically in recent decades, calling for new strategies to generate plans for reliable income regardless of market conditions. Increased market volatility since 2000 has rendered the ...
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Season 3
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Episode 15
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24:48
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Unconventional Retirement Strategies
What if your dream retirement looked nothing like the standard Florida condo and golf course scenario? Evan and Mark dive into wildly unconventional retirement strategies—some absurd, some surprisingly practical—that could transform how you env...
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Season 3
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Episode 14
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24:49
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Retiring in Turbulent Markets: Is 2025 Still Your Year?
Market volatility in 2025 doesn't have to derail retirement plans if you've properly structured your income sources and diversified your investments. Proper retirement planning involves creating stable income buckets that aren't totally depende...
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Season 3
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Episode 13
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24:49
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The 10 Scariest Things About Retirement (And How to Face Them)
We examine the most common retirement fears that prevent people from planning effectively and offer practical solutions to address them.• Running out of money tops the list of retirement concerns as people face longer lifespans without ...
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Season 3
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Episode 12
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24:48
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Working Beyond Retirement: The Benefits of Part-Time Jobs
We explore the financial and emotional benefits of part-time employment during retirement, discussing how it can both extend retirement savings and provide a sense of purpose during this major life transition.• Part-time work provides s...
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Season 3
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Episode 11
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24:48
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Spring Clean Your Retirement Plan: Part II
We explore strategies for optimizing your retirement plan with timely adjustments that can significantly impact your financial future. Spring cleaning your retirement plan involves reviewing multiple interconnected elements that work together t...
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Season 3
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Episode 10
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24:44
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Spring Clean Your Retirement Plan: Part I
We explore several strategies for spring cleaning your retirement plan. Retirement planning deserves regular attention and adjustments as your life circumstances and the economic landscape evolve.• Reviewing retirement accounts regularl...
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Season 3
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Episode 9
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24:23
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Tariff Talk: How Global Trade Impacts Your Retirement
This episode dives deep into the current economic climate, focusing on how tariffs can affect the retirement landscape. We explore actionable steps to help secure your financial future amid rising costs and market volatility. - Und...
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Season 3
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Episode 8
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24:24
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Retirement Adventures: Embracing Freedom and Volunteering at National Parks and Historic Sites
Retirement is more than just a financial milestone—it's an emotional and physical transformation. As we share the story of Will and Jen Hagler, you'll hear how the COVID-19 pandemic prompted them to reassess their work-life balance and embark o...
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Season 3
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Episode 7
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24:47
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Decoding Retirement Milestones: Age-Based Strategies for Financial Success
This episode highlights seven crucial age milestones for effective retirement planning and the strategic decisions that accompany each. Listeners learn how these milestones—from catch-up contributions to Social Security eligibility—can shape a ...
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Season 3
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Episode 6
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24:47
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Embracing the Silver Tsunami: How Retirees are Reshaping Society and Healthcare
The episode delves into the implications of the Silver Tsunami as baby boomers begin retiring en masse, examining demographics, healthcare costs, and the wealth transfer that will impact future generations. Effective retirement planning is cruc...
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Season 3
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Episode 5
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24:49
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Navigating Federal Retirement: FERS and Maximizing Your TSP
Federal employees face significant changes in retirement policies that can impact their benefits. Understanding FERS and TSP is crucial for effective planning, and proactive education is emphasized throughout the discussion. • Overview ...
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Season 3
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Episode 4
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24:48
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How Much Can I Spend in Retirement?
Understanding how much you can spend in retirement is complex, influenced by various factors including lifestyle, expenses, and resources. We provide insights into budgeting for retirement and highlight the significance of professional planning...
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Season 3
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Episode 3
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24:47
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Should I Break up With My Financial Advisor?: Communication, Fees, and Finding the Right Fit
When's the last time you reevaluated your relationship with your financial advisor? This episode discusses critical factors like communication issues, alignment of financial goals, fee transparency, and the importance of a fiduciary relationshi...
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Season 3
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Episode 2
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24:48
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Maximizing Social Security: The Fairness Act's Impact and Strategic Retirement Planning
This episode explores the recent Social Security Fairness Act (HR 82), which eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) that unfairly reduced benefits for many public servants. Listeners learn about ...
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Season 3
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Episode 1
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24:46
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Your Retirement Anti-bucket List: Common Retiree Experiences You Don’t Want to Have
You may have started thinking on your "bucket list" but have you given thought to things that you do not want to be a part of your retirement experience? Imagine spending more time on meaningful activities and less on the grind. Retirement isn'...
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Season 2
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Episode 34
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24:42
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Minimizing Retirement Tax Burdens: Strategies for 401(k)s, IRAs, and Tax-Efficient Inheritance
Could understanding the intricacies of retirement tax planning be the key to unlocking a stress-free retirement? Join Evan and Mark Fricks, as they dissect several strategies for minimizing tax burdens on large pre-tax accounts like 401(k)s and...
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Season 2
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Episode 33
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24:48
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Supporting Veterans: Transformative Care Initiatives with Kim Scofi of United Military Care
Join us for a heartfelt journey with Kim Scofi, founder and President of United Military Care, as she shares her inspiring path into veteran support. With a backdrop of personal military ties an...
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Season 2
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Episode 32
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24:48
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