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Credit Card BS Podcast
A Stanford student and a UC Berkeley graduate share everything you need to know about the world of Credit Card Points and Luxury Travel. UC Berkeley graduate Shaun Lane created and taught the world's first and only univeristy level for-credit course on Credit Card Rewards. Stanford Student Sherwin Lai has amassed millions of credit card points and has taken vacations all over the world nearly for free. If you listen to this podcast, you will find yourself traveling to the world's best destinations for cheaper than you could possibly imagine.
Episodes
149 episodes
The Chase Ink Train Has Crashed
We mourn the death of what was once the easiest way to amass tons of credit card points. We explain the new bonus eligibility restrictions Chase has imposed on the Ink cards, their new popup algorithm, and what this means for your credit card s...
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11:45
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Las Vegas Credit Card HACKS (2026 Edition)
Since many things have changed since our last video, it's time for a refreshed episode on one of our favorite places to hack: Las Vegas. Even if you're not a gambler, there are plenty of tricks to maximize value with credit cards. We spill all ...
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37:53
Travel Portals Are Stupid.
So many credit cards offer great multipliers for booking travel through their portal. But the problem is you are almost always worse off booking your travel through a travel portal rather than directly with the provider. We explain the reasons ...
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14:31
The "Secret" Ritz-Carlton Credit Card
With more and more premium credit cards becoming annoying coupon books, the Ritz-Carlton Credit Card is more important than ever. Although no longer available to new applicants, there is still a "secret" pathway to getting the card. We talk abo...
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16:21
Is the Southwest Debit Card worth getting?
Rewards debit cards are unusual. Southwest has released a very interesting debit card. It lets you earn Southwest points on debit card purchases and comes with some other unique benefits. We discuss whether the card is worth considering.
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7:10
What's Going on With Emirates? (Transfer Devaluation)
Something strange has been going on with Emirates as a transfer partner. Some banks have downgraded its transfer ratio, while another has discontinued it altogether. We investigate why this might be happening and whether this is a sign of bad t...
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7:59
Credit Card "Family Rules": Order to Get Bonuses (Capital One UPDATE)
Some credit card issuers have what are called "family rules": a strict order in which you must open a series of cards to be eligible for their sign-up bonuses. We break down American Express's rules and Capital One's NEW rules so that you don't...
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8:38
NEW Citi AAdvantage Globe Card: Peak or Mid?
We break down Citi's new mid-tier AA card, the AAdvantage Globe. Are the benefits worth the $350 annual fee, and who should be getting it?
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11:27
Coinbase Credit Card: Worth it?
The new Coinbase Credit Card advertises itself as giving up to 4% cash back, but what's the catch? We run through its details and give you our honest take.
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8:01
The BILT 2.0 Transition
BILT is severing ties with Wells Fargo and will be launching a new lineup of cards with annual fees of $0, $95, and $495 issued by Cardless in February. We explain the details of the transition, offer our predictions, and break down what this m...
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9:20
Revolut Ultra: Sleeper Premium Card?
We discuss the premium Revolut Ultra offering from the UK—its high monthly fee and quirky benefits. Has it been slept on, or do the benefits put us to sleep?
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9:19
New Credit Card Issuer? Cardless Explained
Cardless is a new issuer that is quickly gaining popularity. What are the interesting things have done, and are any of their cards worth getting?
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11:52
Chase The Edit & Hotel Credit CHANGES
Chase is feeling the heat from the Amex Platinum refresh! We discuss two changes Chase is making to its hotel credit and whether they're enough to keep the Sapphire Reserve competitive.
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11:23
The Wacky Premium Credit Card You've Never Heard Of (Citizens Summit Reserve World Elite Mastercard)
More likely than not, you've never heard of Citizens Bank. And you definitely didn't know they had a premium credit card. But is it any good? We break down this very strange card.
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17:29
Beware of Checkout Credit Card Marketing & Offers
If you're enticed by a credit card offer when checking out for a flight or hotel online or at a store in person, stop and watch this video. It's a trap.
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9:47
The Death of the $400 Card
We are in a credit card recession. Gone are the days of the $400 card with a simple credit; we are in a new era of high annual-fee coupon books. We talk about what this broad industry trend means for your credit card strategy.
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11:55
New Capital One Transfer Partners!
We discuss the new transfer partners Capital One has added recently: Japan Airlines, Qatar, Preferred Hotels, and some quirks about the transfer ratios.
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8:16
Refreshed Premium Card Battle: Amex Plat vs. Sapphire Reserve
The ultimate head-to-head comparison between the refreshed American Express Platinum and the Chase Sapphire Reserve. Are they worth the increase in annual fee? We provide detailed analytical comparison between the two cards that you won't hear ...
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26:25
Combining Points Across Cards and with Family Members
Banks allow you to pool points together from various cards to get more value from travel, but each bank (Chase, American Express, Citi, Capital One) has a slightly different mechanism for how it works. We give you the detailed breakdown on how ...
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11:55
Amex Marriott Business Card Changes Leaked?!
American Express recently sent out a survey on possible changes to the Bonvoy Business card as well as the potential launch of premium business Marriott cards. Is it good or bad news?
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13:42
New Alaska Airlines Cards: Full Breakdown
Alaska Airlines has released a new slate of Atmos credit cards, including a refresh of it's Bank of America credit card, and the launch of a brand new premium credit card. We give you everything you need to know and tell you why the premium car...
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15:36
Is Chase Pay Yourself Back Worth It?
Chase offers Pay Yourself Back, a way to redeem points as statement credit against certain purchases at a higher value than cash back. Is this a good use of your points? We provide an advanced analysis of its value proposition compared to other...
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14:56