Jumping The Wealth Curve
As a Senior Wealth Advisor at Smallwood Wealth Management, Ed specializes in creating financial plans to help you reduce your risks in retirement. His overall objective is to try to produce a more predictable outcome before and during retirement. Each week Ed talks about the many complexities everyone faces in retirement. His objective is to help you better understand and be prepared to enjoy your "golden years".
Here's where you can find out more and to reach out to Ed:
Smallwood Wealth Management smallwoodwealth.com
Schedule a Catch Up Call go.oncehub.com/EdwardBaoCatchUpCall
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The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. • Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. • Applicable Regal/Regulus disclosure.
Episodes
42 episodes
Don't Fall Into The Retirement Plan Trap
In this episode of Jumping The Wealth Curve, Ed Bao discusses the pitfalls of traditional retirement planning, emphasizing the difference between average and actual rates of return on investments. He illustrates how misleading averages can lead...
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17:19
New Year, Same Story - Market Volatility
In this episode of Jumping the Wealth Curve, Ed Bao discusses the persistent theme of market volatility and its implications for investors. He emphasizes the importance of understanding market trends, particularly in relation to tariffs and con...
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29:10
The Wealth Destroyers: Taxes & Fees
In this episode of Jumping the Wealth Curve, Ed Bao discusses the critical impact of taxes and fees on wealth accumulation and retirement planning. He emphasizes the importance of understanding different types of taxes, the distinction between ...
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27:28
Balance Is key
In this episode, Ed Bao emphasizes the critical role of balance in financial planning. He discusses the importance of maintaining equilibrium among the components of a financial plan, including savings, defense, and growth. Ed highlights common...
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23:10
It's 2025 - Here's What To Expect
In this episode, Ed Bao discusses the economic landscape of 2025, highlighting positive themes such as strong corporate earnings, ongoing interest rate cuts, and the impact of technology innovation. He also addresses potential concerns includin...
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24:05
2025 - What Do You Want?
In this episode, Ed Bao reflects on the past year and guides listeners through a goal-setting exercise for 2025. He emphasizes the importance of recognizing positive events from the previous year, articulating specific goals for the upcoming ye...
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16:36
Taxes - Paying More Than You Should?
In this episode, Ed Bao discusses essential tax strategies for individuals and business owners to maximize their tax refunds and minimize liabilities. He highlights five hidden ways to boost tax refunds and for business owners, he emphasizes th...
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21:24
Staying Committed To Your Financial Plan
In this episode of Jumping the Wealth Curve, Ed Bao discusses the importance of staying committed to your financial plan. He emphasizes the need for an open mind when formulating a plan and the significance of emotional and mental commitment to...
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13:37
The 4 most Common Mistakes With A Financial Plan
In this episode, Ed Bao discusses the four most common mistakes in financial planning, emphasizing the importance of understanding savings rates, protecting assets and income, wisely allocating funds, and avoiding a 'set it and forget it' menta...
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10:11
Don't Be Shackled by Your Bondage.
In this episode of Jumping the Wealth Curve, Ed Bao discusses the importance of flexibility in financial planning, particularly in relation to bonds and annuities. He explains the inverse relationship between interest rates and bond prices, hig...
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16:23
Your Retirement Journey
In this episode, Ed Bao discusses the intricacies of retirement planning, emphasizing the importance of understanding both the accumulation and distribution phases. He uses the metaphor of mountain climbing to illustrate the journey of financia...
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10:56
The Election And Your Portfolio
In this episode of Jumping the Wealth Curve, Ed Bao discusses the relationship between elections and investment strategies. He emphasizes the importance of staying the course with a diversified portfolio, regardless of political changes. Ed sha...
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14:13
How To Achieve What You Want
In this episode, Ed Bao discusses how to achieve what you want in life, whether it's in financial planning or personal goals. He emphasizes the importance of setting goals and being willing to make changes to reach those goals. Ed also talks ab...
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24:13
What Is A Financial Toolbox?
In this episode, Ed Bao discusses the concept of a financial toolbox and why it is important for financial planners to have a wide range of tools at their disposal. He emphasizes the need for a maximization mindset and explains how having a lim...
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11:19
Insurance Is A 4 letter Word
In this episode, Ed Bao discusses why insurance is often seen as a four-letter word. He emphasizes the importance of starting with the protection component in financial planning and addresses the emotional resistance people have towards insuran...
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14:14
How To Maximize Your Wealth Now
Welcome back, in this episode Ed discusses the importance of maximizing wealth during the accumulation phase of a financial plan. He emphasizes the need for a maximization mindset and making sure that every component of the plan, including prot...
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17:10
Do You Know Your Retirement Age?
Many pre-retirees believe that retiring at age 65 is unattainable and expect to face more challenges in retirement than their parents or grandparents. As a result, a significant percentage of pre-retirees plan to work longer or live on less mon...
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18:34
Do You Know How To Play The Money Game?
No it's not the latest board game, in this episode Ed Bao discusses the concept of playing the game of money and the five rules of the financial institution. He explains that financial institutions want to make you comfortable giving them your ...
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18:35
Mid Year State Of The Union
Sit back while Ed discusses the mid-year state of the markets and the economy. He provides data on the performance of various indices and highlights the outperformance of growth stocks over value stocks. He also explores the concept of market c...
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24:27
2024 And The end Of your Tax breaks
This podcast discusses the expiration of the Trump-era Tax Cuts and Jobs Act in 2025 and its potential impact on tax breaks. Ed provides an overview of the tax law changes, including permanent tax cuts for corporations, lowered tax rates ...
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24:26
Growth - The Final Step In Wealth Creation
In this episode, Ed Bao discusses the importance of the growth component in wealth creation. He emphasizes the need to prioritize protection and savings before focusing on growth. Ed explains that the protection component addresses risks such a...
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15:21
Savings: The Start To Financial Independence
In this episode, Ed Bao discusses the importance of the savings component in financial planning. He explains the different parts of savings including checking accounts, savings accounts, certificates of deposit (CDs), money market account...
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24:20
Protection! Don't Leave Home Without It
SummaryIn this episode, Ed Bao discusses the importance of the protection component in a financial plan. He emphasizes that protection is the first and most crucial step in building wealth. Ed explains that the protection component incl...
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16:55