
Own Your Life ~ by Jessi Johnson
Best-selling author Jessi Johnson is a Greater Vancouver / Metro Vancouver realtor with eXp Realty & mortgage broker with Home Equity Solutions in Greater Vancouver, Canada.
Episodes
44 episodes
Vancouver Residents Are Fleeing Due To Extremely High Costs
Imagine paying $2,600 for a tiny one-bedroom apartment, needing a $200,000 salary just to qualify for a basic home, and still barely making ends meet. This isn't a dystopian future - it's Vancouver right now. In fact, Va...
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6:31
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Will Trump's tariffs cause a mortgage renewal crisis?
Will Trump's tariffs cause a mortgage renewal crisis?As the housing market continues to face unprecedented challenges, the impact of tariffs on Canada is creating ripple effects throughout our economy. The combination of fluctuating mor...
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6:35

How Will TRUMP TARIFFS Affect the Canadian Housing Market?
As someone deeply connected to the housing market, I want to shed light on the significant impact of recent U.S. tariffs on the Canadian housing landscape. What makes this particularly noteworthy is that these aren't just abstract econo...
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4:37
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My predictions for Greater Vancouver real estate in 2025
I am Jessi Johnson, a 19-year veteran in the industry and this podcast is dedicated to helping you understand the rollercoaster real estate market in Greater Vancouver.I will post a link in the description to my recent podcast that picks...
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8:13

An audit of my predictions from 2024!
A review of my predictions from 2024. Was I close? Or, was I out to lunch?Welcome, I am Jessi Johnson, a 19-year veteran in the industry and this podcast is dedicated to helping you understand the rollercoaster real estate market in Gre...
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7:17

Is Canada going into a recession, or are we already in one?
Recently in Canadian real estate, we’ve seen: ~ GDP numbers fall, shifting predictions for December rate cuts ~ Consumer insolvencies returning to pre-pandemic levels ~ Canadians saving at near-record ratesFre...
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4:21

Skip coffee to reduce your mortgage
What if you could shave off years of your mortgage amortization, save over $40,000 in interest, and even benefit from tax-saving strategies—all by giving up just one coffee a day?It might sound too simple to be true, but let’s take a lo...
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4:14

Impact of Trump’s 25% Tariff on Canada
Re-elected US president Trump plans to implement a massive 25% tariff on Canadian goods the day he comes back into powerIs this all bark and no bite? Or will he push us into a recession?Let’s start with the basics: what are tari...
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6:13

What Canada's Massive Immigration Cuts Mean for Vancouver Real Estate in 2025
Brace yourselves, because a massive shift is coming that could completely reshape Vancouver's real estate market. Starting in 2025, Canada is slashing its immigration targets. We’re talking about 20% fewer permanent residents and a...
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6:25

HUGE mortgage rule changes are here!
Are Mortgage Rules Changing Weekly? Here’s What You Need to Know!In this video, we’ll break down the latest mortgage rule changes and how they may affect you.Key Updates:No More Stress Tests for Insured Mortgage Renewals...
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9:07

The Canadian government has started taxing your principal residence
Rumours have been floating around for a while but are now coming to fruition.The government has been researching the pros and cons of coming after principal residence by removing your capital gains exemption for a while now. Effective J...
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5:49

The Easy Way to Avoid Financial Stress When Buying and Selling
Should you sell your current home before purchasing a new one, or buy a new home before selling the old oneThis is a nuanced decision with advantages and drawbacks to each approach. Let’s break down both options.First, consider ...
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5:40

Mortgage interest rates are dropping but it hasn’t been enough
Despite dropping mortgage interest rates, the market remains slow. You can find out more about current trends in this video.Listen and subscribe for more!
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5:27

A comprehensive guide to buying your first home in Greater Vancouver
Updated first-time home buyer incentives for Canadians!Did you know, you can get first-time buyer incentives more than once?Enjoy the guide to buying your first home in Greater Vancouver.Listen and subscribe for more!
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9:39

How rich would you be, if you bought in January?
Inventory hits a 4-year high, mortgage rates are falling and here is your market updateIf you bought an average detached house in Greater Vancouver in January, you are now almost $120,000 richer...
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4:09

New legislative changes in the Residential Tenancy Act with property manager Keaton Bessey
In this episode, we cover the new legislative changes to the Residential Tenancy Act as well as a number of skill, testing questions. Keaton covers what all the latest changes mean including the negative and positive implications. We also cover...
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29:49
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April mortgage rate update from the Bank of Canada
The Bank of Canada Holds is over Overnight Rate at 5%. This came as no surprise, most of us in the industry didn't expect much much to happen until June. To be clear, the bank Canada announcement is specific to variable or line of credit mortga...
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3:01

More mortgage rules are coming in 2025, and it is NOT good
Yes, you heard that right. Our federal government is added again and wants to make it harder to qualify for a mortgage starting in 2025.If it's not hard enough already, I am disheartened to say that it's about to get harderThe n...
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3:35

Proper pre-approvals, why this is crucial to your success
Proper pre-approvals, why this is crucial to your success for many reasons.
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5:01

The dangers of waiting for lower mortgage interest rates
People often overlook the dangers of waiting to buy real estate in hopes of seeking lower mortgage rates. However, it is generally substantially more expensive to do this, and you don't necessarily qualify for more with a lower rate because the...
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2:38

Canada’s new-ish wartime housing building plan, will this actually work?
In this episode, we review a new-ish plan aimed at finally tackling Canada’s housing crisis. Right now, the government is thinking about how we can build as many homes as fast as possible, and they look to the past to pave the way to the future...
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7:19

Do I wish I joined eXp earlier? Yes, and no, but I am glad I waited
Like many realtors, we were skeptical about eXp Realty when we first heard about it. It seemed too good to be true. I initially thought that only low-producing realtors went there because of the low monthly fee.It's got to be a pyramid ...
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4:23

The Pros & Cons of being a realtor with eXp Realty
In this episode,I will cover the pros and cons of my personal experience of joining eXp realtyI am Jessi Johnson, an 18-year real estate veteran helping show you what to do, and what NOT to do, in your realtor businessFounded in...
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7:18
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BC assessments usually do not correctly represent your property value!
In this episode, I will articulate what a BC Assessment is and how to figure out the true value of your homeI am Jessi Johnson, guiding you with 18 years of experience as a mortgage broker and realtor.First off, BC assessments a...
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