Rich Girls' Guide
Hey, Rich Girls! This is Rich Girls' Guide, where we demystify the world of personal finance to help you create a financially successful & fulfilling life. I'm your host, Kirby, and I worked in wealth management for over 6 years before leaving the office to focus on raising my two daughters and growing my own business. Are you ready to chat all things money, budgeting & personal finance? Then you are in the right place! We'll dive into investing 101, learn how to build wealth, stock market investing, and how to utilize technology like Rocket Money and ChatGPT AI to grow our net worth. We are ditching the financial jargon and instead building financial literacy and healthy financial habits. I'm so happy you're here!
Rich Girls' Guide
Brand New Rule Allowing For $1k PENALTY FREE Retirement Withdrawal | Secure Act 2.0
Hey Rich Girls, Kirby here - did you know there was a brand-new ruling allowing for a $1k PENALTY FREE withdrawal from your retirement account that took effect this year?? Me neither - so let me fill you in on ALL the deets!
**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**
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ARTICLES MENTIONED:
IRS Guidance on Secure Act 2.0: https://www.wsj.com/podcasts/your-money-matters/need-1000-for-an-emergency-now-its-easier-to-tap-your-ira-or-401k/cea2640a-499a-41d3-97a6-6bf1640c0a28https://
www.thetaxadviser.com/issues/2024/jan/secure-2-0-developments-and-guidance-for-2024.html
Exceptions to 10% penalty: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions
https://www.asppa-net.org/news/browse-topics/record-number-401k-hardship-withdrawals-seen-2022
MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)
The Power of Habit: https://amzn.to/3xxkytF
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The Opposite of Spoiled: https://amzn.to/3xDz2rP
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